UAE 
Abu Dhabi Titanium Credit Card
- Spend and win a luxurious car
- Win amazing travel adventures and shopping vouchers
- Access to airport lounges across the Middle East
Exclusive Benefits
The Abu Dhabi Titanium Credit Card that gives you more
More chances to win an array of top class experiences
- Win a sizzling Audi Q5 – one winner every year
- Win a trip for two to New York, Seychelles, Maldives, London or Sydney – two winners semi-annually
- Win a luxury two-night stay at one of Abu Dhabi’s most exclusive resorts – five winners every quarter
- Win shopping worth AED 1000 – 10 winners every month
Travel Benefits
Experience a better way to travel
Get exclusive travel benefits when you use your Abu Dhabi Titanium Credit Card for purchases
- Lounge Access
Travel should always feel like a privilege, and with access to some regional airport lounges it sure does. As a FAB Titanium cardholder you receive:
- Complimentary access to over 10 VIP lounges in UAE, KSA, Jordan, Kuwait and Egypt
- Access to business facilities – email, Internet, phones, fax machines, and conference space in some lounges
- Complimentary refreshments and snacks - Avis Car Rental Discounts
Whether you are traveling with your family or on a business trip, enjoy exclusive benefits with Avis. With your FAB Titanium Credit Card, you can now enjoy access to:
- 15% off your next car rental across Europe, the Middle East, Africa and Asia
- 12% off your next car rental in the United States and Canada
- A complimentary upgrade with every rental, worldwide
Lifestyle Benefits
Bring some luxury into your lifestyle
Never miss a favorite movie, with special discounts on cinema tickets
- Discounted chauffeur rides with Careem
Now when you travel across countries in the Middle East with your FAB Titanium credit card,
- Your first ride free (for new Careem customers only)
- 20% off 3 rides every month - Mastercard Buy 1 Get 1 offers
Hundreds of complimentary offers throughout Middle East & Africa across fine dining, premium spas or activities such as:
- Complimentary main menu item when one main menu item is purchased
- 600+ offers available across multiple countries
- Unlimited redemptions / usage on all offers - Money Transfer
With the FAB Money Transfer facility, you can now transfer your money to India, Pakistan, Sri Lanka, Egypt or Philippines without any transfer fee or processing fee. For details, call 600 52 5500. Learn more.
- Shop Smart
Get up to 10% Cashback all year round at leading global online stores using your FAB Credit Card. Visit shopsmart.ae to register and save every time you buy from your favourite online brands using Shop Smart.
Loyalty Program
Choice of loyalty program
- Earn 1 First Reward Point per AED on domestic spends and 2 First Reward Points on International Spends
- OR earn up to 5% First Cashback on your card
FAB Credit Cards
Schedule of Fees and Charges
|
Interest on Retail Purchases* |
Up to 3.50% per month |
|
Interest on Cash Advance* |
3.50% per month |
|
Cash Advance Fee |
3.15% of the amount cash obtained with a minimum of AED 105 per transaction |
|
International Transaction Fee |
2.05% of transaction value + scheme charges |
|
Card Replacement Fee |
AED 78.75 |
|
Credit Shield Plus Fee |
1.04% of outstanding balance |
|
Wallet Shield Fee |
Charged per month at 0.42% of outstanding balance |
|
Accident Insurance Fee |
Charged per month at 0.26% of outstanding balance or AED 31.5 which ever is higher |
|
Late Payment Fee |
AED 241.50 in any month when the payment is late, or not made, or is less than the minimum amount due |
|
Over Limit Fee |
AED 288.75 in any month when the outstanding balance is greater than the assigned credit limit |
|
Plan Deferment Charges |
AED 262.50 |
|
Cheque Returned Fee |
AED 210 |
|
Minimum Monthly Payment |
5% of outstanding or AED 100 whichever is higher |
|
Payment due date from statement date |
21- 25 days |
|
Statement Reprint Charges |
AED 26.25 per statement |
|
Copies of Transaction Slips |
AED 26.25 per transaction slip |
|
Outstation Cheque Processing Charge |
AED 52.50 |
|
Dispute Verification Charge |
AED 105 |
|
Issuance of Liability Letter |
AED 52.50 |
Above fees and charges are inclusive of VAT, if any.
Credit Card Charges are rounded off to 2 decimal places.
* Effective 11th June 2019, Interest rate on Retail Purchases and Cash Advance balances are subject to increase by 0.5% in case the card account is past due. An account is considered past due if the minimum payment due is not received before the payment due date. Subsequently, interest charges will revert to the prevailing product interest rate at the next billing date if the Card account is no longer past due.
