If you make only the minimum repayment/payment each period, you will pay more in interest/profit/fees and it will take you longer to pay off your outstanding balance.
Lifestyle Benefits
Bring some luxury into your life
Get the spending power you need for the lifestyle you want
Your Classic Card is accepted worldwide, so no more worries about carrying cash abroad
Receive a text message every time your card is used, even outside the UAE, so you’re always in control of your spending
FAB REWARDS
Rewarding in every way
The all-new Rewards on the FAB Mobile app
Earn up to 2.5 FAB Rewards for every AED 1 you spend
Enjoy instant redemption at your fingertips and easily choose from an extensive selection of Rewards such as shopping, cashback, paying your utility bills, dining out or booking your next holiday
Your Classic Card comes with a range of additional protection features
Get peace of mind that if something happens so you can’t meet your credit card payments, your outstanding balance is paid off, with Credit Shield Plus. Learn more
Ensure your trip is memorable for the right reasons, with complimentary international medical and travel assistance with your Visa Classic Card.* Learn more
*Service offered and supported by VISA. Terms and conditions of the offer(s) may change without prior notice. www.visamiddleeast.com.
Up to 3.75% per month until 23 January 2023
3.85% per month from 24 January 2023 onwards
Interest on Cash Advance*
3.50% per month until 23 January 2023
3.99% per month from 24 January 2023 onwards
Cash Advance Fee
3.15% of the amount cash obtained with a minimum of AED 157.5 per transaction
International Transaction Fee
2.49% of transaction value + scheme charges
Card Replacement Fee
AED 78.75
Credit Shield Plus Fee
1.04% of outstanding balance
Wallet Shield Fee
Charged per month at 0.42% of outstanding balance
Accident Insurance Fee
Charged per month at 0.26% of outstanding balance or AED 31.5 which ever is higher
Late Payment Fee
AED 241.50 in any month when the payment is late, or not made, or is less than the minimum amount due
Over Limit Fee
AED 288.75 in any month when the outstanding balance is greater than the assigned credit limit
Plan Deferment Charges
AED 262.50
Cheque Returned Fee
AED 210
Minimum Monthly Payment
5% of outstanding or AED 100 whichever is higher
Payment due date from statement date
21- 25 days
Statement Reprint Charges
AED 26.25 per statement
Copies of Transaction Slips
AED 26.25 per transaction slip
Outstation Cheque Processing Charge
AED 52.50
Dispute Verification Charge
AED 105
Issuance of Liability Letter
AED 52.50
Above fees and charges are inclusive of VAT, if any.
Credit card charges are rounded off to two decimal places.
* Effective 24 ـJanuary 2023, Interest rate on Retail Purchases will be revised to 3.85% per month and Cash Advance will be revised to 3.99% per month
* Effective 24 January 2023, Interest rate on Retail Purchases and Cash Advance balances are subject to increase by 0.65% in case the card account is past due. An account is considered past due if the minimum payment due is not received before the payment due date. Subsequently, interest charges will revert to the prevailing product interest rate at the next billing date if the Card account is no longer past due.
Make the most of your credit card with FAB's fantastic offers
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