UAE 
First Abu Dhabi Bank
First Abu Dhabi Bank P.J.S.CGET - On the app Store
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Platinum Credit Card
- 2 airport transfers every year
- Discounts on cinema tickets
- Loyalty benefits
Limited Offer
Free 12-month balance transfer to your new FAB credit card
Click here to view the Terms and Conditions of the offerLifestyle Benefits
Bring some luxury into your life
Take more time for you and your family with our lifestyle partnership offers
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Movie tickets from just AED 15
A great offering for all movie buffs! FAB Platinum Credit Cardholders can enjoy 4 movie tickets per month at AED 15 during weekdays and AED 20 during weekends with Reel Cinemas, Cine Royal and Oscar Cinema.
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Buy 1 get 1 free on VOX Cinema tickets*
Buy a ticket to any Sunday showing at UAE Vox Cinemas and get another ticket free! Learn more.
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Shop Smart
Get up to 10% Cashback all year round at leading global online stores using your FAB Credit Card. Visit shopsmart.ae to register and save every time you buy from your favourite online brands using Shop Smart.
- Visa & MasterCard Offers
Plus hundreds more top-class offers available to FAB Platinum Credit Cardholders.
FAB Mastercard Cardholders – Learn more
FAB Visa Cardholders – Learn more
*Service offered and supported by VISA. Terms and conditions of the offer(s) may change without prior notice. Visit www.visamiddleeast.com for latest updates.
Travel Benefits
Experience a better way to travel
Now you and your family can travel in style
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Airport Transfers
Reaching the airport on time has never been easier! FAB Platinum Credit Cardholders can enjoy 2 airport transfers per annum. To book this service, please click here or call 04-8713411 / 04-4328583. Learn more.
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Airport Lounge Access*
Sit back and relax with access to 25+ Airport Lounges worldwide using your FAB Mastercard Platinum Credit Card, with no prior booking. Learn more.
*Service offered and supported by VISA. Terms and conditions of the offer(s) may change without prior notice. Visit www.mastercard.com for latest updates.
Rewards and Offers
Sprinkle some Star-dust into your lifestyle
- Earn 1.75 Stars for every AED 1 spent on international purchases and 1 Star for every AED 1 spent on domestic purchases
- Earn up to 2 First Reward Points per AED 1 on purchases
- Enjoy special offers and discounts at selected premium retailers, restaurants and lifestyle venues across the UAE. Learn more
- Contact the call centre for redemption options
Protection
If the unexpected happens, we’ve got you covered
Enjoy an array of additional protection benefits with your Platinum Credit Card
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Global Purchase Protection and Extended Warranty
Enjoy Purchase Protection* and an Extended Warranty* of 12 months beyond the manufacturer or retail warranty with your FAB Visa Platinum Credit Card.
Enjoy Purchase Protection** for 90 days beyond the manufacturer or retail warranty with your FAB Mastercard Platinum Credit Card.
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Credit Shield
Get peace of mind that if something happens so you can’t meet your credit card payments, your outstanding balance is paid off. Learn more.
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International Medical and Travel Assistance*
Ensure your trip is memorable for the right reasons, with complimentary international medical and travel assistance. Learn more.
*Service offered and supported by VISA. Terms and conditions of the offer(s) may change without prior notice. Visit www.visamiddleeast.com for latest updates.
**Service offered and supported by MasterCard. Terms and conditions of the offer(s) may change without prior notice. www.mastercard.com.
FAB Credit Cards
Schedule of Fees and Charges
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Interest on Retail Purchases* |
Up to 3.50% per month |
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Interest on Cash Advance* |
3.50% per month |
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Cash Advance Fee |
3.15% of the amount cash obtained with a minimum of AED 105 per transaction |
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International Transaction Fee |
2.05% of transaction value + scheme charges |
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Card Replacement Fee |
AED 78.75 |
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Credit Shield Plus Fee |
1.04% of outstanding balance |
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Wallet Shield Fee |
Charged per month at 0.42% of outstanding balance |
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Accident Insurance Fee |
Charged per month at 0.26% of outstanding balance or AED 31.5 which ever is higher |
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Late Payment Fee |
AED 241.50 in any month when the payment is late, or not made, or is less than the minimum amount due |
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Over Limit Fee |
AED 288.75 in any month when the outstanding balance is greater than the assigned credit limit |
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Plan Deferment Charges |
AED 262.50 |
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Cheque Returned Fee |
AED 210 |
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Minimum Monthly Payment |
5% of outstanding or AED 100 whichever is higher |
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Payment due date from statement date |
21- 25 days |
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Statement Reprint Charges |
AED 26.25 per statement |
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Copies of Transaction Slips |
AED 26.25 per transaction slip |
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Outstation Cheque Processing Charge |
AED 52.50 |
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Dispute Verification Charge |
AED 105 |
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Issuance of Liability Letter |
AED 52.50 |
Above fees and charges are inclusive of VAT, if any.
Credit Card Charges are rounded off to 2 decimal places.
* Effective 11th June 2019, Interest rate on Retail Purchases and Cash Advance balances are subject to increase by 0.5% in case the card account is past due. An account is considered past due if the minimum payment due is not received before the payment due date. Subsequently, interest charges will revert to the prevailing product interest rate at the next billing date if the Card account is no longer past due.
What you get from our credit cards
We are currently experiencing higher call volumes than usual. We encourage you to use the FAB Mobile app and check our FAQs page.