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FAB Elite Infinite Credit Card
Earn air miles with FAB every day
- Earn up to 5 FAB Rewards for every AED 1 you spend
- Access to over 1,000+ Airport Lounges in more than 300 cities all around the world for you and a guest
- Exclusive discounts on prestigious golf courses
WARNING
If you make only the minimum repayment/payment each period, you will pay more in interest/profit/fees and it will take you longer to pay off your outstanding balance.
Spend and WIN cash prizes
Draw month |
Qualifying spend period |
Criteria(Based on retail spend) |
Total winners per draw |
Maximum winning amount per winner (AED) |
Every July |
January – June (6 months) |
Cumulative retail spend of AED 25,000 within 6 months |
20 |
25,000 |
Every January |
January – December (previous year) |
Annual retail spend of AED 50,000 and above |
20 |
50,000 |
Annual retail spend between AED 25,000 and AED 50,000 |
100 |
1,000 |
Lifestyle Benefits
Take your lifestyle global
Discover an exclusive range of privileges to enjoy life’s luxuries
-
Valet Parking
A convenient solution for all those enjoy the basic luxuries in life! FAB Elite Infinite Credit Cardholders can enjoy 4 valet parking services per month at select locations. Learn more.
-
Movie tickets from just AED 15
A great offering for all movie buffs! FAB Infinite Credit Cardholders can enjoy 8 movie tickets per month at AED 15 during weekdays and AED 20 during weekends with Reel Cinemas, Cine Royal and Oscar Cinema and at AED 20 during weekends at VOX Cinemas.
-
Golf discounts with Visa Golf*
Take your golf to the next level with Visa Golf and get exclusive discounts on highly prestigious golf courses. Learn more.
-
24/7 Concierge Service*
Make the most of your trip with a 24-hour Concierge Service to help you with an array of travel-related tasks. Please call 800 0441 3487
or +971 4 361 1234 to take advantage of this service.
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Visa Offers*
Plus hundreds more top-class offers available to FAB Elite Infinite Credit Cardholders.
Learn more.
*Service offered and supported by VISA. Terms and conditions of the offer(s) may change without prior notice. Visit www.visamiddleeast.com for the latest updates.
Travel Benefits
Experience a better way to travel
Sit back and relax with the highest levels of service and comfort
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Airport Transfers
Reaching the airport on time has never been easier! FAB Elite Infinite Credit Cardholders can enjoy 8 airport transfers per annum. To book this service, please email Fabtransfers@enatravels.com or call 04 852 4856. Learn more.
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Meet and Greet Service
Get welcomed at the airport in style! FAB Elite Infinite Credit Cardholders can enjoy 8 Meet & Greet services per annum. To book this service, please call FAB Call Centre on 600 52 5522 or send completed booking form to Meetandgreet@bankfab.com. Learn more.
Note: The service at Abu Dhabi airport is temporarily on hold until further notice.
-
Airport Lounge Access*
Travel in style with access to more than 1000+ airport lounges worldwide for you and a guest. Click here to know more about the list of lounge. Click here for terms and conditions.
-
Jet, set, Careem*
If you’ve got the wanderlust gene, Visa gives you 3 free airport transfers with Careem. Use promo code VISAINFINITEUAE and pay with FAB Elite Infinite Credit Card when you book your airport transfer with Careem*.
Click here for terms and conditions
*Service offered and supported by VISA. Terms and conditions of the offer(s) may change without prior notice. Visit www.visamiddleeast.com for the latest updates.
FAB REWARDS
Rewarding in every way
The all-new Rewards on the FAB Mobile app
Offers
A fantastic range of offers for our FAB customers
- Enjoy special offers and discounts at selected premium retailers, restaurants and lifestyle venues in the UAE. Learn more
- Indulge yourself with a mouth-watering range of exclusive lifestyle rewards. Learn more
Protection
We’ve got you and your purchases covered
Buy with confidence using your FAB Elite Infinite Credit Card thanks to our range of protection benefits
-
Travel Accident Insurance*
Get complimentary Travel Accident Insurance of up to USD 1 million. Learn more
-
Purchase Protection and Extended Warranty*
Enjoy Purchase Protection and an Extended Warranty of 12 months beyond the manufacturer or retail warranty.
-
Fraudulent Transaction Protection*
Benefit from automatic protection against unauthorised transactions or fraudulent use of your card. Learn more.
-
International Medical and Travel Assistance*
If you have used your FAB Elite Infinite Credit Card to pay for your travel, you are eligible for free Medical and Travel Assistance Insurance for you and your family when travelling to a location outside your principal country of residence for up to 90 days.
This includes Emergency Medical Expenses cover of up to USD 1m, Trip Cancellation/Curtailment cover up to USD 7,500 and Delayed departure cover up to USD 1,000. To start a claim, email visa@broadspire.eu with your name, address, first nine digits of your FAB Elite Infinite Credit Card number and the policy section under which your claim applies. Learn more.
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Credit Shield
Get peace of mind that if something happens so you can’t meet your credit card payments, your outstanding balance is paid off. Learn more.
*Service offered and supported by VISA. Terms and conditions of the offer(s) may change without prior notice. Visit www.visamiddleeast.com for the latest updates.
Click here to view the credit card terms and conditions.
Min Monthly Salary
AED 50,000
Schedule of Fees and Charges
Annual Fees |
Salary Transfer Customers |
Non Salary Transfer Customers |
AED 600 |
AED 800 |
Interest on Retail Purchases*
|
Up to 3.75% per month until 23 January 2023 3.85% per month from 24 January 2023 onwards
|
Interest on Cash Advance*
|
3.50% per month until 23 January 2023 3.99% per month from 24 January-2023 onwards
|
Cash Advance Fee
|
3.15% of the amount cash obtained with a minimum of AED 105 per transaction
|
International Transaction Fee
|
2.49% of transaction value + scheme charges
|
Card Replacement Fee
|
AED 78.75
|
Credit Shield Plus Fee
|
1.04% of outstanding balance
|
Wallet Shield Fee
|
Charged per month at 0.42% of outstanding balance
|
Accident Insurance Fee
|
Charged per month at 0.26% of outstanding balance or AED 31.5 which ever is higher
|
Late Payment Fee
|
AED 241.50 in any month when the payment is late, or not made, or is less than the minimum amount due
|
Over Limit Fee
|
AED 288.75 in any month when the outstanding balance is greater than the assigned credit limit
|
Plan Deferment Charges
|
AED 262.50
|
Cheque Returned Fee
|
AED 210
|
Minimum Monthly Payment
|
5% of outstanding or AED 100 whichever is higher
|
Payment due date from statement date
|
21- 25 days
|
Statement Reprint Charges
|
AED 26.25 per statement
|
Copies of Transaction Slips
|
AED 26.25 per transaction slip
|
Outstation Cheque Processing Charge
|
AED 52.50
|
Dispute Verification Charge
|
AED 105
|
Issuance of Liability Letter
|
AED 52.50
|
Above fees and charges are inclusive of VAT, if any.
Credit card charges are rounded off to two decimal places.
* Effective 24 ـJanuary 2023, Interest rate on Retail Purchases will be revised to 3.85% per month and Cash Advance will be revised to 3.99% per month
* Effective 24 January 2023, Interest rate on Retail Purchases and Cash Advance balances are subject to increase by 0.65% in case the card account is past due. An account is considered past due if the minimum payment due is not received before the payment due date. Subsequently, interest charges will revert to the prevailing product interest rate at the next billing date if the Card account is no longer past due.
Effective September 2022, an annual fee will be applicable on your FAB credit card(s). If you reach a minimum level of spending on your card within a year, then you will not have to pay the annual fee. For Elite Infinite Credit Cardholders who transfer their salaries to a FAB account, a minimum yearly spend of AED 36,000 is required to avoid the AED 600 annual fee. For Elite Infinite Credit Cardholders who do not transfer their salaries to a FAB account, a minimum yearly spend of AED 36,000 is required to avoid the AED 800 annual fee. If you do not meet this minimum yearly spend on your card, the annual fee will be charged to your credit card each year on the anniversary of the date that your card was issued, starting from September 2022 for both existing and new cardholders.
*Effective 5 October 2022, a welcome bonus equivalent to the annual fee will be credited when the card is used for spending within 30 days of activation.
Get a FAB Elite Infinite Credit Card instantly on the FAB Mobile app
FAB Mobile puts the power of the bank in your hands
- Get your FAB account and credit cards instantly. Zero paperwork
- Open an account and get a credit card, with just your Emirates ID
- Use your FAB Rewards to pay your bills anytime, anywhere
- Check your balance, send money and earn rewards in a few taps
What you get from our credit cards
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