Benefit
- Financing amount up to SAR 5 million
- Shariah-compliant
- Competitive profit margins
- Co-financing between spouses or first-degree relatives, up to a maximum of three people
- Financing period of up to 30 years
- In case of death or permanent disability, the debt will be waived after the required documents are submitted to the Bank and subject to insurance coverage*
Eligibility
*Terms & conditions apply
*Terms & conditions apply
| Type of Fees | Fees |
|---|---|
| Administrative fees (including property evaluation fees) | 1% of finance amount or SAR 5,000 (whichever is less) |
| Early Settlement Fees (after the second year) | The term cost for the next three months |
An example of real estate finance
| Property value (SAR) | Loan to Value Ratio | Fixed or variable profit rate | Annual profit rate* | Payment period in years | Payment type | Monthly payment amount (SAR) | Early settlement fees |
|---|---|---|---|---|---|---|---|
| 585,000 | 90% | Fixed profit | 7.77% | 20 | The principal and the profit amount | 4,687.37 | 3 future instalments of profit |
| 1,000,000 | 90% | Fixed profit | 7.97% | 25 | The principal and the profit amount | 7,501.69 | 3 future instalments of profit |
| 2,000,000 | 90% | Fixed profit | 8.08% | 30 | The principal and the profit amount | 14,407.44 | 3 future instalments of profit |
Last update 11/01/2026
*The annual profit rate (APR) may change based on the change in the finance amount and the due date shown in the table above and is subject to the credit evaluation of each customer.
Request a Callback
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You can contact us with the contact below
Expect a reply within 48 hours
| General Contact | |
|---|---|
 |
ContactKSA@bankfab.com |
| KSA Helpline | International Helpline | ||
|---|---|---|---|
 |
800 124 2222 | |
+966 9200 10695 |
| Complaints | |||
|---|---|---|---|
|
800 124 2222 | |
KSACustomerCare@bankfab.com |
| Complaint Handling Mechanism | |||
Riyadh
Branch and Office Address:
Cayan Group Building
King Fahd Rd - Al Malqa Dist.
Riyadh 13524, Kingdom of Saudi Arabia
Jeddah
Office Address:
Randa Tower, No#7915
King AbdulAziz Road - An Nahdah District
Jeddah 23523, Kingdom of Saudi Arabia
Khobar
Office Address:
Al Reziza Tower
King Fahd Ibn Abdul Azizi Road - Al Bandariyah Dist.
Al Khobar 34424, Kingdom of Saudi Arabia
First Abu Dhabi Bank, Foreign Joint Stock Company, a listed joint stock company, incorporated in the Kingdom of Saudi Arabia, commercial registration certificate 1010454604 unified number 7004453903, P.O. Box 13524 Riyadh 4204, Kingdom of Saudi Arabia, Tel. +9668001242222 www.bankfab.com/en-sa, licensed pursuant to the Council of Ministers Resolution No 351 dated 03-02-1439 H Corresponding to 10/23/2017 AD, and regulated and supervised by the Saudi Central Bank.