UAE 
First Abu Dhabi Bank
First Abu Dhabi Bank P.J.S.CGET - On the app Store
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Abu Dhabi Platinum Credit Card
- Spend and win a Porsche Cayman
- Win a luxury staycation in a top Abu Dhabi hotel
- Enjoy up to 4 movie tickets per month at discounted rates
Exclusive Benefits
The credit card that always gives you more
More chances to win an array of top class experiences
- Win a head-turning Porsche Cayman – one winner every year
- Win a dream trip for two to New York, Seychelles, Maldives, London or Sydney – five winners semi-annually
- Win a luxury two-night stay at one of Abu Dhabi’s most exclusive resorts – 10 winners every quarter
- Mall Vouchers up to AED 1,000 – 60 winners every month
Travel Benefits
Experience a better way to travel
Get exclusive travel benefits when you use your FAB Abu Dhabi Platinum Credit Card for purchases
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Airport Transfer Facility
Reaching the airport on time has never been easier! FAB Abu Dhabi Platinum Credit Cardholders can enjoy 2 airport transfers per annum. To book this service, please click here or call 04-8713411 / 04-4328583. Learn more.
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Avis Car Rental Discounts
Whether you are traveling with your family or on a business trip, enjoy exclusive benefits with Avis. With your Platinum Mastercard, you can now enjoy access to:
15% off your next car rental across Europe, the Middle East, Africa and Asia
12% off your next car rental in the United States and Canada
A complimentary upgrade with every rental, worldwide. Learn more.
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Enjoy free airport lounge access
Enjoy 4 complimentary access* to 1,000+ airport lounges in 300+ cities by simply presenting your FAB Abu Dhabi Platinum Credit Card.
Unlimited and complimentary access* for cardholder to over 25 regional and international lounges across UAE, Saudi Arabia, Jordan, Kuwait, Egypt, Morocco, USA, UK, Canada, Germany, France, Singapore, and more. Learn more.
*Click here for detailed terms and conditions. This service is offered and supported by Mastercard and the terms and conditions of the offer(s) may change without prior notice.
Lifestyle Benefits
Bring more luxury into your lifestyle
Enjoy the good life with free valet parking and discounts on movie tickets
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Valet Parking
A convenient solution for all those enjoy the basic luxuries in life! FAB Abu Dhabi Platinum Cardholders can enjoy a total of up to 2 valet parking services per month at select locations. Learn more.
Please note: The valet parking services at Dubai International Airports (T1, T2 & T3), Al Maktoum International Airport and American Hospital Dubai have been temporarily discontinued from 20 March 2020 until further notice. -
Cinema Offer
A great offering for all movie buffs! FAB Abu Dhabi Platinum Credit Cardholders can enjoy 4 movie tickets per month at AED 15 during weekdays and AED 20 during weekends with Reel Cinemas, Cine Royal and Oscar Cinema and at AED 20 during weekends at VOX Cinemas.
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Buy 1 Get 1 offers
Hundreds of complimentary offers throughout Middle East & Africa across fine dining, premium spas or activities such as:
- Complimentary main menu item when one main menu item is purchased
- 600+ offers available across multiple countries
- Unlimited redemptions / usage on all offers
- Shop Smart
Get up to 10% cashback all year round at leading global online stores using your FAB Credit Card and SHOP SMART through the FAB Mobile app.
FAB REWARDS
Rewarding in every way
The all-new Rewards on the FAB Mobile app
- Earn up to 4 FAB Rewards for every AED 1 you spend
- 25% extra FAB Rewards for your spending in Abu Dhabi
- Enjoy instant redemption at your fingertips and easily choose from an extensive selection of Rewards such as shopping, cashback, paying your utility bills, dining out or booking your next holiday
Purchase Protection
We’ve got your purchases covered
Shop with confidence, knowing that the purchases you make with your FAB Abu Dhabi Platinum MasterCard are:
- Global Purchase Protection*
Enjoy global purchase protection with your Abu Dhabi Platinum Credit Card. Learn more.
- Emergency Assistance*
Access cash in an emergency, with our 24-hour emergency cash advance service, available at several locations worldwide.
For further details on our emergency services including toll free numbers please visit Mastercard.
*Service offered and supported by Mastercard. Terms and conditions of the offer(s) may change without prior notice. Visit Mastercard Platinum for the latest updates.
FAB Credit Cards
Schedule of Fees and Charges
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Interest on Retail Purchases* |
Up to 3.50% per month |
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Interest on Cash Advance* |
3.50% per month |
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Cash Advance Fee |
3.15% of the amount cash obtained with a minimum of AED 105 per transaction |
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International Transaction Fee |
2.49% of transaction value + scheme charges |
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Card Replacement Fee |
AED 78.75 |
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Credit Shield Plus Fee |
1.04% of outstanding balance |
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Wallet Shield Fee |
Charged per month at 0.42% of outstanding balance |
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Accident Insurance Fee |
Charged per month at 0.26% of outstanding balance or AED 31.5 which ever is higher |
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Late Payment Fee |
AED 241.50 in any month when the payment is late, or not made, or is less than the minimum amount due |
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Over Limit Fee |
AED 288.75 in any month when the outstanding balance is greater than the assigned credit limit |
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Plan Deferment Charges |
AED 262.50 |
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Cheque Returned Fee |
AED 210 |
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Minimum Monthly Payment |
5% of outstanding or AED 100 whichever is higher |
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Payment due date from statement date |
21- 25 days |
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Statement Reprint Charges |
AED 26.25 per statement |
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Copies of Transaction Slips |
AED 26.25 per transaction slip |
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Outstation Cheque Processing Charge |
AED 52.50 |
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Dispute Verification Charge |
AED 105 |
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Issuance of Liability Letter |
AED 52.50 |
Above fees and charges are inclusive of VAT, if any.
Credit Card Charges are rounded off to 2 decimal places.
*Effective 1 June 2021, the monthly interest on retail purchases on FAB Credit Cards would be revised to be 3.50% per month for salary transfer customers and 3.75% per month for non-salary transfer customers.
*Effective 11th June 2019, Interest rate on Retail Purchases and Cash Advance balances are subject to increase by 0.5% in case the card account is past due. An account is considered past due if the minimum payment due is not received before the payment due date. Subsequently, interest charges will revert to the prevailing product interest rate at the next billing date if the Card account is no longer past due.
What you get from our credit cards
We are currently experiencing higher call volumes than usual. We encourage you to use the FAB Mobile app and check our FAQs page.