UAE
UAE 
| WARNING If you make only the minimum repayment/payment each period, you will pay more in interest/profit/fees and it will take you longer to pay off your outstanding balance. |
| Draw month | Qualifying spend period | Criteria(Based on retail spend) | Total winners per draw | Maximum winning amount per winner (AED) |
|---|---|---|---|---|
| Every July | January – June (6 months) | Cumulative retail spend of AED 25,000 within 6 months | 20 | 25,000 |
| Every January | January – December (previous year) | Annual retail spend of AED 50,000 and above | 20 | 50,000 |
| Annual retail spend between AED 25,000 and AED 50,000 | 100 | 1,000 |
Get exclusive travel benefits when you use your FAB Abu Dhabi Platinum Credit Card for purchases
Reaching the airport on time has never been easier! FAB Abu Dhabi Platinum Credit Cardholders can enjoy 2 airport transfers per annum. To book this service, please click here or call 04-8713411 / 04-4328583. Learn more. Sorry, this benefit is on hold until further notice.
Whether you are traveling with your family or on a business trip, enjoy exclusive benefits with Avis. With your Platinum Mastercard, you can now enjoy access to:
15% off your next car rental across Europe, the Middle East, Africa and Asia
12% off your next car rental in the United States and Canada
A complimentary upgrade with every rental, worldwide. Learn more.
Enjoy 4 complimentary access* to 1,000+ airport lounges in 300+ cities by simply presenting your FAB Abu Dhabi Platinum Credit Card.
Unlimited and complimentary access* for cardholder to over 25 regional and international lounges across UAE, Saudi Arabia, Jordan, Kuwait, Egypt, Morocco, USA, UK, Canada, Germany, France, Singapore, and more. Learn more.
*Click here for detailed terms and conditions. This service is offered and supported by Mastercard and the terms and conditions of the offer(s) may change without prior notice.
Enjoy the good life with free valet parking and discounts on movie tickets
A great offering for all movie buffs! FAB Abu Dhabi Platinum Credit Cardholders can enjoy 4 movie tickets per month at AED 15 during weekdays and AED 20 during weekends with Reel Cinemas, Cine Royal and Oscar Cinema and at AED 20 during weekends at VOX Cinemas.
Hundreds of complimentary offers throughout Middle East & Africa across fine dining, premium spas or activities such as:
- Complimentary main menu item when one main menu item is purchased
- 600+ offers available across multiple countries
- Unlimited redemptions / usage on all offers
Get up to 10% cashback all year round at leading global online stores using your FAB Credit Card and SHOP SMART through the FAB Mobile app.
The all-new Rewards on the FAB Mobile app
Shop with confidence, knowing that the purchases you make with your FAB Abu Dhabi Platinum MasterCard are:
Enjoy global purchase protection with your Abu Dhabi Platinum Credit Card. Learn more.
Access cash in an emergency, with our 24-hour emergency cash advance service, available at several locations worldwide.
For further details on our emergency services including toll free numbers please visit Mastercard.
*Service offered and supported by Mastercard. Terms and conditions of the offer(s) may change without prior notice. Visit Mastercard Platinum for the latest updates.
| Interest on Retail Purchases* | Up to 3.75% per month |
| Interest on Cash Advance* | 3.50% per month |
| Cash Advance Fee | 3.15% of the amount cash obtained with a minimum of AED 157.5 per transaction |
| International Transaction Fee | 2.49% of transaction value + scheme charges |
| Card Replacement Fee | AED 78.75 |
| Credit Shield Plus Fee | 1.04% of outstanding balance |
| Wallet Shield Fee | Charged per month at 0.42% of outstanding balance |
| Accident Insurance Fee | Charged per month at 0.26% of outstanding balance or AED 31.5 which ever is higher |
| Late Payment Fee | AED 241.50 in any month when the payment is late, or not made, or is less than the minimum amount due |
| Over Limit Fee | AED 288.75 in any month when the outstanding balance is greater than the assigned credit limit |
| Plan Deferment Charges | AED 262.50 |
| Cheque Returned Fee | AED 210 |
| Minimum Monthly Payment | 5% of outstanding or AED 100 whichever is higher |
| Payment due date from statement date | 21- 25 days |
| Statement Reprint Charges | AED 26.25 per statement |
| Copies of Transaction Slips | AED 26.25 per transaction slip |
| Outstation Cheque Processing Charge | AED 52.50 |
| Dispute Verification Charge | AED 105 |
| Issuance of Liability Letter | AED 52.50 |
Above fees and charges are inclusive of VAT, if any.
Credit card charges are rounded off to two decimal places.
*Effective 11th June 2019, Interest rate on Retail Purchases and Cash Advance balances are subject to increase by 0.5% in case the card account is past due. An account is considered past due if the minimum payment due is not received before the payment due date. Subsequently, interest charges will revert to the prevailing product interest rate at the next billing date if the Card account is no longer past due.
FAB Mobile puts the power of the bank in your hands
We are currently experiencing higher call volumes than usual. We encourage you to use the FAB Mobile app and check our Frequently Asked Questions (FAQs) page.
