- No minimum balance charges
- Earn FAB Rewards on your purchases and redeem for a Reward of your choice
- Special offers and discount from select premium retailers in the UAE
- Free Platinum Mastercard debit card
- Free lounge access at selected airports for FAB Platinum Mastercard debit card
- Applicant must be a resident of the UAE
- Salaried customers: minimum monthly salary AED 10,000 per month
- Non-salaried customers: minimum initial deposit of AED 10,000 per month
- The completed account opening form
- Copy of a valid passport/resident visa/Emirates ID (originals must also be presented)
- Proof of income
Note: Additional documents may be required on a case-by-case basis
Debit card features
Your One Account comes with a free Platinum Mastercard debit card which gives you access to a range of shopping and lifestyle benefits
- Get four free cash withdrawals from any ATM in the UAE
- Secure online shopping with One Time Password (OTP)
- Enjoy purchase protection on all debit card transactions up to 90 days from the date of purchase
- Complimentary airport lounge access across the Middle East, with no prior booking, simply show your Platinum Mastercard debit card
- Our FAB debit card now offers peace of mind with your online purchases. Shop with increased confidence, and get insurance coverage of up to USD 1,000 per year if items are not delivered within 30 days, if the wrong items are delivered, or if items are damaged during delivery.* For details click here.
Rewarding in every way
With your One Account, you will earn FAB Rewards on your account balance and debit card spending
- Earn 40 FAB Rewards for every AED 100 you spend domestically or internationally. Learn more.
- Earn 6 FAB Rewards for every AED 1,000 average account balance, up to a maximum of 80,000 FAB Rewards per month (a minimum average monthly balance of AED
10,000 is required). Learn more.
- Enjoy instant redemption at your fingertips and easily choose from an extensive selection of Rewards such as shopping, cashback, paying your utility bills, dining out or
booking your next holiday. Learn more.
- Experience exclusive lifestyle Rewards through our World Mastercard debit card. For details please click here.
Debit Card Daily Limits
- ATM Cash Withdrawal Limit AED 15,000
- Retail Purchase Transaction Limit AED 40,000
*Terms and conditions apply
**Minimum balance for the month to earn Rewards on average balance should be AED 10,000