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  • ae UAE

Fees and Charges

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Account Features

Basic Account

Business Advantage

Business Preferred

Merchant Account

Call Account

Minimum Monthly Average Balance

AED 50,000

AED 250,000

AED 500,000

AED 10,000

AED 10,000

Fall below Fee (Per month)

AED 250

AED 350

AED 500

AED 250

AED 250

Relationship Fee

Free

Free

Free

Free

Free

Account Maintenance Charges

 

 

 

 

 

Account closure Fee within 0-12 month

AED 150

AED 250

AED 500

AED 150

AED 150

Customer Package Changes Charges (Upgrade/Downgrade)

AED 250

AED 500

AED 750

N/A

N/A

Teller Transaction

 

 

 

 

 

Internal Fund Transfer

Free

Free

Free

Free

Free

Foreign Currency cash Deposit / Withdrawal

1% For All FCY currency

1% For All FCY currency

1% For All FCY currency

1% For All FCY currency

1% For All FCY currency

Teller Transaction

2 Free transactions per month, thereafter AED 10 per transaction

8 Free transactions per month, thereafter AED 10 per transaction

20 Free transactions per month, thereafter AED 10 per transaction

Free

Free

Bulk AED cash deposit at teller counter and cash deposit centers

0.10% for AED 0.50 Million up to AED 1 Million. 0.25% for amounts more than AED 1 Million aggregated across all branches and cash deposit centers on a daily basis.

Free for up to AED 1 Million. 0.15% for amounts more than AED 1 Million aggregated across all branches and cash deposit centers on a daily basis.

Free for up to AED 1 Million. 0.10% for amounts more than AED 1 Million aggregated across all branches and cash deposit centers on a daily basis.

Free

Free

Bulk AED cash withdrawal at teller counter and cash deposit centers

0.10% for AED 0.50 Million up to AED 1 Million. 0.25% for amounts more than AED 1 Million aggregated across all branches and cash deposit centers on a daily basis.

Free for up to AED 1 Million. 0.15% for amounts more than AED 1 Million aggregated across all branches and cash deposit centers on a daily basis.

Free for up to AED 1 Million. 0.10% for amounts more than AED 1 Million aggregated across all branches and cash deposit centers on a daily basis.

Free

Free

3rd payment Cheque encashment per instrument

Free

Free

Free

Free

NA

Cheque Deposit

Free

Free

Free

Free

Free

Remittances

 

 

 

 

 

Inward Remittances in Local Currency

Free

Free

Free

Free

Free

Inward Remittances in Foreign Currency

Free

Free

Free

AED 15

AED 15

Copy of Inward Remittance swift message

AED 10

AED 20

AED 15

AED 10

AED 20

Outward Telex Transfer - Central Bank (UAE)

AED 50

AED 25

AED 20

AED 15

AED 30

Outward Telex Transfer - GCC

AED 30

AED 25

AED 15

AED 25

AED 35

Outward Telex Transfer - Other countries

AED 70

AED 60

AED 45

AED 50

AED 70

Outward Remittance - Cancellation/ Amendments

AED 30

AED 40

AED 35

AED 30

AED 40

Raising /Responding inquiries on behalf of customers

AED 30

AED 40

AED 35

AED 30

AED 40

Inward /Outward Swift Copy Charges

AED 20

AED 25

AED 20

AED 20

AED 25

Initiating a tracer of a payment to be changed to/ Cancellation of Remitance instruction (funds already remitted)

AED 30

AED 40

AED 35

AED 30

AED 40

Cheque Services

 

 

 

 

 

Cheque Book Issuance charges

1st chq Book Free

Free

Free

1st chq Book Free

NA

Additional Cheque Book request

AED 1 per leaf

Free

Free

AED 1 per leaf

NA

Uncollected Cheque Book

AED 15

AED 15

AED 15

AED 10

NA

Cheque Returned Charges

AED 300

AED 300

AED 300

AED 300

NA

Stop Cheque (per request)

AED 100

AED 60

AED 30

AED 20

NA

Copies of Cheques/letters/other off- line documents available for last 5 years

AED 40

AED 35

AED 30

AED 35

NA

Collection of Cheques outside UAE

AED 100

AED 75

AED 50

AED 50

NA

Post Dated cheques deposit (per Cheque)

AED 15

AED 20

AED 15

AED 15

NA

Post Dated cheques Stop Payment (per cheque)

AED 75

AED 100

AED 75

AED 75

NA

Standing Instructions

 

 

 

 

 

Standing Instructions set up charges

AED 50

AED 30

AED 20

AED 25

AED 30

Periodic Payment - Internally

Free

Free

Free

Free

Free

Periodic Payment - to another bank in UAE

AED 30

AED 25

AED 15

AED 15

AED 30

Periodic Payment -to a bank outside UAE

AED 70

AED 60

AED 50

AED 50

AED 70

Cancellation of Standing Instructions

AED 15

AED 15

AED 15

Free

AED 15

Amendment Charges

AED 10

AED 15

AED 15

AED 10

AED 15

Failed Standing Instruction

AED 10

AED 15

AED 15

AED 10

AED 15

Covering Instruction - set up

AED 30

AED 30

AED 30

AED 30

AED 30

Demand Drafts and Cashier's Order

 

 

 

 

 

Demand Draft Issuance

AED 30

AED 20

AED 15

AED 20

AED 25

Demand Draft Amendments/ Cancellation /stop Payment

AED 100

AED 50

AED 30

AED 15

AED 20

Statement Charges

 

 

 

 

 

Monthly Statement

Free

Free

Free

Free

Free

Duplicate Account Statement

AED 10 per page max of 200

AED 10 per page max of 200

AED 5 per page max of 200

Free

AED 10 per page max of 150

Bank Certificate /Letter Requests

 

 

 

 

 

Handling charges for general investigations

AED 30

AED 30

AED 30

AED 25

AED 25

Balance confirmation charges

AED 100

AED 100

AED 100

AED 100

AED 100

Under formation Letter

AED 750

AED 500

AED 250

AED 250

AED 250

A/C Closure Certificate

AED 150

AED 150

AED 150

AED 100

AED 100

Liability letter /No liability letter

AED 150

AED 150

AED 150

AED 100

AED 100

Audit Confirmation Letter

AED 300

AED 250

AED 150

AED 150

AED 150

Other reference letters (Good standard letter, account open date, ref letter showing the signature)

AED 150

AED 150

AED 150

AED 100

AED 100

Debit Card

 

 

 

 

 

Debit Card Issuance

Free

Free

Free

Free

Free

Debit Card Replacement

AED 25

AED 25

AED 25

AED 25

AED 25

Daily ATM Cash withdrawal limit

AED 50,000

AED 50,000

AED 50,000

AED 50,000

AED 50,000

Daily POS Transaction Limit

AED 75,000

AED 75,000

AED 75,000

AED 75,000

AED 75,000

UAE Switch (per Trnx) - Cash Withdrawal on other Bank ATM

AED 2

AED 2

AED 2

AED 2

AED 2

GCCNET (per Trnx) - Cash Withdrawal

AED 6

AED 6

AED 6

AED 6

AED 6

UAE Switch (per Trnx) - Balance Enquiry on other Bank ATM

AED 1

AED 1

AED 1

AED 1

AED 1

Cash Withdrawal outside GCC (per Trnx)

AED 20

AED 20

AED 20

AED 20

AED 20

GCCNET (per Trnx) –Balance Enquiry

AED 3

AED 3

AED 3

AED 3

AED 3

International Transaction Fee for Purchase :
In AED currency
In non-AED currency

 

2.5% of the Transaction amount
2%* of the Transaction amount

 

2.5% of the Transaction amount
2%* of the Transaction amount

 

2.5% of the Transaction amount
2%* of the Transaction amount

2.5% of the Transaction amount
2%* of the Transaction amount

2.5% of the Transaction amount
2%* of the Transaction amount

Copy of Sales slip

AED 25

AED 25

AED 25

AED 25

AED 25

Particulars Visa Business Platinum Credit Card Visa Business Signature Standard Card
Annual Membership Fee Free AED 500
Card Replacement Fee (Lost/Stolen/Damaged) AED 50 AED 75
Min. monthly payment 5% of the total o/s or AED 100 whichever is higher 5% of the total o/s or AED 100 whichever is higher
Cash Advance limit Upto 70% of the credit limit Upto 70% of the credit limit
Interest on Cash Advance 2.99% pm 3% pm
Overlimit Fee AED 275 AED 275
Late payment fee AED 230 AED 230
Cash Advance Fee 3% or AED 100 whichever is higher 3% or AED 100 whichever is higher
Duplicate statement fee AED 25 AED 25
International Transaction fee Applicable VISA scheme charges 0.49% of transaction value + Applicable VISA scheme charges
Payment due date 25 days from statement date 20 days from statement date
Liability letter fee AED 50 AED 50
Quick cash loan & Fees As per arrangement with Bank As per arrangement with Bank
Early settlement fees for Quick cash AED 100 AED 100

Channel Services : Internet Banking

 

 

 

 

 

Monthly Maintenance fee

AED 200

AED 150

Free

AED 200

AED 200

Token Issuance Fee (Per Token)

AED 100

AED 100

AED 100

AED 100

AED 100

*This fee is charged in addition to the standard processing fee charged by MasterCard International and is applicable to transactions performed in any currency other than UAE Dirhams
In line with the UAE's Value Added Tax (VAT) implementation from 1st January 2018, VAT at the rate of 5% will be levied on Fee and Charges specified herein, wherever applicable as per UAE law

Note - In line with the UAE's Value Added Tax (VAT) implementation from 1st January 2018, VAT at the rate of 5% will be levied on Fee and Charges specified herein, wherever applicable as per UAE law

 


Customer Service

600 52 5500

International

+971 2 499 6700

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First Abu Dhabi Bank

First Abu Dhabi Bank P.J.S.C

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