Etihad Guest Platinum Credit Card
Get a warm welcome with 10,000 Etihad Guest Miles bonus
- 10,000 Etihad Guest Miles welcome bonus
- 25% Etihad Guest Miles discount voucher
- Earn up to 5.5 Etihad Guest Miles for every AED 10 spent
WARNING
If you make only the minimum repayment/payment each period, you will pay more in interest/profit/fees and it will take you longer to pay off your outstanding balance.
Joining Benefits
Welcome to the world of FAB Etihad Guest Credit Cards
Unique joining benefits when you take out an Etihad Guest Platinum Credit Card
- Welcome Bonus Etihad Guest Miles
Primary card: 10,000 joining miles
Supplementary card: 5,000 joining miles
- Double Etihad Guest Miles
Double Etihad Guest Miles when you use your card to buy Etihad Airways or Etihad Partner Airlines flight tickets.
Exclusive Benefits
Benefits that take you further
Your Etihad Guest Platinum Credit Card offers exclusive benefits with Etihad Airways
Earn Miles
More reasons to choose the Etihad Guest Platinum Credit Card
Earn Etihad Guest Miles on your purchases
- Earn Etihad Guest Miles for every AED 10 you spend
Domestic transactions (AED): 2.0 Miles earned per AED 10
International transactions (non-AED): 3.5 Miles earned per AED 10
Etihad or Etihad Airways partners: 4.0 Miles earned per AED 10
- Miles Accelerator Program
Earn 5.5 Etihad Guest Miles for every AED 10 spent on your purchases (domestic and international) with an optional enrolment into the Miles Accelerator Program, for just AED 250 per month.
Note: revised earnings mentioned above will be effective from 1 June 2021.
Travel Benefits
Experience a better way to travel
Get exclusive travel benefits when you use your Etihad Guest Platinum Credit Card for purchases
Lifestyle Benefits
Experience a luxury lifestyle
Savour the lifestyle you aspire to with a range of exclusive benefits
- Movie tickets from just AED 15
A great offering for all movie buffs! FAB Etihad Guest Platinum Credit Cardholders can enjoy 4 movie tickets per month at discounted rates with Reel Cinemas, Cine Royal and Oscar Cinema.
- Buy 1 get 1 free on VOX Cinema tickets
Buy a ticket to any Sunday showing at UAE Vox Cinemas and get another ticket free!
Learn more.
- Golf discounts with Visa Golf*
Take your golf to the next level with Visa Golf and get exclusive discounts on highly prestigious golf courses. Learn more.
- Visa Offers*
Plus hundreds more top-class offers available to Visa Platinum Credit Cardholders. Learn more.
*Service offered and supported by VISA. Terms and conditions of the offer(s) may change without prior notice. Visit www.visamiddleeast.com for the latest updates.
Min Monthly Salary
AED 8,000
Annual Fees
AED 500
Schedule of Fees and Charges
Primary Card Annual Fees
|
Etihad Guest Infinite:
AED 2,625
|
Etihad Guest Signature:
AED 1,575
|
Etihad Guest Platinum:
AED 525
|
Supplementary Card Annual Fee
|
AED 262.50
|
Interest on Retail Purchases**
|
Up to 3.50% per month until 14 May 2023 3.85% per month from 15 May 2023 onwards |
Interest on Cash Advance**
|
3.50% per month until 14 May 2023 3.99% per month from 15 May 2023 onwards
|
Cash Advance Fee
|
3.15% of the amount cash obtained with a minimum of AED 157.5 per transaction
|
International Transaction Fee
|
2.49% of transaction value + scheme charges
|
Card Replacement Fee
|
AED 78.75
|
Credit Shield Plus Fee
|
1.04% of outstanding balance
|
Wallet Shield Fee
|
Charged per month at 0.42% of outstanding balance
|
Accident Insurance Fee
|
Charged per month at 0.26% of outstanding balance or AED 31.50 which ever is higher
|
Late Payment Fee
|
AED 241.50 in any month when the payment is late, or not made, or is less than the minimum amount due
|
Over Limit Fee
|
AED 288.75 in any month when the outstanding balance is greater than the assigned credit limit
|
Plan Deferment Charges
|
AED 262.50
|
Cheque Returned Fee
|
AED 210
|
Minimum Monthly Payment
|
5% of outstanding or AED 100 whichever is higher
|
Payment due date from statement date
|
21- 25 days
|
Statement Reprint Charges
|
AED 26.25 per statement
|
Copies of Transaction Slips
|
AED 26.25 per transaction slip
|
Outstation Cheque Processing Charge
|
AED 52.50
|
Dispute Verification Charge
|
AED 105
|
Issuance of Liability Letter
|
AED 52.50
|
Above fees and charges are inclusive of VAT, if any.
Credit card charges are rounded off to two decimal places.
**Effective 15 May 2023, the interest rate on retail purchases will be revised to 3.85% per month and the interest rate on Cash Advances will be revised to 3.99% per month.
**Effective 15 May 2023, the interest rates on retail purchases and Cash Advance balances are subject to increase by 0.65% if the card account is past due. An account is considered past due if the minimum payment due is not received before the payment due date. Subsequently, interest charges will revert to the prevailing product interest rate at the next billing date if the card account is no longer past due.
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What you get from our credit cards
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