UAE 
First Abu Dhabi Bank
First Abu Dhabi Bank P.J.S.CGET - On the app Store
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Platinum Credit Card
- 2 airport transfers every year
- Discounts on cinema tickets
- Loyalty benefits
| WARNING If you make only the minimum repayment/payment each period, you will pay more in interest/profit/fees and it will take you longer to pay off your outstanding balance. |
Spend and WIN cash prizes
| Draw month | Qualifying spend period | Criteria(Based on retail spend) | Total winners per draw | Maximum winning amount per winner (AED) |
| Every July | January – June (6 months) | Cumulative retail spend of AED 25,000 within 6 months | 20 | 25,000 |
| Every January | January – December (previous year) | Annual retail spend of AED 50,000 and above | 20 | 50,000 |
| Annual retail spend between AED 25,000 and AED 50,000 | 100 | 1,000 |
Lifestyle Benefits
Bring some luxury into your life
Take more time for you and your family with our lifestyle partnership offers
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Movie tickets from just AED 15
A great offering for all movie buffs! FAB Platinum Credit Cardholders can enjoy 4 movie tickets per month at AED 15 during weekdays and AED 20 during weekends with Reel Cinemas, Cine Royal and Oscar Cinema.
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Buy 1 get 1 free on VOX Cinema tickets*
Buy a ticket to any Sunday showing at UAE Vox Cinemas and get another ticket free! Learn more.
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Shop Smart
Get up to 10% cashback all year round at leading global online stores using your FAB Credit Card and SHOP SMART through the FAB Mobile app.
- Visa & MasterCard Offers
Plus hundreds more top-class offers available to FAB Platinum Credit Cardholders.
FAB Mastercard Cardholders – Learn more
FAB Visa Cardholders – Learn more
*Service offered and supported by VISA. Terms and conditions of the offer(s) may change without prior notice. Visit www.visamiddleeast.com for latest updates.
Travel Benefits
Experience a better way to travel
Now you and your family can travel in style
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Airport Transfers
Reaching the airport on time has never been easier! FAB Platinum Credit Cardholders can enjoy 2 airport transfers per annum. To book this service, please click here or call 04-8713411 / 04-4328583. Learn more. Sorry, this benefit is on hold until further notice.
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Airport Lounge Access*
Sit back and relax with access to 25+ Airport Lounges worldwide using your FAB Mastercard Platinum Credit Card, with no prior booking. Learn more.
*Service offered and supported by VISA. Terms and conditions of the offer(s) may change without prior notice. Visit www.mastercard.com for latest updates.
FAB REWARDS
Rewarding in every way
The all-new Rewards on the FAB Mobile app
- Earn up to 3 FAB Rewards for every AED 1 you spend
- Enjoy instant redemption at your fingertips and easily choose from an extensive selection of Rewards such as shopping, cashback, paying your utility bills, dining out or booking your next holiday
Offers
A fantastic range of offers for our FAB customers
- Enjoy special offers and discounts at selected premium retailers, restaurants and lifestyle venues in the UAE. Learn more
Protection
If the unexpected happens, we’ve got you covered
Enjoy an array of additional protection benefits with your Platinum Credit Card
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Global Purchase Protection and Extended Warranty
Enjoy Purchase Protection* and an Extended Warranty* of 12 months beyond the manufacturer or retail warranty with your FAB Visa Platinum Credit Card.
Enjoy Purchase Protection** for 90 days beyond the manufacturer or retail warranty with your FAB Mastercard Platinum Credit Card.
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Credit Shield
Get peace of mind that if something happens so you can’t meet your credit card payments, your outstanding balance is paid off. Learn more.
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International Medical and Travel Assistance*
Ensure your trip is memorable for the right reasons, with complimentary international medical and travel assistance. Learn more.
*Service offered and supported by VISA. Terms and conditions of the offer(s) may change without prior notice. Visit www.visamiddleeast.com for latest updates.
**Service offered and supported by MasterCard. Terms and conditions of the offer(s) may change without prior notice. www.mastercard.com.
Schedule of Fees and Charges
| Interest on Retail Purchases* | Up to 3.75% per month |
| Interest on Cash Advance* | 3.50% per month |
| Cash Advance Fee | 3.15% of the amount cash obtained with a minimum of AED 157.5 per transaction |
| International Transaction Fee | 2.49% of transaction value + scheme charges |
| Card Replacement Fee | AED 78.75 |
| Credit Shield Plus Fee | 1.04% of outstanding balance |
| Wallet Shield Fee | Charged per month at 0.42% of outstanding balance |
| Accident Insurance Fee | Charged per month at 0.26% of outstanding balance or AED 31.5 which ever is higher |
| Late Payment Fee | AED 241.50 in any month when the payment is late, or not made, or is less than the minimum amount due |
| Over Limit Fee | AED 288.75 in any month when the outstanding balance is greater than the assigned credit limit |
| Plan Deferment Charges | AED 262.50 |
| Cheque Returned Fee | AED 210 |
| Minimum Monthly Payment | 5% of outstanding or AED 100 whichever is higher |
| Payment due date from statement date | 21- 25 days |
| Statement Reprint Charges | AED 26.25 per statement |
| Copies of Transaction Slips | AED 26.25 per transaction slip |
| Outstation Cheque Processing Charge | AED 52.50 |
| Dispute Verification Charge | AED 105 |
| Issuance of Liability Letter | AED 52.50 |
Above fees and charges are inclusive of VAT, if any.
Credit card charges are rounded off to two decimal places.
*Effective 11th June 2019, Interest rate on Retail Purchases and Cash Advance balances are subject to increase by 0.5% in case the card account is past due. An account is considered past due if the minimum payment due is not received before the payment due date. Subsequently, interest charges will revert to the prevailing product interest rate at the next billing date if the Card account is no longer past due.
What you get from our credit cards
We are currently experiencing higher call volumes than usual. We encourage you to use the FAB Mobile app and check our FAQs page.