If you make only the minimum repayment/payment each period, you will pay more in interest/profit/fees and it will take you longer to pay off your outstanding balance.
Welcome to the world of FAB Etihad Guest Credit Cards
Unique joining benefits when you take out an Etihad Guest Platinum Credit Card
Welcome Bonus Etihad Guest Miles
Primary card: 10,000 joining miles
Supplementary card: 5,000 joining miles
Double Etihad Guest Miles
Double Etihad Guest Miles when you use your card to buy Etihad Airways or Etihad Partner Airlines flight tickets.
Benefits that take you further
Your Etihad Guest Platinum Credit Card offers exclusive benefits with Etihad Airways
25% Miles discount voucher
Earn a 25% Etihad Guest Miles discount voucher every year when you spend AED 100,000 or more on your card. The voucher offers a 25% discount on the Etihad Guest Miles needed for a reward flight to any destination and in any class.
More reasons to choose the Etihad Guest Platinum Credit Card
Earn Etihad Guest Miles on your purchases
Earn Etihad Guest Miles for every AED 10 you spend
Domestic transactions (AED): 2.0 Miles earned per AED 10
International transactions (non-AED): 3.5 Miles earned per AED 10
Etihad or Etihad Airways partners: 4.0 Miles earned per AED 10
Miles Accelerator Program
Earn 5.5 Etihad Guest Miles for every AED 10 spent on your purchases (domestic and international) with an optional enrolment into the Miles Accelerator Program, for just AED 250 per month.
Note: revised earnings mentioned above will be effective from 1 June 2021.
Experience a better way to travel
Get exclusive travel benefits when you use your Etihad Guest Platinum Credit Card for purchases
Up to 3.50% per month until 14 May 2023 3.85% per month from 15 May 2023 onwards
Interest on Cash Advance**
3.50% per month until 14 May 2023 3.99% per month from 15 May 2023 onwards
Cash Advance Fee
3.15% of the amount cash obtained with a minimum of AED 157.5 per transaction
International Transaction Fee
2.49% of transaction value + scheme charges
Card Replacement Fee
Credit Shield Plus Fee
1.04% of outstanding balance
Wallet Shield Fee
Charged per month at 0.42% of outstanding balance
Accident Insurance Fee
Charged per month at 0.26% of outstanding balance or AED 31.50 which ever is higher
Late Payment Fee
AED 241.50 in any month when the payment is late, or not made, or is less than the minimum amount due
Over Limit Fee
AED 288.75 in any month when the outstanding balance is greater than the assigned credit limit
Plan Deferment Charges
Cheque Returned Fee
Minimum Monthly Payment
5% of outstanding or AED 100 whichever is higher
Payment due date from statement date
21- 25 days
Statement Reprint Charges
AED 26.25 per statement
Copies of Transaction Slips
AED 26.25 per transaction slip
Outstation Cheque Processing Charge
Dispute Verification Charge
Issuance of Liability Letter
Above fees and charges are inclusive of VAT, if any.
Credit card charges are rounded off to two decimal places.
**Effective 15 May 2023, the interest rate on retail purchases will be revised to 3.85% per month and the interest rate on Cash Advances will be revised to 3.99% per month.
**Effective 15 May 2023, the interest rates on retail purchases and Cash Advance balances are subject to increase by 0.65% if the card account is past due. An account is considered past due if the minimum payment due is not received before the payment due date. Subsequently, interest charges will revert to the prevailing product interest rate at the next billing date if the card account is no longer past due.
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