Get a FAB KSA Platinum Credit Card Free of Any Annual Fees!
Simply spend SAR 6,000 (excluding wallet transactions) within the first two months of your card issuance date and enjoy your new card without any fees.
This is a limited-time offer and is only valid on the FAB KSA Platinum Credit Card.
This offer is valid from 1 July 2025 until 31 October 2026.Campaign terms and conditions.
FAB-KSA is regulated and supervised by the Saudi Central Bank.
Simply spend SAR 6,000 (excluding wallet transactions) within the first two months of your card issuance date and enjoy your new card without any fees.
This is a limited-time offer and is only valid on the FAB KSA Platinum Credit Card.
This offer is valid from 1 July 2025 until 31 October 2026.Campaign terms and conditions.
FAB-KSA is regulated and supervised by the Saudi Central Bank.
Spend SAR 3,000 on your new FAB KSA Credit Card and enjoy SAR 500 to spend on noon.
Enjoy Muvi Cinema tickets from just SAR 16 with a FAB KSA Credit Card
Enjoy Plus One Access to airport lounges with your FAB KSA World Mastercard Credit Card
Now all FAB KSA World Mastercard Credit Cardholders can avail plus one complimentary access to Airport lounges which would allow you to take one guest along with you during each visit while accessing airport lounges.
The details of the lounges are available through Mastercard Travel Pass App.
Click to learn more about downloading and using the app.
FAB-KSA is regulated and supervised by the Saudi Central Bank
Styli
- Enjoy up to 20% off with FAB Mastercard Credit & Debit Cards
- Get 20% off on full-price items and 10% off on discounted items
- Use the promo code MC26
- No minimum spend is required
- Discount is not capped
- Redeemable once per customer
- Valid from 12 April 2026 till 31 December 2026
FAB-KSA is regulated and supervised by the Saudi Central Bank.
Discover the offers available with your Mastercard
FAB KSA offers discounted pricing for the Doctors and employees working for the hospitals mentioned in the below list:
Discounted Pricing:
| Fee Type | Charges | |
|---|---|---|
| Card Type | World | Platinum |
| Annual Fee | 500 | 350 |
| Supplementary fee | 50 | 50 |
| ATM Cash Withdrawal Limit | Up to 30% of credit limit | |
| Card Replacement Fee | 100 | |
| Murabaha Agency Fee | 15 | |
| Late Payment Fee | 100 | |
| Monthly Profit Margin | 2.50% | 2.75% |
| Credit Card transaction Dispute Fee (if unsuccessful) | 50 | |
| ATM Cash Withdrawal Fee ≤ SAR 5000 | 75 | |
| ATM Cash Withdrawal Fee ≥ SAR 5000 | 3% up to a maximum of SAR 300 | |
| International Transaction Fee | 2.99% | |
| Minimum Payment | 5% or SAR 350 (whichever is higher) | |
| Statement Frequency | Monthly | |
| Payment Due Date | 21 days from the statement date | |
| Value Added Tax (VAT) | All fees and commissions are payable pursuant to this agreement/application/letter/document/invoice is exclusive of VAT. Any VAT chargeable with respect to the aforementioned fee or commission shall be payable by the client together with and in addition to any sum agreed to be paid hereunder. | |
| Spend Criteria for Annual Fee Waiver | World Credit cards SAR 35,000/- in a year | Platinum Credit cards SAR 20,000/- in a year |
| The above pricing is applicable for the employees of the list of hospitals. Any other pricing campaign will not be applicable on the cards issued under this pricing model | ||
Your credit card can be free of annual fee.
The FAB KSA Credit Card annual fee can be waived if the below spending requirements are met:
* For World cardholders only
Apply for a free annual fee Credit Card today If you are:
Terms and Conditions apply
Offers
Flyin
Enjoy 8% off on airlines, 10% off on hotels and 18% off on packages with Flyin when you pay with your FAB KSA Mastercard Credit Card.
Credit Card Dispute FormPDFGeneral Terms & ConditionsPDFCredit Card Terms & ConditionsPDFMurabaha Terms & ConditionsPDF
Credit Card APR CalculatorZipCashback calculatorZipInternational Transaction amount CalculatorZipSupplementary card request process through Mobile AppPDFCredit Card PIN Set & Activation FlowPDF
Ready to apply?
Previous Campaigns
Receive an Amazon.sa gift card worth SAR 300 when you spend while travelling.
Offer Breakdown
- Flights: 5% off, up to SAR 750.
- Hotels: 15% off, up to SAR 750.
- Sale Period: 5-6 October 2026.
- No minimum spend required.
- Valid on international bookings only.
How to Redeem
- Book through Almosafer App, Website, or Call Centre.
- Use promo code FAB at checkout.
- Pay using your FAB KSA Credit Card.
- Enjoy the discount instantly on eligible bookings.
For more information, please call our toll-free number 8001242222.
FAB-KSA is regulated and supervised by the Saudi Central Bank.
Offer Breakdown
- 0% profit margin for 3 months from activation
- Campaign Period: August 15 to September 30 2026.
- Full repayment flexibility upon committing to the minimum due.
How to Redeem
- Apply for your credit card during the campaign period.
- Enjoy the 0% profit margin offer automatically upon meeting eligibility.
- Maintain the offer by paying the Minimum Amount Due monthly.
Terms & Conditions:
- Campaign Period: Valid for credit card applications issued between August 15 and September 30 2026.
- Scope & Eligibility: Exclusively for new customers issuing cards during the campaign.
- Calculation Mechanism: 0% profit margin applies for a maximum of 3 calendar months from card issuance.
- Drop-out Rules: Paying the "Minimum Amount Due" on time each month is mandatory. Failure results in immediate forfeiture and standard profit application in the next billing cycle.
- Post-Campaign Reversion: After 3 months, the account automatically reverts to standard pricing on any remaining balance starting month.
FAB-KSA is regulated and supervised by the Saudi Central Bank.
Offer Breakdown
- Get 9.6% cashback on local and international dining and transportation spends.
- This offer is valid from 23 September to 26 September 2026.
- A minimum cumulative spend of SAR 300 is required.
- The maximum cashback cap is SAR 500 per customer.
How to Redeem
- Use your FAB KSA Credit Card for dining and transportation transactions during the campaign period.
- Reach a cumulative spend of SAR 300 or more between September 23 and 26.
- Receive your cashback automatically, credited to your card within 30–60 days after the campaign ends.
Order from food delivery apps on Saudi match days and receive up to SAR 75 cashback on one qualifying transaction.
- Use your credit card for a purchase of SAR 100 or more and receive cashback of up to SAR 75.
- This offer is valid on 15, 21, and 26 June 2026.
FAB-KSA is regulated and supervised by the Saudi Central Bank.
- Spend over SAR 500 on local and international purchases using your card and earn up to SAR 100 cashback
- Offer valid on 27th, 28th and 29th May 2026
- FAB KSA is supervised, licensed, and regulated by the Saudi Central Bank
- With your FAB KSA Credit Card
- Spend over SAR 500 on your card in local purchases and earn up to SAR 100 cashback
- Offer valid on 20, 21 and 22 March 2026
- Offer Valid from 17th February 2026 – 16th March 2026 (This Offer is valid until the end of Ramadan 2026)
- Valid for all FAB KSA Mastercard Mada and Credit Cards
- Promocode MC30 must be added before checkout and complete
- Maximum discount amount per order is SAR 20
- FAB-KSA is regulated and supervised by the Saudi Central Bank
- With your FAB KSA Credit Card
- Spend over SAR 200 on your card in local purchases and earn up to SAR 100 cashback
- Offer valid on 21 & 22 February 2026
- 20% Instant Discount
- Spend minimum SAR 350 on your FAB KSA Credit Card. Discount is capped at SAR 100
The price of the offer can be affected by changes in the foreign exchange rate.
- The offer is valid for 1 month (January 05, 2026, to February 04, 2026)
- This offer is excluding wallet transactions
- To qualify for participation in this campaign, customers must meet a minimum cumulative spending threshold of SAR 1,000 on Cross-Border (international) transactions
- Required spend tiers and corresponding rewards are applied
- Up to 10% back will be in form of e-vouchers
- FAB KSA is supervised, licensed and regulated by Saudi Central bank
- Maximum incentive is SAR 500
FAB-KSA is regulated and supervised by the Saudi Central Bank.
The price of the offer can be affected by changes in the foreign exchange rate.
Offer valid for ONE DAY (November 13th) the offer is for in-store and online purchases with discount capped up to SAR 1,000
- The eligible customers will be notified via SMS within 60 days.
- Rewards are non-transferable and cannot be exchanged for cash.
- Wallet transactions are not eligible for this campaign
- E-voucher is subject to cap of SAR 950.
FAB-KSA is regulated and supervised by the Saudi Central Bank.
Pay with your FAB KSA Mastercard Credit Card and get rewarded.
Campaign terms and conditions.
FAB-KSA is regulated and supervised by the Saudi Central Bank.
Use your FAB KSA Mastercard credit card & spend SAR 2,500 to unlock exciting prizes including travel vouchers, electronics, and many more!
The required spend and corresponding prizes are as follows.
| Spend amounts | Prize |
|---|---|
| SAR 2,500 – 4,999 | SAR 300 You Got a Gift (YGG) e-Voucher |
| SAR 5,000 – 7,499 | Apple Airpods Pro 2nd Gen Galaxy Tab A9 Plus SAR 800 Travel Voucher |
| SAR 7,500 - 9,999 | Apple iPad 10.9 Apple Watch 9 45mm Smart Watch |
| SAR 10,000 - 14,999 | iPhone 16 256GB |
| SAR 15,000+ | iPhone 16 Pro 256GB |
Spend includes the total amount spent on local and international retail purchases, both in-store (POS) and online transactions.
Campaign terms and conditions.
FAB-KSA is regulated and supervised by the Saudi Central Bank.
YOUGotaGift eGift Card worth up to SAR 300, redeemable across 175+ brands!
Limited time offer: Apply now and spend to receive a YOUGotaGift eGift Card worth up to SAR 500, redeemable across 175+ brands!
FAB Platinum Credit Card:
- Spend a minimum of SAR 2,000 in total or in one transaction within 45 days of the card issuance date and get a SAR 300 eGift Card.
FAB World Credit Card:
- Spend a minimum of SAR 3,500 in total or in one transaction within 45 days from the card issuance date and get a SAR 500 eGift Card.
Some of the benefits of FAB KSA credit cards:
- Up to 3% cashback on retail purchases
- First-year annual fee waived
- No profit margin charged for the first three months
Campaign T&Cs apply.
FAB-KSA is regulated and supervised by the Saudi Central Bank.
Customers must spend the equivalent amount in non-SAR transactions. The reward amount increases with higher spending levels.
| Total international spend (SAR) | Reward amount (SAR) |
|---|---|
| 1,000 | 100 |
| 2,200 | 200 |
| 4,500 | 300 |
| 6,500 | 500 |
Campaign T&Cs apply.
FAB-KSA is regulated and supervised by the Saudi Central Bank.
Spend on all your favourite purchases using your FAB KSA Mastercard credit card and earn 10% cashback.
Terms:
- Valid on minimum spends of SAR 1,000 per transaction
- Offer lasts from 10 June 2024 to 10 September 2024
- Maximum cashback is SAR 2,000 a month
- Applicable cashback will be credited 15 days after the end of the month
- The 10% cashback includes the standard cashback offering
Please refer to our credit card terms and conditions and our cashback terms for general exclusions applied to the cashback programme.
Ready to take the next step?
You can contact us with the contact below
Expect a reply within 48 hours
| General Contact | |
|---|---|
 |
ContactKSA@bankfab.com |
| KSA Helpline | International Helpline | ||
|---|---|---|---|
 |
800 124 2222 | |
+966 9200 10695 |
| Complaints | |||
|---|---|---|---|
|
800 124 2222 | |
KSACustomerCare@bankfab.com |
| Complaint Handling Mechanism | |||
Riyadh
Branch and Office Address:
Cayan Group Building
King Fahd Rd - Al Malqa Dist.
Riyadh 13524, Kingdom of Saudi Arabia
Jeddah
Office Address:
Randa Tower, No#7915
King AbdulAziz Road - An Nahdah District
Jeddah 23523, Kingdom of Saudi Arabia
Khobar
Office Address:
Al Reziza Tower
King Fahd Ibn Abdul Azizi Road - Al Bandariyah Dist.
Al Khobar 34424, Kingdom of Saudi Arabia
First Abu Dhabi Bank, Foreign Joint Stock Company, a listed joint stock company, incorporated in the Kingdom of Saudi Arabia, commercial registration certificate 1010454604 unified number 7004453903, P.O. Box 13524 Riyadh 4204, Kingdom of Saudi Arabia, Tel. +9668001242222 www.bankfab.com/en-sa, licensed pursuant to the Council of Ministers Resolution No 351 dated 03-02-1439 H Corresponding to 10/23/2017 AD, and regulated and supervised by the Saudi Central Bank.