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Car Loans


Car Loans for Self Employed Individuals

Embrace the road ahead with the FAB Car Loan for Self Employed Individuals.

  • Loan amount of up to AED 1.5 million or 80% of the car value
  • From 3.19% flat rate per year (equivalent to a 5.98% reducing rate per year)
  • A minimum average balance of AED 25,000 for the last three months

Car Loans for Salaried Individuals

Own the car of your dreams with the FAB Car Loan for Salaried Individuals.

  • Loans of up to AED 1.5 million or 80% of the car value
  • Interest rates starting 2.49%
  • Minimum monthly salary of AED 7,000

Etihad Guest Car Loan

Soar higher and earn miles with the Etihad Guest Car Loan.

  • Earn 350 Miles for every AED 20,000 borrowed
  • From 2.99% flat rate per year (equivalent to a 5.62% reducing rate)
  • Minimum monthly salary of AED 7,000

Frequently Asked Questions

The eligibility requirements will vary based on whether or not you are self-employed or a salaried employee. For employees, they should receive a minimum monthly salary of AED 7,000 and for those who are self-employed, they should have a monthly average balance of AED 25,000. More information on eligibility can be found here.
Yes. The minimum down payment required is 20% of the value of the car. Please reach out to a member of our team or learn more here.
You can receive a loan of up to AED 1.5 million or 80% of the car value (this varies depending on the individual auto loan application). You can use our handy Indicative Loan Calculator to get an idea of what your monthly installments may be.
The minimum salary requirement for an auto loan with FAB is AED 7,000 for salaried individuals, and AED 25,000 of 3 month average account balance for self-employed individuals.
The age of the vehicle should not be more than 8 years at time of maturity of the loan; however, for vehicles sold by key dealers like Al Tayer/Premier Motors, Al Habtoor, Abu Dhabi Motors etc, it can be up to 10 years at maturity of the loan.
Yes! FAB offers car loans for self-employed individuals. You can find all the details here.
Application processing fee of 1% of the loan amount is applicable.
Other charges include the interest component.
For used cars, a dealer valuation fees (payable to the valuator) may be applicable.
You can enjoy competitive interest rates on your car loan with FAB ranging from 1.99%* - 3.49% (flat rates) depending on the type of car, and internal bank policies.
*Flat rates are for illustration purposes, the applicable effective interest rates on car loan range between 3.79% to 6.51% per year.

Can't find what you are looking for?

We are currently experiencing higher call volumes than usual. We encourage you to use the FAB Mobile application and check our Frequently Asked Questions (FAQs) page.



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