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Elite Current Account

Elite Current Account


  • Multi-currency accounts with no minimum balance requirement
  • Free unlimited cheque books
  • First international remittance free per month (AED Accounts only, FAB charges only)
  • Free Elite Gold Mastercard World debit card


  • Elite Eligibility is 500,000 AED the Total Relationship Balance (TRB), 2,500,000 AED Mortgage or 50,000 AED Salary Transfer

TRB = Current/savings/call account balance + fixed deposits + investments

Required documents

  • The completed account opening form
  • Copy of a valid passport/resident visa/Emirates ID (originals must also be presented)
  • Proof of income

Note: Additional documents may be required on a case-by-case basis

Debit card benefits

Your Elite Current Account comes with a free Elite Gold Mastercard World debit card, which provides easy access to your money
  • High daily ATM cash withdrawal (up to AED 25,000) and purchase limits (up to AED 75,000)
  • Free cash withdrawals from any ATM in the UAE
  • Four free cash withdrawals per month from any ATM outside the UAE
  • Access to exclusive benefits and preferential treatment across the world


Rewards and offers

  • Earn Stars on maintaining a high balance in your Elite Current Account. One Star for every AED 200 on the average monthly balance (maximum of 100,000 Stars per month with a minimum average monthly balance of AED 100,000)
  • Earn 0.75 Stars for every AED 2 you spend on a domestic purchase and 1.5 Stars for every AED 2 you spend on an international purchase
  • Redeem your Stars for Etihad Guest Miles and Emirates Skywards Miles or book tickets on any airline via the Stars travel portal
  • Stars can also be redeemed for the Stars card, which can be used as a mode of payment with merchants who accept Visa
  • Experience exclusive lifestyle rewards through our World Mastercard debit card, for details, please click here

Note: For joint account holders, Stars earned based on the average balance will be equally divided across all the holders of the account

Debit card daily limits

  • ATM cash withdrawal limit AED 25,000
  • Retail purchase transaction limit AED 75,000

Fees and charges

*Terms and conditions apply

**Subject to bank approval

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