UAE 
FAB Infinite Credit Card
- Earn up to 2 Stars for every AED 1 you spend
- Access to over 1,000+ Airport Lounges in more than 300 cities all around the world for you and a guest
- Complimentary multi-trip travel insurance
Limited Offer
Free 12-month balance transfer to your new FAB credit card
Click here to view the Terms and Conditions of the offer.Lifestyle Benefits
Take your lifestyle global
Discover an exclusive range of privileges to enjoy life’s luxuries
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Valet Parking
A convenient solution for all those enjoy the basic luxuries in life! FAB Infinite Credit Cardholders can enjoy 3 valet parking services per month at select locations. Learn more.
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Movie tickets from just AED 15
A great offering for all movie buffs! FAB Infinite Credit Cardholders can enjoy 8 movie tickets per month at AED 15 during weekdays and AED 20 during weekends with Reel Cinemas, Cine Royal and Oscar Cinema and at AED 20 during weekends at VOX Cinemas.
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Golf discounts with Visa Golf*
Take your golf to the next level with Visa Golf and get exclusive discounts on highly prestigious golf courses. Learn more.
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24/7 Concierge Service*
Make the most of your trip with a 24-hour Concierge Service to help you with an array of travel-related tasks. Please call 800 0441 3487 or +971 4 361 1234 to take advantage of this service.
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Money Transfer
With the FAB Money Transfer facility, you can now transfer your money to India, Pakistan, Sri Lanka, Egypt or Philippines without any transfer fee or processing fee. For details, call 600 52 5500. Learn more.
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Shop Smart
Get up to 10% Cashback all year round at leading global online stores using your FAB Credit Card. Visit shopsmart.ae to register and save every time you buy from your favourite online brands using Shop Smart.
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Visa Offers*
Plus hundreds more top-class offers available to FAB Infinite Credit Cardholders. Learn more.
*Service offered and supported by VISA. Terms and conditions of the offer(s) may change without prior notice. Visit www.visamiddleeast.com for the latest updates.
Travel Benefits
Experience a better way to travel
Sit back and relax with the highest levels of service and comfort
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Airport Transfers
Reaching the airport on time has never been easier! FAB VISA Infinite Credit Cardholders can enjoy 6 airport transfers per annum from AED 40 (within city service) or AED 100 (inter city service). To book this service, please click here or call 04-8713411 / 04-4328583. Learn more.
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Meet and Greet Service
Get welcomed at the airport in style! FAB VISA Infinite Credit Cardholders can enjoy 6 Meet & Greet services per annum from AED 40 (individual booking) or AED 100 (family booking). To book this service, please call FAB Call Centre on 600 52 5522 or send completed booking form to Meetandgreet@bankfab.com. Learn more.
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Airport Lounge Access*
Travel in style with access to more than 1000+ airport lounges worldwide for you and a guest. Click here to know more about the list of lounge. Click here for terms and conditions.
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Jet, set, Careem*
If you’ve got the wanderlust gene, Visa gives you 50% off on 4 airport transfers with Careem (up to AED 50). Use promo code UAEVI50 and pay with Visa Infinite when you book your airport transfer with Careem.
*Service offered and supported by VISA. Terms and conditions of the offer(s) may change without prior notice. Visit www.visamiddleeast.com for the latest updates.
Rewards and Offers
Sprinkle some Star-dust into your lifestyle
Exchange your Reward Stars for an array of exclusive travel and lifestyle treats
- Earn 2 Stars for every AED 1 spent on international purchases and 1.25 Star for every AED 1 spent on domestic purchases
- Redeem your Stars for Etihad Guest Miles, Skywards Miles from Emirates, or to book tickets on any airline through our Stars Travel portal. Learn more
- Enjoy special offers and discounts at selected premium retailers, restaurants and lifestyle venues in the UAE. Learn more
- Indulge yourself with a mouth-watering range of exclusive lifestyle rewards. Learn more
Protection
We’ve got you and your purchases covered
Buy with confidence using your Visa Infinite Credit Card thanks to our range of protection benefits
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Travel Accident Insurance*
Get complimentary Travel Accident Insurance of up to USD 1 million. Learn more
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Purchase Protection and Extended Warranty*
Enjoy Purchase Protection and an Extended Warranty of 12 months beyond the manufacturer or retail warranty.
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Fraudulent Transaction Protection*
Benefit from automatic protection against unauthorised transactions or fraudulent use of your card. Learn more.
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International Medical and Travel Assistance*
Ensure your trip is memorable for the right reasons, with complimentary international medical and travel assistance. Learn more.
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Credit Shield
Get peace of mind that if something happens so you can’t meet your credit card payments, your outstanding balance is paid off. Learn more.
*Service offered and supported by VISA. Terms and conditions of the offer(s) may change without prior notice. Visit www.visamiddleeast.com for the latest updates.
FAB Credit Cards
Schedule of Fees and Charges
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Interest on Retail Purchases* |
Up to 3.50% per month |
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Interest on Cash Advance* |
3.50% per month |
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Cash Advance Fee |
3.15% of the amount cash obtained with a minimum of AED 105 per transaction |
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International Transaction Fee |
2.05% of transaction value + scheme charges |
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Card Replacement Fee |
AED 78.75 |
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Credit Shield Plus Fee |
1.04% of outstanding balance |
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Wallet Shield Fee |
Charged per month at 0.42% of outstanding balance |
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Accident Insurance Fee |
Charged per month at 0.26% of outstanding balance or AED 31.5 which ever is higher |
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Late Payment Fee |
AED 241.50 in any month when the payment is late, or not made, or is less than the minimum amount due |
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Over Limit Fee |
AED 288.75 in any month when the outstanding balance is greater than the assigned credit limit |
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Plan Deferment Charges |
AED 262.50 |
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Cheque Returned Fee |
AED 210 |
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Minimum Monthly Payment |
5% of outstanding or AED 100 whichever is higher |
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Payment due date from statement date |
21- 25 days |
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Statement Reprint Charges |
AED 26.25 per statement |
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Copies of Transaction Slips |
AED 26.25 per transaction slip |
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Outstation Cheque Processing Charge |
AED 52.50 |
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Dispute Verification Charge |
AED 105 |
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Issuance of Liability Letter |
AED 52.50 |
Above fees and charges are inclusive of VAT, if any.
Credit Card Charges are rounded off to 2 decimal places.
* Effective 11th June 2019, Interest rate on Retail Purchases and Cash Advance balances are subject to increase by 0.5% in case the card account is past due. An account is considered past due if the minimum payment due is not received before the payment due date. Subsequently, interest charges will revert to the prevailing product interest rate at the next billing date if the Card account is no longer past due.
