FAB REWARDS PLATINUM CREDIT CARD
The best way to boost your FAB Rewards earning
- Earn more FAB Rewards on your spending and gaming
- Win cash prizes up to AED 50,000
- Enjoy great benefits and discounts across travel and lifestyle, and get card protection
WARNING
If you make only the minimum repayment/payment each period, you will pay more in interest/profit/fees and it will take you longer to pay off your outstanding balance.
Limited Time Offer
Earn up to 175,000 FAB Rewards with a new FAB Rewards Platinum Credit Card
Apply for a FAB Rewards Platinum Credit Card and get up to 175,000 FAB Rewards (worth up to AED 700) as a welcome bonus.
- Apply for the card on the FAB Mobile app, and receive another 25,000 FAB Rewards (worth AED 100)
- Get up to 75,000 Rewards (worth AED 300, or the equivalent value of your first-year annual fee) just for signing up
- Receive another 75,000 FAB Rewards (worth AED 300) when you hit your spending target of AED 7,500 within 60 days of card issuance
View the terms and conditions.
FAB REWARDS
The fastest way to increase your FAB Rewards earning
-
FAB Rewards bonus
Get a FAB Rewards bonus equivalent to your first year’s annual card fee when you activate and use your card within 30 days of card issuance.
-
More FAB Rewards on gaming
Earn up to 5 FAB Rewards per AED 1 spent on gaming including spending on PlayStation, Nintendo, Xbox, Steam, Twitch and more.
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More FAB Rewards
Earn up to 1 FAB Reward per AED 1 spent on your card.
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Redeem instantly
Redeem your FAB Rewards instantly through the FAB Mobile app. Use your Rewards for more game time, exchange them for Emirates Skywards Miles or Etihad Guest Miles, buy mall e-vouchers, pay utility bills and much more.
Learn more about FAB Rewards.
Spend and WIN cash prizes
| Draw month |
Qualifying spend period |
Criteria(Based on retail spend) |
Total winners per draw |
Maximum winning amount per winner (AED) |
| Every July |
January – June (6 months) |
Cumulative retail spend of AED 25,000 within 6 months |
20 |
25,000 |
| Every January |
January – December (previous year) |
Annual retail spend of AED 50,000 and above |
20 |
50,000 |
| Annual retail spend between AED 25,000 and AED 50,000 |
100 |
1,000 |
Lifestyle Benefits
Discover a great range of lifestyle benefits with your FAB Rewards Platinum Credit Card
-
Movie tickets from just AED 15
Enjoy four movie tickets a month for only AED 15 on weekdays and AED 20 at weekends at Reel Cinemas, Cine Royal and Oscar Cinema.
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Visa lifestyle benefits
Get even more great benefits with Visa, including offers on dining, xperience with the Entertainer and Global Blue*.
Travel Benefits
Experience a better way to travel
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Airport Transfers
Get up to two airport transfers a year from AED 40.
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Visa Travel Benefits
Enjoy travel benefits and discounts with Visa’s partners including DragonPass Airport dining offers, YQ Meet & Assist, Avis Car Rental, Agoda, IHG Hotels & Resorts, Visa Luxury Hotel Collection, Jumeirah Hotels, Booking.com and many more*.
PROTECTION BENEFITS
We’ve got you and your purchases covered
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Purchase Protection and Extended Warranty
Enjoy Purchase Protection and Extended Warranty of 12 months beyond the manufacturer or retail warranty*.
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International Medical and Travel Assistance
If you used your FAB Rewards Platinum Credit Card to pay for your travel, you are eligible for free Medical and Travel Assistance Insurance for you and your family when travelling to a location outside your principal country of residence for up to 90 days*. Learn more.
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Credit Shield
If something happens and you can’t meet your credit card payments, your outstanding balance will be paid off.
*Service offered and supported by VISA. Terms and conditions of the offer(s) may change without prior notice. Click here for more details about these great benefits.
Click here to view the Credit Card and FAB Rewards Terms and Conditions, and to know more about your specific card benefit conditions.
Min Monthly Salary
AED 8,000
Schedule of Fees and Charges
| Annual Fees |
Salary Transfer Customers |
Non Salary Transfer Customers |
| AED 200 |
AED 300 |
|
Interest on Retail Purchase*
|
3.85% per month |
|
Interest on Cash Advance*
|
3.99% per month |
|
Cash Advance Fee
|
3.15% of the amount cash obtained with a minimum of AED 157.5 per transaction |
|
International Transaction Fee
|
2.49% of transaction value + scheme charges
|
|
Card Replacement Fee
|
AED 78.75
|
|
Credit Shield Plus Fee
|
1.04% of outstanding balance
|
|
Wallet Shield Fee
|
Charged per month at 0.42% of outstanding balance
|
|
Accident Insurance Fee
|
Charged per month at 0.26% of outstanding balance or AED 31.5 which ever is higher
|
|
Late Payment Fee
|
AED 241.50 in any month when the payment is late, or not made, or is less than the minimum amount due
|
|
Over Limit Fee
|
AED 288.75 in any month when the outstanding balance is greater than the assigned credit limit
|
|
Plan Deferment Charges
|
AED 262.50
|
|
Cheque Returned Fee
|
AED 210
|
|
Minimum Monthly Payment
|
5% of outstanding or AED 100 whichever is higher
|
|
Payment due date from statement date
|
21- 25 days
|
|
Statement Reprint Charges
|
AED 26.25 per statement
|
|
Copies of Transaction Slips
|
AED 26.25 per transaction slip
|
|
Outstation Cheque Processing Charge
|
AED 52.50
|
|
Dispute Verification Charge
|
AED 105
|
|
Issuance of Liability Letter
|
AED 52.50
|
Above fees and charges are inclusive of VAT, if any.
Credit card charges are rounded off to two decimal places.
* Effective 24 January 2023, Interest rate on Retail Purchases and Cash Advance balances are subject to increase by 0.65% in case the card account is past due. An account is considered past due if the minimum payment due is not received before the payment due date. Subsequently, interest charges will revert to the prevailing product interest rate at the next billing date if the Card account is no longer past due.
Effective September 2022, an annual fee will be applicable on your FAB credit card(s). If you reach a minimum level of spending on your card within a year, then you will not have to pay the annual fee. For FAB Rewards Platinum Credit Cardholders who transfer their salaries to a FAB account, a minimum yearly spend of AED 18,000 is required to avoid the AED 200 annual fee. For FAB Rewards Platinum Credit Cardholders who do not transfer their salaries to a FAB account, a minimum yearly spend of AED 18,000 is required to avoid the AED 300 annual fee. If you do not meet this minimum yearly spend on your card, the annual fee will be charged to your credit card each year on the anniversary of the date that your card was issued, starting from September 2022 for both existing and new cardholders.
Effective 5 October 2022, a welcome bonus equivalent to the annual fee will be credited when the card is used for spending within 30 days of activation.
Get a FAB Rewards Platinum Credit Card instantly on the FAB Mobile app
THE FAB MOBILE APP PUTS THE POWER OF THE BANK IN YOUR HANDS
- Get your FAB account and credit cards instantly with just your Emirates ID. Zero paperwork.
- Use your FAB Rewards for more game time or shopping vouchers or to pay your bills.
- Check your balance, send money and earn Rewards in a few taps.
What you get from our credit cards
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