Abu Dhabi Titanium Credit Card
- Rent with Avis and get a complimentary upgrade, worldwide
- 20% off 3 rides every month with Careem
- Access to airport lounges across the Middle East
WARNING
If you make only the minimum repayment/payment each period, you will pay more in interest/profit/fees and it will take you longer to pay off your outstanding balance.
Spend and WIN cash prizes
Draw month |
Qualifying spend period |
Criteria(Based on retail spend) |
Total winners per draw |
Maximum winning amount per winner (AED) |
Every July |
January – June (6 months) |
Cumulative retail spend of AED 25,000 within 6 months |
20 |
25,000 |
Every January |
January – December (previous year) |
Annual retail spend of AED 50,000 and above |
20 |
50,000 |
Annual retail spend between AED 25,000 and AED 50,000 |
100 |
1,000 |
Travel Benefits
Experience a better way to travel
Get exclusive travel benefits when you use your Abu Dhabi Titanium Credit Card for purchases
- Lounge Access
Travel should always feel like a privilege, and with access to some regional airport lounges it sure does. As a FAB Titanium cardholder you receive:
- Complimentary access to over 10 VIP lounges in UAE, KSA, Jordan, Kuwait and Egypt
- Access to business facilities – email, Internet, phones, fax machines, and conference space in some lounges
- Complimentary refreshments and snacks
Learn more
- Avis Car Rental Discounts
Whether you are traveling with your family or on a business trip, enjoy exclusive benefits with Avis. With your FAB Titanium Credit Card, you can now enjoy access to:
- 15% off your next car rental across Europe, the Middle East, Africa and Asia
- 12% off your next car rental in the United States and Canada
- A complimentary upgrade with every rental, worldwide
Learn more
Lifestyle Benefits
Bring some luxury into your lifestyle
Never miss a favorite movie, with special discounts on cinema tickets
- Discounted chauffeur rides with Careem
Now when you travel across countries in the Middle East with your FAB Titanium credit card,
- Your first ride free (for new Careem customers only)
- 20% off 3 rides every month
Learn more
- Mastercard Buy 1 Get 1 offers
Hundreds of complimentary offers throughout Middle East & Africa across fine dining, premium spas or activities such as:
- Complimentary main menu item when one main menu item is purchased
- 600+ offers available across multiple countries
- Unlimited redemptions / usage on all offers
Learn more
FAB REWARDS
Rewarding in every way
The all-new Rewards on the FAB Mobile app
Min Monthly Salary
AED 5,000
Schedule of Fees and Charges
Annual Fees |
Salary Transfer Customers |
Non Salary Transfer Customers |
AED 100 |
AED 200 |
Interest on Retail Purchases**
|
Up to 3.75% per month until 23 January 2023
3.85% per month from 24 January 2023 onwards |
Interest on Cash Advance**
|
3.50% per month until 23 January 2023
3.99% per month from 24 January 2023 onwards |
Cash Advance Fee
|
3.15% of the amount cash obtained with a minimum of AED 157.5 per transaction
|
International Transaction Fee
|
2.49% of transaction value + scheme charges
|
Card Replacement Fee
|
AED 78.75
|
Credit Shield Plus Fee
|
1.04% of outstanding balance
|
Wallet Shield Fee
|
Charged per month at 0.42% of outstanding balance
|
Accident Insurance Fee
|
Charged per month at 0.26% of outstanding balance or AED 31.5 which ever is higher
|
Late Payment Fee
|
AED 241.50 in any month when the payment is late, or not made, or is less than the minimum amount due
|
Over Limit Fee
|
AED 288.75 in any month when the outstanding balance is greater than the assigned credit limit
|
Plan Deferment Charges
|
AED 262.50
|
Cheque Returned Fee
|
AED 210
|
Minimum Monthly Payment
|
5% of outstanding or AED 100 whichever is higher
|
Payment due date from statement date
|
21- 25 days
|
Statement Reprint Charges
|
AED 26.25 per statement
|
Copies of Transaction Slips
|
AED 26.25 per transaction slip
|
Outstation Cheque Processing Charge
|
AED 52.50
|
Dispute Verification Charge
|
AED 105
|
Issuance of Liability Letter
|
AED 52.50
|
Above fees and charges are inclusive of VAT, if any.
Credit card charges are rounded off to two decimal places.
** Effective 24 ـJanuary 2023, Interest rate on Retail Purchases will be revised to 3.85% per month and Cash Advance will be revised to 3.99% per month
** Effective 24 January 2023, Interest rate on Retail Purchases and Cash Advance balances are subject to increase by 0.65% in case the card account is past due. An account is considered past due if the minimum payment due is not received before the payment due date. Subsequently, interest charges will revert to the prevailing product interest rate at the next billing date if the Card account is no longer past due.
Effective September 2022, an annual fee will be applicable on your FAB credit card(s). If you reach a minimum level of spending on your card within a year, then you will not have to pay the annual fee. For Abu Dhabi Titanium Credit Cardholders who transfer their salaries to a FAB account, a minimum yearly spend of AED 12,000 is required to avoid the AED 100 annual fee. For Abu Dhabi Titanium Credit Cardholders who do not transfer their salaries to a FAB account, a minimum yearly spend of AED 12,000 is required to avoid the AED 200 annual fee. If you do not meet this minimum yearly spend on your card, the annual fee will be charged to your credit card each year on the anniversary of the date that your card was issued, starting from September 2022 for both existing and new cardholders.
*Effective 5 October 2022, a welcome bonus equivalent to the annual fee will be credited when the card is used for spending within 30 days of activation.
Get an Abu Dhabi Titanium Credit Card instantly on the FAB Mobile app
FAB Mobile puts the power of the bank in your hands
- Get your FAB account and credit cards instantly. Zero paperwork
- Open an account and get a credit card, with just your Emirates ID
- Use your FAB Rewards to pay your bills anytime, anywhere
- Check your balance, send money and earn rewards in a few taps
What you get from our credit cards
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