UAE 
First Abu Dhabi Bank
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Car Loans
With FAB, you're always in the driver's seat. Select the car loan that is right for you so you can always enjoy the road ahead
Car Loans for Self Employed Individuals
Embrace the road ahead with the FAB Car Loan for Self Employed Individuals.
- Loan amount of up to AED 1.5 million or 80% of the car value
- From 2.99% flat rate per year (equivalent to a 5.62% reducing rate per year)
- Minimum monthly salary of AED 25,000
Car Loans for Salaried Individuals
Own the car of your dreams with the FAB Car Loan for Salaried Individuals.
- Loans of up to AED 1.5 million or 80% of the car value
- Interest rates starting at 1.99% per year for Emiratis and 2.15% for expats
- Minimum monthly salary of AED 8,000
Etihad Guest Car Loan
Soar higher and earn miles with the Etihad Guest Car Loan.
- Earn 350 Miles for every AED 20,000 borrowed
- From 2.99% flat rate per year (equivalent to a 5.62% reducing rate)
- Minimum monthly salary of AED 7,000
Frequently Asked Questions
What are the eligibility requirements for a FAB Auto Loan?
The eligibility requirements will vary based on whether or not you are self-employed or a salaried employee. For employees, they should receive a minimum monthly salary of AED 7,000 and for those who are self-employed, they should have a monthly average balance of AED 25,000. More information on eligibility can be found here.
Will I need to make a down payment for an auto loan?
Yes. The minimum down payment required is 20% of the value of the car. Please reach out to a member of our team or learn more here.
How much can I receive for an auto loan and how much will the installments be?
You can receive a loan of up to AED 1.5 million or 80% of the car value (this varies depending on the individual auto loan application). You can use our handy Indicative Loan Calculator to get an idea of what your monthly installments may be.
What is the minimum salary requirement for an auto loan?
The minimum salary requirement for an auto loan with FAB is AED 7,000 for salaried individuals, and AED 25,000 of 3 month average account balance for self-employed individuals.
Are there vehicle restrictions when applying for an auto loan?
The age of the vehicle should not be more than 8 years at time of maturity of the loan; however, for vehicles sold by key dealers like Al Tayer/Premier Motors, Al Habtoor, Abu Dhabi Motors etc, it can be up to 10 years at maturity of the loan.
We are currently experiencing higher call volumes than usual. We encourage you to use the FAB Mobile app and check our FAQs page.