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Personal Loan for UAE Nationals


Whether it’s for a new home, travels aboard or a wedding, our personal loans for UAE nationals are designed to meet the needs of all Emiratis.


  • Personal loans up to AED 5 million for UAE nationals with flexible repayment terms of up to 48 months (or up to 60 months for employees of the Ministry of Defense)
  • Competitive interest rates
  • Minimum documentation
  • Fast track approvals
  • Comprehensive personal life insurance coverage


  • Minimum monthly income of AED 7,000
  • Employed in a governmental, semi-governmental or reputable private organisation
  • Applicant should be 21 years of age or above

Required documents

  • Copy of a valid passport/Emirates ID (originals must also be presented)
  • Bank statements for the last three months showing salary credits (if salary  is not credited to a FAB account)
  • Salary transfer letter/salary certificate addressed to FAB
  • Liability letter or a clearance letter (in case of buyout loans)
  • Application completed and signed by the customer

Terms and conditions apply

Indicative Loan Calculator

Just enter you monthly income and expenses for each category and the calculator will do the rest.

I am a UAE National
I am an employee of Ministry of Defense
My monthly salary is
I need to borrow
And pay it back over
Annual interest rate

Representative example

Monthly repayment

Total repayable

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Loan Amount :
Annual Interest Rate :
Number of Payments (Months) :

We are currently experiencing higher call volumes than usual. We encourage you to use the FAB Mobile app and check our .



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