Back to Cards
FAB SHARE Standard Credit Card
Earn more SHARE points faster on all your spending with no limits on your SHARE earnings with the FAB SHARE Standard Credit Card.
WARNING
If you make only the minimum repayment/payment each period, you will pay more in interest/profit/fees and it will take you longer to pay off your outstanding balance.
Exclusive Benefits
- Accelerate your value back in SHARE points with no limits on your SHARE earning
- Earn up to 7% value back in SHARE points at Carrefour for each AED 1 spent
- Earn up to 5.25% value back in SHARE points at VOX Cinemas, Ski Dubai, Magic Planet, Dreamscape, iFLY Dubai, and Little Explorers
- Earn up to 3.25% value back in SHARE points on all spending at Mall of the Emirates and City Centres across the UAE
- Earn up to 1.75% value back in SHARE points on international spending, other retail spending, and online shopping
- Get 2 for 1 cinema tickets at VOX Cinemas
- Get a chance to win back your monthly spend at Mall of the Emirates and all City Centres in the UAE (up to AED 1,000 for one winner)
- First-of-its-kind biometric verification is built into your credit card for even safer transactions
- Apply and get an instant virtual card to use in digital wallets through the FAB Mobile app
SHARE Points Earning Rates
| Spending type |
Regular SHARE points earning per AED 1 spent** |
Earning on the FAB SHARE Standard Credit Card per AED 1 spent |
Additional earnings when you transfer your salary to a FAB account |
| Carrefour (in-store or online) |
0.25% |
6.5% |
0.25% |
| Spending at Mall of the Emirates and City Centres across the UAE* |
Up to 1% |
2% |
0.25% |
| Spending at VOX Cinemas, Ski Dubai, Dreamscape, iFLY Dubai, Magic Planet, and Little Explorers |
3% |
2% (at Mall of Emirates or City Centres in the UAE) |
0.25% |
| Other retail, online and international spending* |
- |
1.5% |
0.25% |
| Spending at selected merchants* including utility and fuel providers and other supermarkets |
- |
0.5% |
- |
SHARE points are earned for spending on the card until the credit limit is reached. Once the credit limit is reached, SHARE points will no longer be earnt for that month.
*Refer to the FAB SHARE Credit Card Terms and Conditions for a full list of eligible brands and merchants per category.
**Regular SHARE points are credited to your SHARE account as part of the SHARE programme offering. FAB SHARE Credit Card Terms and Conditions and FAB Master Credit Card Terms and Conditions apply.
SHARE Benefits
- Earn SHARE points on all your spending across the UAE and worldwide, including mall shopping, groceries, movies, purchases from exclusive partners, and more
- Use your SHARE points to pay for purchases and experiences at 3,500 stores in Mall of the Emirates and City Centres across the UAE
- Access SHARE discounts, exclusive contests and member benefits on the SHARE app
For information about the SHARE programme and benefits, please visit: https://www.sharerewards.com
Lifestyle Benefits
- FAB SHARE Credit Cardholders can enjoy two VOX Cinemas tickets for the price of one ticket
- Use SHARE points to pay for purchases and experiences at Mall of the Emirates and all City Centres across the UAE
- Add your FAB SHARE Credit Card on Apple Pay, Google Pay and Samsung Pay
Other Benefits
- Opt for Credit Shield benefits so that your outstanding balance will be paid off if something happens and you can’t meet your credit card payments
- Receive SMS alerts on all your credit card transactions
- Receive up to four free supplementary cards for your family
- Get great rates and convenient repayment plans on balance transfers
- Get Easy Payment Plans with convenient repayments at great rates through the FAB Mobile app
- Manage your card, payments and much more quickly and easily through the FAB Mobile app
FAB SHARE Credit Card Terms and Conditions and FAB Master Credit Card Terms and Conditions apply
Min Monthly Salary
AED 5,000
SHARE Rewards Credit Card Schedule of Fees and Charges
| Primary Card Annual Fee |
Free |
| Supplementary Card Annual Fee |
Free |
| Interest on Retail Purchases* |
Up to 3.75% per month |
| Interest on Cash Advance* |
3.50% per month |
| Cash Advance Fee |
3.15% of the amount of cash obtained with a minimum of AED 157.50 per transaction |
| International Transaction Fee |
2.49% of transaction value + scheme charges |
| Card Replacement Fee |
AED 78.75 |
| Credit Shield Plus Fee |
1.04% of outstanding balance |
| Wallet Shield Fee |
Charged per month at 0.42% of outstanding balance |
| Accident Insurance Fee |
Charged per month at 0.26% of outstanding balance or AED 31.50, whichever is higher |
| Late Payment Fee |
AED 241.50 in any month when the payment is late, not made, or less than the minimum amount due |
| Over-Limit Fee |
AED 288.75 in any month when the outstanding balance is greater than the assigned credit limit |
| Plan Deferment Charges |
AED 262.50 |
| Cheque Returned Fee |
AED 210 |
| Minimum Monthly Payment |
5% of outstanding or AED 100, whichever is higher |
| Payment due date from statement date |
21-25 days |
| Statement Reprint Charges |
AED 26.25 per statement |
| Copies of Transaction Slips |
AED 26.25 per transaction slip |
| Outstation Cheque Processing Charge |
AED 52.50 |
| Dispute Verification Charge |
AED 105 |
| Issuance of Liability Letter |
AED 52.50 |
The above fees and charges are inclusive of VAT, if any.
Credit card charges are rounded up to two decimal places.
*Effective 11 June 2019, interest rates on retail purchases and cash advance balances are subject to increase by 0.50% if the card account is past due. An account is considered past due if the minimum payment due is not received before the payment due date. Subsequently, interest charges will revert to the prevailing product interest rate at the next billing date if the card account is no longer past due.
Get a FAB SHARE Standard Credit Card instantly on the FAB Mobile app
FAB Mobile puts the power of the bank in your hands
- Get your FAB account and credit cards instantly. Zero paperwork
- Open an account and get a credit card, with just your Emirates ID
- Use your FAB Rewards to pay your bills anytime, anywhere
- Check your balance, send money and earn rewards in a few taps
What you get from our credit cards
You are now leaving BankFAB.com
Please be aware that the external site policies, may differ from our website terms and conditions and privacy policy. The next site will open in a new browser window or tab
UAE 
