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Loans

WARNING

  • You may have to pay penalties if you pay off a loan/financing early
  • If you do not meet the repayments/payments on your loan/financing, your account will go into arrears. This may affect your credit rating, which may limit your ability to access financing in the future
  • Refinancing your loans/financing may take longer to pay off than your previous loan/financing and may result in paying more In interest/profit

It’s all within reach with our FAB Loans. Whether you’re looking for a car, home or personal loan, FAB offers a wide variety of options with competitive interest rates and flexible repayment plans to help get you on your way.

Find out more with our Loans Calculator


Let’s get started, it’s easy. Just enter your details and you can get an idea of how much you are eligible to borrow and what your monthly repayments would be.


View all loans calculators

Indicative Loan Calculator

Just enter your monthly income and expenses for each category and the calculator will do the rest.

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AED
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%

Representative example

Monthly repayment

Total repayable


FAB Logo
Loan Amount :
Annual Interest Rate :
Number of Payments (Months) :

Find out more with our Loans Calculator


Let’s get started, it’s easy. Just enter your details and you can get an idea of how much you are eligible to borrow and what your monthly repayments would be.


View all loans calculators

Indicative Loan Calculator

Just enter your monthly income and expenses for each category and the calculator will do the rest.

AED
AED
Months
%

Representative example

Monthly repayment

Total repayable

FAB Logo
Loan Amount :
Interest Rate :
No Of Payments :

Use our Lifestyle Calculator to help plan your finances

Just enter your monthly income and expenses for each category and the calculator will do the rest.

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Add Expense

Make your money grow!

Click here to learn more about our saving account products with competitive interest rates and attractive benefits for our customers

Make your money grow!

Click here to learn more about our saving account products with competitive interest rates and attractive benefits for our customers

Your current expenses are very close to your income.

Contact us to plan your finances together!

Your expenses exceed your monthly income.

Contact us to plan your finances together!

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Personal Loans

Personal Loans


Take care of your personal financial needs with our FAB Loans. Find the one that works for you.



Learn more about our personal loans

Car Loans


Time for a new car? Own the car you’ve always wanted with our FAB Car Loans.



Learn more about our car loans

Loan Products & Services


Discover our specialised products.

Secured Loans

Get a secured loan against your fixed deposits with FAB.

  • Loans of up to AED 5 million
  • Loan duration of up to 48 months
  • Minimum monthly salary of AED 7,000
Learn more
national-loans-scheme

National Loans Scheme

Developed by the Central Bank of the UAE.

  • Exclusively for UAE nationals with loans prior to May 2011
  • Debt burden ratio should exceed 50% of their monthly salary
Learn more

Buyout Loans

Take control of your finances by moving your loans to FAB.

  • Loan amounts of up to AED 5 million
  • Loan duration of up to 48 months
Learn more

FAB’s Convenient Branch and ATM Network

There are over 400 FAB ATMs across the UAE

On average, you are only five to seven minutes away from a FAB ATM in Dubai and Abu Dhabi, and 10 to 15 minutes in the northern emirates of Sharjah, Ajman, Ras Al Khaimah, Umm Al Quwain and Fujairah

There are over 60 FAB branches happy to serve you across the UAE

Want to know more?


Here are some of your most frequently asked questions.


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Yes, FAB offers a range of flexible repayment options as well as up to five months for personal loans and up to three months for car loans before your first installment.

FAB offers personal loans for UAE nationals and personal loans for expats. The requirements for a personal loan are:

  • Employed with a governmental, semi-governmental or legitimate private organisation
  • Applicants must be 21+ years old
  • A minimum monthly salary of AED 7,000
  • Copy of a valid passport/resident visa/Emirates ID (Originals must also be presented)
  • Bank statements for the last three months showing salary credits (if salary is not credited to a FAB account)
  • Salary transfer letter/salary certificate addressed to FAB
  • Liability letter or a clearance letter (in case of buyout loans)
  • Signed and completed application

Yes, FAB offers flexible and competitive interest rates starting as low as 3.99% per year.

If you apply for a loan on our website, you will receive a call back within 24 hours. The entire loan approval process takes approximately 24 hours to complete.
This amount varies depending on the loan. UAE nationals can receive loans of up to AED 5 million and expats can receive loans for up to AED 2 million.
FAB Current Variable Rates
FAB Personal Loan Buyers Guide
FAB Personal Loans Summary of Credit Life Insurance Benefits

If you wish to speak to an expert to explore your opportunities, please contact 600525500.

*Disclaimer: All the information / options provided by FAB are for the purposes of the customers’ informed decision making and will not be deemed as a specific advice or recommendation.

Need Support?

We are here with you every step of the way. How would you like to connect with us?

 

 

Contact Centre


600 525 500

International Number


+971(2)6811511

Branch & ATM Locator


Find a branch

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First Abu Dhabi Bank

First Abu Dhabi Bank P.J.S.C

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