5 Star Checking



Earn interest easier with First American Bank's 5 STAR CHECKING!


  • FREE VISA Check Card/ATM Card
  • FREE ATM transactions at any FAB ATM
  • FREE Online Banking with FREE Bill Pay
  • E-Statements
  • FREE Telephone Banking
  • Unlimited Check Writing
  • FREE Direct Deposit
  • FREE Automatic Transfer
  • FREE Combined Statements
  • FREE Check Images with Statement
  • ¼% Discount on Personal Loans with Automatic Debit

  • Requirements per statement cycle are:

  • Minimum of 18 debit card transactions
  • Acceptance of e-Statements only
  • An average collected balance of $25,000 or less

  • Additional Benefits:

    Meet all requirements and you will receive a premium rate. FAB will also refund surcharge fees by other financial institution's ATMs up to a total of $18. Refund will appear on your statement the month after charges were incurred. If the three requirements are NOT met, no surcharge fees will be refunded for the statement cycle in which they were incurred and the rate of interest paid on the account falls to 0.15% with an APY of 0.15%, on entire average collected balance (rates subject to change).


    5 Star
    American StarAmerican Star 55Star StepFABulous FreeMoney Market
    Opening Balance$100$100$100$100$100$100
    Balance To Avoid Service Charges-0-$2,500-0-$1,000-0-$2,500
    Interest Bearing AccountsXXX
    Free Check Images with StatementXXXXX
    Free Money Orders, Cashier’s or Traveler’s ChecksXX
    Free FAB Custom Wallet ChecksXX
    First Year's Rent Free - 3X5 Safe Deposit BoxXX
    Monthly Cost-0-$10 (waived if account balance exceeds $2,500)-0-$10 (waived if average balance each statement cycle exceeds $1,000)-0-$10 (waived if average balance each statement cycle exceeds $2,500)

    *See GREEN with First American Bank's eco-friendly, paperless checking account.

    *Unlimited check writing on all accounts above.

    *Mobile Banking is free with all accounts above.