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Home Loan for Residences and Investments in UAE

WARNING

  • If you do not keep up your repayments/payments, you may lose your property
  • You may have to pay penalties if you pay off a loan/financing early
  • Refinancing your loans/financing may take longer to pay off than your previous loan/financing and may result in paying more in interest/profit
  • If you do not meet the repayments/payments on your loan/financing, your account will go into arrears. This may affect your credit rating, which may limit your ability to access financing in the future

Own your own home with FAB’s range of mortgage options and rates starting from 3.99%.


Enjoy a range of great rates on a FAB Mortgage with fixed and variable rate options, low down payments, high mortgage amounts and low fees. Our mortgage advisers will be with you every step of the way to advise on the best mortgage for you, and you’ll get great benefits, including your choice of FAB credit card.


Enjoy our fixed rate mortgages of up to five years:

Fixed rate period With a salary transfer to a FAB account* Without a salary transfer to a FAB account**
One year 3.99% 5.24%
Three years 4.24% 5.24%
Five years 4.49% 5.24%

Other great benefits include:

  • Get best-in-market fixed rates when you transfer your salary to a FAB account. You’ll also get to choose a FAB credit card to complement your loan, if you do not already hold one
  • Plus earn up to AED 12,500 cashback when you transfer your salary to a FAB account and open an iSave Account with our Multi Product Package offer* Learn more
  • More flexibility with our variable rates: One-year variable rate from 0.55% + 3 months EIBOR for the first year and 1.5% + 3 months EIBOR from the second year onwards
  • Up to 85% financing for first-time buyers
  • No approval-in-principle fee
  • Up to AED 10,000 in FAB Rewards when you transfer your salary to a FAB account
  • Exclusive deals on processing fees and discounted valuation fees on properties with major developers

Own your dream home today with a FAB Home Loan.


Conditions apply.

*These rates are subject to transferring your regular salary to a FAB current account and getting a FAB credit card if you do not already hold one. Up to AED 12,500 cashback is valid if you get a mortgage with a salary transfer and a new credit card (if you do not already hold one) and open an iSave Account. AED 12,500 is available in FAB Rewards for customers earning AED 50,000 or more per month. For customers earning a salary of under AED 50,000 per month, cashback is up to AED 10,000. The subsequent mortgage rate you’ll move to when your current deal ends is equivalent to the Mortgage Base Rate (MBR) minus 5% or 3 months EIBOR + 1.5% for customers with a salary transfer to a FAB account, and it will not fall below a specified rate of 1.99% over an agreed period of time.

**The subsequent mortgage rate you’ll move to when your current deal ends is equivalent to the Mortgage Base Rate (MBR) minus 4.5% or 3 months EIBOR + 1.89% for non-salary transfer customers, and it will not fall below a specified rate of 1.99% over an agreed period of time.

Made up your mind?

The Mortgage Application Process

Applying for a mortgage with FAB is easy. Start the journey to your new home with these simple steps:


Apply Now

Enter your details and we will call you back within
24 hours to proceed with your application.

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Mortgage Calculator

Just enter you monthly income and expenses for each category and the calculator will do the rest.

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Can't find what you are looking for?

We are currently experiencing higher call volumes than usual. We encourage you to use the FAB Mobile application and check our Frequently Asked Questions (FAQs) page.

 

 

Customer Service

600525500

International

+971(2)6811511

Ratibi Service

600522298

International

+971(2)4996279

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First Abu Dhabi Bank

First Abu Dhabi Bank P.J.S.C

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