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First Abu Dhabi Bank
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Personal Loans
- Get a personal loan at 3.99% per year (variable rate) and 4.99% (fixed rate)1
- Up to three months before your first repayment
- Loan amount up to AED 5 million2 for UAE nationals and up to AED 2 million2 for Expats
Are you
Are you
Use our Lifestyle Calculator to help plan your finances
Just enter your monthly income and expenses for each category and the calculator will do the rest.
Income
What is your monthly salary?
AED
Other monthly Income
AED
Expenses
Pension & Insurance
0%
AED
Miscellaneous
0%
AED
Housing
0%
AED
Utilities
0%
AED
Food
0%
AED
Transportation
0%
AED
Clothing
0%
AED
Medical & Health
0%
AED
Personal
0%
AED
Recreation
0%
AED
Debts
0%
AED
Make your money grow!
Click here to learn more about our saving account products with competitive interest rates and attractive benefits for our customers
Your current expenses are very close to your income.
Contact us plan your finances together!
Your expensed exceed your monthly income.
Contact us plan your finances together!
Debt Burden Ratio calculator
Our DBR Calculator is designed to help you calculate your DBR and avoid getting into a spiral of debt.
We recommend you calculate you DBR, as the ratio can directly impact your ability to receive a loan or mortgage. Just enter your monthly income and expenses for the appropriate category and the calculator will do the rest.
What is DBR?
We recommend you calculate you DBR, as the ratio can directly impact your ability to receive a loan or mortgage. Just enter your monthly income and expenses for the appropriate category and the calculator will do the rest.
*Terms and Conditions Apply
Calculate Your Debt Burden Ratio
What is your monthly salary?
AED
Your Current Loans & Credit Cards
Total Monthly Repayments for
Personal Loan(s)
Total Monthly Repayments for
Car Loan(s)
Total Monthly Repayments for
Mortgage(s)
Available Limit For
Credit Card(s)
FAB current variable rates %:
All interest rates quoted are on reducing loan balance.
- This is a Variable Interest Rate Loan and subject to an introductory discount over the variable rate, which is only applicable for the first nine months
- Loan amount will be based on individual customer eligibility
Click here for FAB Current Variable Rates
Click here for FAB Personal Loan Buyers Guide
Click here for FAB Personal Loans Summary of Credit Life Insurance Benefits
We are currently experiencing higher call volumes than usual. We encourage you to use the FAB Mobile app and check our FAQs page.