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Personal Finance

Enjoy attractive profit rates and up to 5 years tenure


  • Personal financing of up to SAR 2 million
  • Shariah-compliant
  • Competitive profit rates
  • Minimal documentation required
  • Fast approvals
  • In the case of death or permanent disability, the debt will be waived after the required documents are submitted to the Bank and subject to insurance coverage*
  • Node Minus Alt
    Minimum monthly income: SAR 5,000
  • OR
  • Node Minus Alt
    Must be employed by government, semi-government or private sector entities
  • OR
  • Node Minus Alt
    Must be 20 years of age or above
  • OR
*Terms & conditions apply
  • Node Minus Alt
    ID copy (valid original documents must be presented)
  • OR
  • Node Minus Alt
    6 months bank statement showing salary balances
  • OR
  • Node Minus Alt
    Salary statement and guarantee letter of salary from employer, both addressed to FAB
  • OR
  • Node Minus Alt
    A fund form, filled and signed by the applicant
  • OR
*Terms & conditions apply

An example of personal finance

Finance amount Finance period (in years) Annual profit rate Monthly payment amount
SAR 320,000 5 4.37% SAR 5,920
SAR 200,000 5 6.73% SAR 3,918
SAR 80,000 5 5.79% SAR 1,534

The annual profit rate (APR) may change based on the change in the finance amount and the due date shown in the table above and is subject to the credit evaluation of each customer.
Finance and other related costs are subject to laws, regulations and regulatory requirements.

An example of annual profit rate for personal finance

Duration Annual profit rate
Up to 5 years 3.07%

Ready to apply?

Ready to take the next step?

You can contact us with the contact below

Expect a reply within 48 hours

General Contact

KSA Helpline
800 124 2222

International Helpline
+966 9200 10695


Branch and Office Address:
Cayan Group Building
King Fahd Rd - Al Malqa Dist.
Riyadh 13524, Kingdom of Saudi Arabia


Office Address:
Randa Tower, No#7915
King AbdulAziz Road - An Nahdah District
Jeddah 23523, Kingdom of Saudi Arabia


Office Address:
Al Reziza Tower
King Fahd Ibn Abdul Azizi Road - Al Bandariyah Dist.
Al Khobar 34424, Kingdom of Saudi Arabia

First Abu Dhabi Bank, Foreign Joint Stock Company, a listed joint stock company, incorporated in the Kingdom of Saudi Arabia, commercial registration certificate 1010454604 unified number 7004453903, P.O. Box 13524 Riyadh 4204, Kingdom of Saudi Arabia, Tel. +9668001242222, licensed pursuant to the Council of Ministers Resolution No 351 dated 03-02-1439 H Corresponding to 10/23/2017 AD, and regulated and supervised by the Saudi Central Bank.