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Loans

Making things possible.
Explore FAB Loans.

Warning

  • You may have to pay penalties if you pay off a loan/financing early
  • If you do not meet the repayments/payments on your loan/financing, your account will go into arrears. This may affect your credit rating, which may limit your ability to access financing in the future
  • Refinancing your loans/financing may take longer to pay off than your previous loan/financing and may result in paying more In interest/profit

It’s all within reach with our FAB Loans. Whether you’re looking for a car, home or personal loan, FAB offers a wide variety of options with competitive interest rates and flexible repayment plans to help get you on your way.


Find out more with our Loans Calculator

Let’s get started, it’s easy. Just enter your details and you can get an idea of how much you are eligible to borrow and what your monthly repayments would be.

View all loans calculators
View all loans calculators
View all loans calculators
View all loans calculators

Indicative Loan Calculator

Just enter your monthly income and expenses for each category and the calculator will do the rest.
My monthly Salary is
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I need to borrow
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And pay it back over
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Annual interest rate
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Monthly repayment
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Total repayable
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Additional one-time upfront processing fee of 1.05% will apply on the loan amount (minimum AED 525 and maximum AED 2,625). A life insurance fee may apply. For further information on fees and charges, please refer to the service and price guide.

Monthly repayment
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Total repayable
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* Please note that this is just an estimate calculator based on given amounts

Additional one-time upfront processing fee of 1.05% will apply on the loan amount (minimum AED 525 and maximum AED 2,625). A life insurance fee may apply. For further information on fees and charges, please refer to the service and price guide.

Car Loans


Time for a new car? Own the car you’ve always wanted with our FAB Car Loans.


Personal Loans


Take care of your personal financial needs with our FAB Loans. Find the one that works for you.

Loan Products & Services

Discover our specialised products.

Want to know more?

Here are some of your most frequently asked questions.

All Questions
All Questions
All Questions
All Questions
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Does FAB offer flexible monthly repayment options for loans?

Yes, FAB offers a range of flexible repayment options as well as up to five months for personal loans and up to three months for car loans before your first installment.

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What are the requirements for a personal loan?

FAB offers personal loans for UAE nationals and personal loans for expats. The requirements for a personal loan are:

  • Employed with a governmental, semi-governmental or legitimate private organisation
  • Applicants must be 21+ years old
  • A minimum monthly salary of AED 7,000
  • Copy of a valid passport/resident visa/Emirates ID (Originals must also be presented)
  • Bank statements for the last three months showing salary credits (if salary is not credited to a FAB account)
  • Salary transfer letter/salary certificate addressed to FAB
  • Liability letter or a clearance letter (in case of buyout loans)
  • Signed and completed application
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Will I get flexible interest rates with FAB loans?

Yes, FAB offers flexible and competitive interest rates starting as low as 3.99% per year.

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What kind of car loans are available?

There are three types of car loans you can choose from:

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Do I need to be a salary transfer customer to receive a personal loan?

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How long is the loan approval process?

If you apply for a loan on our website, you will receive a call back within 24 hours. The entire loan approval process takes approximately 24 hours to complete.

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What is the maximum loan amount that a customer can borrow?

This amount varies depending on the loan. UAE nationals can receive loans of up to AED 5 million and expats can receive loans for up to AED 2 million.

If you wish to speak to an expert to explore your opportunities, please contact 600525500.

*Disclaimer: All the information / options provided by FAB are for the purposes of the customers’ informed decision making and will not be deemed as a specific advice or recommendation.

FAB’s Convenient Branch and ATM Network

There are over 400 FAB ATMs across the UAE

On average, you are only five to seven minutes away from a FAB ATM in Dubai and Abu Dhabi, and 10 to 15 minutes in the northern emirates of Sharjah, Ajman, Ras Al Khaimah, Umm Al Quwain and Fujairah

There are over 60 FAB branches happy to serve you across the UAE

Get in touch

Need more help?

Contact us anytime for further assistance or check out our FAQ page for more information.

For customers within the UAE For customers outside of the UAE
600 52 5500 +971 2 681 1511