- You may have to pay penalties if you pay off a loan/financing early
- If you do not meet the repayments/payments on your loan/financing, your account will go into arrears. This may affect your credit rating, which may limit your ability to access financing in the future
- Refinancing your loans/financing may take longer to pay off than your previous loan/financing and may result in paying more In interest/profit
Competitive interest rates starting at 3.19% per year*
Loans up to AED
1,500,000 or 80% of the car value
Finance available for new and pre-owned vehicles
*3.19% is a flat rate equivalent to reducing balance rate of 5.98% per year.
UAE driving license
Bank statements (where applicable)
Trade license (where applicable)
Documents to show your company ownership structure
Auto-loan application completed and signed by the customer
Copy of a valid passport/resident visa/Emirates ID(Originals must also be presented)
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Additional one-time upfront processing fee of 1.05% will apply on the loan amount (minimum AED 525 and maximum AED 2,625). For further information on fees and charges, please refer to the service and price guide.