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Warning
- You may have to pay penalties if you pay off a loan/financing early
- If you do not meet the repayments/payments on your loan/financing, your account will go into arrears. This may affect your credit rating, which may limit your ability to access financing in the future
- Refinancing your loans/financing may take longer to pay off than your previous loan/financing and may result in paying more in interest/profit
Need a personal loan or considering buying a car? We can make it happen. Discover FAB’s extensive range of loan options in the UAE.
Calculate your Monthly Payments with our Loans EMI Calculator
Just enter your details to check how much you are eligible to borrow and use our EMI calculator to estimate your monthly loan repayments.
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Personal Loan Calculator
Indicative Personal Loan EMI Calculator
Calculate your monthly installment by entering your income and expenses for each category. Our Personal Loan EMI Calculator will do the rest.
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Additional one-time upfront processing fee of 1.05% will apply on the loan amount (minimum AED 525 and maximum AED 2,625). A life insurance fee may apply. For further information on fees and charges, please refer to the service and price guide.
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* Please note that this is just an estimate calculator based on given amounts
Additional one-time upfront processing fee of 1.05% will apply on the loan amount (minimum AED 525 and maximum AED 2,625). A life insurance fee may apply. For further information on fees and charges, please refer to the service and price guide.
Explore FAB Loan Options in the UAE
Car Loans
Time for a new car? Drive Your Dream Car with our FAB Car Loans. Whether it’s pre-owned, new, or an electric vehicles (EV), apply now and get instantly approved.
Personal Loans
Meet Your Financial Needs with flexible repayment options with FAB Personal Loans. Discover the Perfect Loan Options. Apply Now!
Loan Products & Services
Discover our specialised products.
Secured Loans
Get a secured loan against your fixed deposits with FAB.
- Loans of up to AED 5 million
- Loan duration of up to 48 months
- Minimum monthly salary of AED 7,000
National Loans Scheme
Developed by the Central Bank of the UAE.
- Exclusively for UAE nationals with loans prior to May 2011
- Debt burden ratio should exceed 50% of their monthly salary
Does FAB offer flexible monthly repayment options for loans?
Yes, FAB offers a range of flexible repayment options as well as up to five months for personal loans and up to three months for car loans before your first installment.
What are the requirements for a personal loan?
FAB offers personal loans for UAE nationals and personal loans for expats. The requirements for a personal loan are:
- Employed with a governmental, semi-governmental or legitimate private organisation
- Applicants must be 21+ years old
- A minimum monthly salary of AED 7,000
- Copy of a valid passport/resident visa/Emirates ID (Originals must also be presented)
- Bank statements for the last three months showing salary credits (if salary is not credited to a FAB account)
- Salary transfer letter/salary certificate addressed to FAB
- Liability letter or a clearance letter (in case of buyout loans)
- Signed and completed application
Will I get flexible interest rates with FAB loans?
Yes, FAB offers flexible and competitive interest rates starting as low as 3.99% per year.
What kind of car loans are available?
There are three types of car loans you can choose from:
- Car loans for self-employed individuals
- Car loans for salaried individuals
- Etihad Guest Car Loan
Do I need to be a salary transfer customer to receive a personal loan?
Yes, you will need to transfer your salary to FAB to avail a personal loan.
How long is the loan approval process?
If you apply for a loan on our website, you will receive a call back within 24 hours. The entire loan approval process takes approximately 24 hours to complete.
What is the maximum loan amount that a customer can borrow?
This amount varies depending on the loan. UAE nationals can receive loans of up to AED 5 million and expats can receive loans for up to AED 2 million.
If you wish to speak to an expert to explore your opportunities, please contact 600525500.
*Disclaimer: All the information / options provided by FAB are for the purposes of the customers’ informed decision making and will not be deemed as a specific advice or recommendation.
Get in touch
Need more help?
Contact us anytime for further assistance or check out our FAQ page for more information.
| For customers within the UAE | For customers outside of the UAE | ||
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600 52 5500 | |
+971 2 681 1511 |