UAE
UAE 
| WARNING If you make only the minimum repayment/payment each period, you will pay more in interest/profit/fees and it will take you longer to pay off your outstanding balance. |
Amazing Manchester City prizes to be won with our raffle draw
| Spend AED 25,000 or above Semi-Annual Draw (Between Jan – June) | No. of Winners Annually |
|---|---|
| Manchester City Etihad Stadium tour | |
| City Football Academy tour tickets | |
| Match tickets for Etihad Stadium |
| Spend AED 50,000 or above Annual Draw (Between Jan - Dec) | No. of Winners Annually> |
|---|---|
| A meet & greet experience with the Manchester City team | 5 |
| Live Manchester City match tickets at the Legends Lounge |
| Spend AED 100,000 or above Annual Draw (Between Jan - Dec) | No. of Winners Annually |
|---|---|
| A football jersey signed by the Manchester City squad | 3 |
| Trip to the UK to experience either one of the previous tier prizes | 10 |
Incredible benefits that even the most diehard Manchester City fan can support:
Get exclusive travel benefits when you use your Manchester City Titanium Credit Card for purchases
Travel should always feel like a privilege, and with access to some regional airport lounges it sure does. As a FAB Titanium cardholder you receive:
- Complimentary access to over 10 VIP lounges in UAE, KSA, Jordan, Kuwait and Egypt
- Access to business facilities – email, Internet, phones, fax machines, and conference space in some lounges
- Complimentary refreshments and snacks
Whether you are traveling with your family or on a business trip, enjoy exclusive benefits with Avis. With your FAB Titanium Credit Card, you can now enjoy access to:
- 15% off your next car rental across Europe, the Middle East, Africa and Asia
- 12% off your next car rental in the United States and Canada
- A complimentary upgrade with every rental, worldwide
Unwind in style with free cinema tickets and valet parking
Now when you travel across countries in the Middle East with your FAB Titanium credit card,
- Your first ride free (for new Careem customers only)
- 20% off 3 rides every month
Hundreds of complimentary offers throughout Middle East & Africa across fine dining, premium spas or activities such as:
- Complimentary main menu item when one main menu item is purchased
- 600+ offers available across multiple countries
- Unlimited redemptions / usage on all offers
Get up to 10% cashback all year round at leading global online stores using your FAB Credit Card and SHOP SMART through the FAB Mobile app.
The all-new Rewards on the FAB Mobile app
| Interest on Retail Purchases* | Up to 3.75% per month |
| Interest on Cash Advance* | 3.50% per month |
| Cash Advance Fee | 3.15% of the amount cash obtained with a minimum of AED 157.5 per transaction |
| International Transaction Fee | 2.49% of transaction value + scheme charges |
| Card Replacement Fee | AED 78.75 |
| Credit Shield Plus Fee | 1.04% of outstanding balance |
| Wallet Shield Fee | Charged per month at 0.42% of outstanding balance |
| Accident Insurance Fee | Charged per month at 0.26% of outstanding balance or AED 31.5 which ever is higher |
| Late Payment Fee | AED 241.50 in any month when the payment is late, or not made, or is less than the minimum amount due |
| Over Limit Fee | AED 288.75 in any month when the outstanding balance is greater than the assigned credit limit |
| Plan Deferment Charges | AED 262.50 |
| Cheque Returned Fee | AED 210 |
| Minimum Monthly Payment | 5% of outstanding or AED 100 whichever is higher |
| Payment due date from statement date | 21- 25 days |
| Statement Reprint Charges | AED 26.25 per statement |
| Copies of Transaction Slips | AED 26.25 per transaction slip |
| Outstation Cheque Processing Charge | AED 52.50 |
| Dispute Verification Charge | AED 105 |
| Issuance of Liability Letter | AED 52.50 |
Above fees and charges are inclusive of VAT, if any.
Credit card charges are rounded off to two decimal places.
*Effective 11th June 2019, Interest rate on Retail Purchases and Cash Advance balances are subject to increase by 0.5% in case the card account is past due. An account is considered past due if the minimum payment due is not received before the payment due date. Subsequently, interest charges will revert to the prevailing product interest rate at the next billing date if the Card account is no longer past due.
FAB Mobile puts the power of the bank in your hands
We are currently experiencing higher call volumes than usual. We encourage you to use the FAB Mobile app and check our Frequently Asked Questions (FAQs) page.
