UAE
UAE 
| WARNING If you make only the minimum repayment/payment each period, you will pay more in interest/profit/fees and it will take you longer to pay off your outstanding balance. |
Endless choices and benefits across everything travel, including flights, hotels, car hire, and much more.
Get a guaranteed AED 2,000 travel voucher on card activation to use for travel bookings on the FAB Travel Portal.
Use your Travel Card abroad with no foreign transaction fees on your purchases (excluding currency conversion).
One complimentary night for every three paid nights when booked through the FAB Travel Portal.
Unlimited free access across over 1,000+ airport lounges globally for the cardholder and two guests. Learn more
Exchange FAB Miles at participating airline and hotel partners.
Participating partners include:
- Aeroplan
- Avianca LifeMiles
- BIG Rewards
- British Airways Executive Club
- Club Vistara
- Emirates Skywards
- Flying Blue
- Fortune Wings Club
- IHG® Rewards
- Jumeirah One
- Turkish Airlines Miles&Smiles
- Wyndham Rewards
Enjoy up to 10% discount for First, Business (Club World), Premium Economy (World Traveller Plus) and Economy (World Traveller) classes when travelling from the UAE. Use promo code “BAOFFER” on the FAB Travel Portal to access the offer.
Enrol as Jumeirah One member and receive exclusive benefits with tier level upgrades for select cardholders.
Use your FAB Elite Infinite Travel Card on UBER internationally and get up to USD 25 credit per ride (up to eight rides).
Get up to 12 free airport transfers a year within the UAE no matter which airport you are using.
- One free ride per trip within the same emirate
- Two free rides per trip between emirates
As a Visa Signature and Visa Infinite cardholder, get 20% off three Careem rides by Visa. For details visit ae.visamiddleeast.com.
- Get 2 FAB Miles for each USD 1 spent on retail purchases anywhere
- Get 2.5 FAB Miles for each USD 1 spent on any travel purchase
Access the FAB Travel Portal through your FAB Mobile app or Online Banking.
Use the portal to redeem your FAB Miles:
- Book travel across a choice of 800+ airlines, 500,000+ hotels and car rental
- Transfer FAB Miles to a partner travel programme
- Buy gift cards for international brands with your FAB Miles
- Cash-in FAB Miles and turn into credit on your Travel Card
Use the portal to pay with FAB Miles:
- Book and pay for travel bookings
- Get complimentary hotel nights when you book hotel stays through the portal
- Pay your annual credit card fee with FAB Miles. You can pay anytime or schedule for when payment is due
Use the portal to get exclusive benefits from our partners:
Enjoy benefits exclusive to FAB Travel Card including airline discounts with leading airline brands and great accommodation offers with global hotel partners.
As a Visa cardholder, get great travel and entertainment benefits with your Visa FAB credit card.
Receive 30% off airport Meet and Greet services in over 450 destinations globally with your FAB Visa Travel Card. Learn more
Visa’s 24-hour concierge provides a personal service for all Visa Elite Infinite cardholders. They take care of the details so you can take your seat and enjoy. Learn more
Discounts on green fees at a growing number of golf clubs across the globe. Learn more
Enjoy ‘buy one get one free’ offers through the "Visa Offers MENA" app. Learn more
- Jumeirah Hotels: Up to 20% off at Jumeirah dining establishments
- Meraas: Up to 20% off at Meraas dining, leisure and entertainment venues
Learn more
As a Visa cardholder, get up to 35% discount on standard rates and 30% off international leisure rates. Learn more
Benefits to help you feel protected wherever you go and whenever you spend.
Free travel accident insurance of up to USD 1 million when you use your FAB Travel Card to purchase your travel tickets. Learn more
Free international medical and travel assistance when you use your FAB Travel Card to purchase your travel tickets. Learn more
Your credit card’s outstanding balance is taken care of with Credit Shield programme if you can't meet your credit card payments due to unforeseen circumstances. Learn more
All purchases on your FAB credit card are automatically covered for up to 365 days from the purchase date. Learn more
Enjoy double the original manufacturer’s or retailer’s warranty for up to one year.
For claims, email visa@broadspire.eu. Learn more
Benefit from automatic protection against unauthorised transactions or fraudulent use of your card. Learn more
| Principal Annual Fee | AED 2,100 |
| Supplementary Annual Fee | Free |
| Interest on Retail Purchases* | Up to 3.75% per month |
| Interest on Cash Advance* | 3.50% per month |
| Cash Advance Fee | 3.15% of the amount cash obtained with a minimum of AED 157.50 per transaction |
| International Transaction Fee | 0% of transaction value + scheme charges |
| Credit Shield Plus Fee | 1.04% of outstanding balance |
| Wallet Shield Fee | Charged per month at 0.42% of outstanding balance |
| Accident Insurance Fee | Charged per month at 0.26% of outstanding balance or AED 31.50 which ever is higher |
| Late Payment Fee | AED 241.50 in any month when the payment is late, or not made, or is less than the minimum amount due |
| Over Limit Fee | AED 288.75 in any month when the outstanding balance is greater than the assigned credit limit |
| Plan Deferment Charges | AED 262.50 |
| Cheque Returned Fee | AED 210 |
| Minimum Monthly Payment | 5% of outstanding or AED 100 whichever is higher |
| Payment due date from statement date | 25 days |
| Statement Reprint Charges | AED 26.25 per statement |
| Copies of Transaction Slips | AED 26.25 per transaction slip |
| Outstation Cheque Processing Charge | AED 52.50 |
| Dispute Verification Charge | AED 105 |
| Issuance of Liability Letter | AED 52.50 |
Above fees and charges are inclusive of VAT, if any.
Credit card charges are rounded off to two decimal places.
* Effective 11 June 2019, interest rates on retail purchases and cash advance balances are subject to increase by 0.5% in case the card account is past due. An account is considered past due if the minimum payment due is not received before the payment due date. Subsequently, interest charges will revert to the prevailing product interest rate at the next billing date if the card account is no longer past due.
FAB Mobile puts the power of the bank in your hands
We are currently experiencing higher call volumes than usual. We encourage you to use the FAB Mobile app and check our Frequently Asked Questions (FAQs) page.
