Gold eDirham Card

• FAB CDMs
• FAB branches
• FAB mobile app and Online Banking for retail**
• Payit mobile app**
• FTS bank transfer
• FAB iBanking and Nafura for corporate
• Distribution channels - click here to download the full list of locations
• MBME KIOSKs (600+ machines across the UAE) - click here to view the full list of locations

Highlights

• Card cost: AED 25*
• Lowest card transaction fees participating Ministries and Federal Government authorities
• Personalised card requiring KYC (Know Your Customer) registration, without a bank account required
• Three-year validity
• Accepted at participating UAE Ministries and Federal Government authorities

This card offers easy loading and reloading of funds to help you keep track of your spending. It is valid for three years (expiry date printed on the card). Customers can redeem their available balances from FAB branches.

Loading/Reloading Fees

• FAB CDMs: AED 5*
• FAB Branch: AED 25*
• Distribution Channels and FAB iBanking: AED 5*
• FAB mobile app and Online banking: AED 5*
• FAB Nafura: AED 25*
• Payit mobile app: AED 5*
• eDirect: AED 5*
• FTS bank transfer: AED 5*

Redepmtion Fees

• FAB Branches: AED 25*
• FAB ATM/CDM: Free

Cards can be purchased/applied for through the channels below:

• FAB branches
• FAB's website**
• FAB’s mobile app and Online banking**
• Payit mobile app**
• Distribution channels**

The Gold eDirham card includes the following features:

(All amounts are in AED)

Cash withdrawal amounts:

Cash withdrawals are available for individual customers from any FAB ATM/CDM.

Eligibility

• Available to all UAE residents

Required documents

• Valid Emirates ID (front and back)
• Application form
• FATCA/CR form

Follow the below steps to make online transactions

1- Activate your card by topping it up at any FAB CDM, FAB branches or via FAB online banking.** Please visit our branch locator to locate your nearest FAB CDM or branch
2- Set the access code either by calling the FAB contact centre or through FAB ATMs/CDMs
3- Download eDirham Instant mobile app from the Apple App Store and Google Play Store and follow the instructions
4- Generate the OTP for online transactions from the eDirham app

*All above charges are exclusive of 5% VAT
**Service will be available soon