Blue FAB Infinite Credit Card from Al-Futtaim
Accelerate your Al-Futtaim FAB Rewards earning with your Blue FAB Credit Card from Al-Futtaim
WARNING
If you make only the minimum repayment/payment each period, you will pay more in interest/profit/fees and it will take you longer to pay off your outstanding balance.
Limited time Offer
Enjoy up to AED 1,000 cashback with a new Blue FAB Infinite Credit Card
Apply for a Blue FAB Infinite Credit Card on the FAB Mobile app and receive up to AED 1,000 cashback in the form of Al-Futtaim FAB Rewards. Spend AED 10,000 or more in the first 60 days of card issuance to qualify for your cashback bonus. Offer valid until 31 October 2023.
View the terms and conditions.
Exclusive Benefits
- Earn 5% cashback in Al-Futtaim FAB Rewards for every AED 1 spent at Al-Futtaim brands. Get an additional 1% cashback via the Blue App when the Blue FAB Credit Card is registered and presented at the time of payment
- Earn up to 1% cashback in Al-Futtaim FAB Rewards for every AED 1 spent elsewhere
- Enjoy 0% Easy Payment Plans (EPP) on purchases at Al-Futtaim showrooms and brands
- Get a complimentary 0% Balance Transfer for up to 12 months when applied within 90 days of card issuance
- Enjoy exclusive offers from Al-Futtaim brands
- Get a first-year introductory offer on interest rates starting from 1.66% per month (with the second year at 3.75% per month)
Earning Rates
- Earn ten Al-Futtaim FAB Rewards for every AED 1 spent at Al-Futtaim brands including IKEA, ACE, M&S, Toys ‘R’ Us, Toyota and many more*
- Earn up to two Al-Futtaim FAB Rewards for every AED 1 spent elsewhere
*Refer to the Blue FAB Credit Card Terms and Conditions for a full list of eligible Al-Futtaim brands.
Lifestyle Benefits
- Enjoy up to eight movie tickets per month from AED 15 on weekdays and AED 20 at weekends at Reel Cinemas, Cine Royal and Oscar Cinema (minimum monthly spend on the credit card to quality for the benefit is AED 6,000)
- Add your Blue FAB Credit Card on Apple Pay, Google Pay and Samsung Pay
- Reaching the airport on time has never been easier! Blue FAB Infinite Credit Cardholders can enjoy 6 airport transfers per annum from AED 40 (intra city service) or AED 100 (intercity service). To book this service, please email Fabtransfers@enatravels.com or call 04 852 4856. Learn more.
Register your Blue FAB Credit Card on the Blue app and receive an additional 1% cashback on all Al-Futtaim purchases. Download it here.
Visa Benefits
- Enjoy complimentary access to over 1,000 airport lounges globally for you and a guest
- Benefit from a 24-hour concierge
- Get access to over 200 airport restaurant offers globally with DragonPass ‘Dine & Travel’ airport dining program
- Save up to 12% at over 985,000+ hotels and vacation rentals worldwide with Agoda
- Enjoy access to prestigious properties with the Visa Luxury Hotel Collection
- Get up to 30% off retail rates for yQ Airport meet & assist services at over 450 destinations globally
- Unlock 2-for-1 offers - xperience with the ENTERTAINER mobile app
- Indulge in tax-free shopping with VIP refund services at Global Blue Lounges located in the heart of the most exciting shopping districts
- Enjoy extra peace of mind with Event Ticket Cancellation when purchasing event tickets
- Benefit from an Extended Warranty with double the repair period offered by the original manufacturer’s warranty for up to one year
- Get Buyers Protection for extra peace of mind when purchasing an eligible item
- Get multi-trip travel insurance coverage for you and your family
- Fraudulent Card Misuse offers protection against unauthorised transactions or the fraudulent use of your card by unrelated third parties
For information about these Visa benefits and more, visit Visa Infinite | Visa (visamiddleeast.com).
Other Benefits
- Opt for Credit Shield benefits so that your outstanding balance will be paid off if something happens and you can’t meet your credit card payments
- Receive SMS alerts on all your credit card transactions
- Receive up to four free supplementary cards for your family
- Get Quick Cash at great rates directly in your UAE account
- Get Easy Payment Plans with convenient repayments at great rates through the FAB Mobile app
- Manage your card, payments and much more quickly and easily through the FAB Mobile app
FAB Blue Credit Card Terms and Conditions and FAB Master Credit Card Terms and Conditions apply
Min Monthly Salary
AED 40,000
Blue FAB Infinite Credit Card Schedule of Fees and Charges
| First year introductory interest rates |
1.66% Per month |
| Interest on Retail Purchases* |
| 3.75% per month |
| Interest on Cash Advance* |
3.50% per month |
| Cash Advance Fee |
3.15% of the amount of cash obtained with a minimum of AED 157.50 per transaction |
| International Transaction Fee |
2.49% of transaction value + scheme charges |
| Card Replacement Fee |
AED 78.75 |
| Credit Shield Plus Fee |
1.04% of outstanding balance |
| Wallet Shield Fee |
Charged per month at 0.42% of outstanding balance |
| Accident Insurance Fee |
Charged per month at 0.26% of outstanding balance or AED 31.50, whichever is higher |
| Late Payment Fee |
AED 241.50 in any month when the payment is late, not made, or less than the minimum amount due |
| Over-Limit Fee |
AED 288.75 in any month when the outstanding balance is greater than the assigned credit limit |
| Plan Deferment Charges |
AED 262.50 |
| Cheque Returned Fee |
AED 210 |
| Minimum Monthly Payment |
5% of outstanding or AED 100, whichever is higher |
| Payment due date from statement date |
21-25 days |
| Statement Reprint Charges |
AED 26.25 per statement |
| Copies of Transaction Slips |
AED 26.25 per transaction slip |
| Outstation Cheque Processing Charge |
AED 52.50 |
| Dispute Verification Charge |
AED 105 |
| Issuance of Liability Letter |
AED 52.50 |
The above fees and charges are inclusive of VAT, if any.
Credit card charges are rounded up to two decimal places.
*The Interest rate on Retail Purchases and Cash Advance balances are subject to increase by 0.65% in case the card account is past due. An account is considered past due if the minimum payment due is not received before the payment due date. Subsequently, interest charges will revert to the prevailing product interest rate at the next billing date if the Card account is no longer past due.
Get a Blue FAB Infinite Credit Card by Al-Futtaim instantly on the FAB Mobile app
FAB Mobile puts the power of the bank in your hands
- Get your FAB account and credit cards instantly. Zero paperwork
- Open an account and get a credit card, with just your Emirates ID
- Use your FAB Rewards to pay your bills anytime, anywhere
- Check your balance, send money and earn rewards in a few taps
What you get from our credit cards
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