Star Step Checking



Star Step Checking lets you write unlimited checks while earning interest; there is a low minimum balance requirement. Interest accrues daily when average daily balance equals or exceeds $1,000. Interest rates are tiered based on balance.


  • $100 minimum opening balance
  • $10 monthly maintenance fee, waived if average daily balance is above $1,000
  • Interest-bearing (Get current rates)

  • Benefits with Star Step Checking include:


  • FREE VISA Check Card/ATM Card
  • FREE ATM transactions at any FAB ATM
  • FREE Online Banking with FREE Bill Pay
  • E-Statements
  • FREE Telephone Banking
  • Unlimited Check Writing
  • FREE Direct Deposit
  • FREE Automatic Transfer
  • FREE Combined Statements
  • Free Check Images with Statement
  • ¼% Discount on Personal Loans with Automatic Debit

  • 5 Star
    American StarAmerican Star 55Star StepFABulous FreeMoney Market
    Opening Balance$100$100$100$100$100$100
    Balance To Avoid Service Charges-0-$2,500-0-$1,000-0-$2,500
    Interest Bearing AccountsXXX
    Free Check Images with StatementXXXXX
    Free Money Orders, Cashier’s or Traveler’s ChecksXX
    Free FAB Custom Wallet ChecksXX
    First Year's Rent Free - 3X5 Safe Deposit BoxXX
    Monthly Cost-0-$10 (waived if account balance exceeds $2,500)-0-$10 (waived if average balance each statement cycle exceeds $1,000)-0-$10 (waived if average balance each statement cycle exceeds $2,500)

    *See GREEN with First American Bank's eco-friendly, paperless checking account.

    *Unlimited check writing on all accounts above.

    *Mobile Banking is free with all accounts above.