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FAB Islamic Car Finance at a 0%* profit rate


  • You may have to pay applicable early settlement charges if you settle the full financing early
  • If you do not meet the payments on your financing, your account will go into arrears, and you will be committed to pay a donation amount based on the bank’s request (if any)
  • The Bank will commence the recovery and collection process (which may include engaging third party debt collection agencies) and legal action including bankruptcy
  • Any legal action against you may affect your credit rating, and this may limit your ability to access financing and make it more difficult or more expensive to access financing in the future
  • Refinancing your facility may result in it taking longer to pay off the financing and you may pay higher profit

This Ramadan, drive your dream car with finance at 0%* profit rate from FAB Islamic

Buy a new car from Al-Futtaim with FAB Islamic Car Finance at a 0%* profit rate per year. Plus, benefit from a grace period of 90 days on the first instalment, no processing fees, and fast approvals. This Ramadan, embark on a great driving experience.

Pick Your Dream Car

Brand Models Profit rate
Toyota Land Cruiser, Crown, Veloz, Raize 0% for 2 years
Lexus IS, ES, RC, LS, LC 0% for 3 years
Lexus SUV UX, RX, LX 0% for 2 years
RAM DT1500 RAM Rebel & Limited models 0% for 3 years
Honda ACCORD LX TURBO 2023 0% for 4 years

*0% profit rates apply only for a finance tenure as mentioned in the vehicle quotation/invoice as agreed with the dealer for specific vehicles.

To apply, simply SMS “ALFUTTAIMISL” to 2121.


  • Node Minus Alt
    Minimum monthly salary of AED 7,000
  • OR
  • Node Minus Alt
    Loan up to AED 1.5 million
  • OR
  • Node Minus Alt
    Loans available for new cars only
  • OR

Required documents

  • Node Minus Alt
    Vehicle quotation
  • OR
  • Node Minus Alt
    UAE driving license
  • OR
  • Node Minus Alt
    Bank statements (where applicable)
  • OR
  • Node Minus Alt
    Salary certificate addressed to FAB Islamic (where applicable)
  • OR
  • Node Minus Alt
    Car finance application completed and signed by the customer
  • OR
  • Node Minus Alt
    Copy of a valid passport/residence visa/Emirates ID (originals must also be presented)
  • OR

Offer Terms and Conditions

  1. Offer is subject to change or discontinuance at any time at the sole discretion of the Bank. 
  2. FAB reserves the right to disqualify a customer from this promotion at any time at its sole discretion without responsibility on the Bank or any of its employee.
  3. Offer is valid for specific vehicles brands, models, and years of manufacturing, as detailed in this Offer and/or quotation.
  4. Vehicles available under this Offer are subject to change at the sole discretion of the dealership.
  5. Offer available during promotion period only.
  6. Offer available for Salaried & Self-Employed, Banking & Non-Banking individuals registering vehicle under personal name only.
  7. Offer subject to purchase of vehicle only from Trading Enterprises / Al Futtaim’s authorized Dealer.
  8. FAB is not liable for the services/products offered by Al Futtaim. Any service or product related issues or queries should be referred to the Partner directly.
  9. Offer is only valid if the dealer’s quotation mentions that the car is part of the subvention Offer.
  10. Subsidized profit payable by Al-Futtaim is to be calculated on finance amount against car value only (and not other accessories as part of the sale).
  11. Processing Fees / Auto Protect or Accessories not to be included in LPO or financed under this offer.
  12. Minimum 20% down payment is required under the offer.
  13. Applicable bank profit rates apply for a finance tenure beyond the period of the offer agreed for the vehicle.
  14.  In addition to the Terms and Conditions of this Offer, as a customer of FAB, your general banking relationship with us will be governed by FAB General Terms and Conditions for Islamic Accounts.
  15.  These terms and conditions are governed by and construed in accordance with the laws of Abu Dhabi as they are applied in the Emirate of Abu Dhabi and the federal laws of the United Arab Emirates. Any dispute concerning the interpretation of these terms and conditions shall be submitted to the exclusive jurisdiction of the court of the Emirate of Abu Dhabi.
  16. 0% profit rates apply only for a finance tenure as mentioned in the vehicle quotation/invoice as agreed with the dealer for specific vehicles.

View the FAB Islamic Car Finance Terms and Conditions.

Or you can apply by filling the below form:

Ready to apply?