The rates below do not indicate the chargeable rate on the loan. The base rate is a starting point, to which a discount is applied based on an individual’s risk profile. For example, the final rate charged on a Personal Loan for a UAE National will be as low as 5.95%.
Please see our updated base rates below
| FAB Current Base Rates | Current Rate | Effective Date |
|---|---|---|
| Base Rate | 13.75% | 1 March 2023 |
| Retail Base Rate | 9.00% | 1 January 2016 |
| Mortgage Base Rate | 11.50% | 1 June 2024 |
| Personal Loan Base Rate | 12.50% | 1 June 2024 |
We no longer offer Personal Loans or Mortgages based on the above base rates. The above only applies to customers with existing loans linked to base rates.
To view the current Personal Loan rates, please visit: Personal Loans in the UAE - Apply Online | First Abu Dhabi Bank (FAB) - UAE.
To view the current Mortgage Rates, please visit: Home Loan for Residences and Investments in UAE.
To view the Central Bank’s latest EIBOR rate, please go to centralbank.ae.
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| For customers within the UAE | For customers outside of the UAE | ||
|---|---|---|---|
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600 52 5500 | |
+971 2 681 1511 |