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Standard Credit Card

Free for life

Earn up to 2.5 FAB Rewards per AED 1 you spend
High credit limits
Loyalty benefits

Get your card

WARNING

If you make only the minimum repayment/payment each period, you will pay more in interest/profit/fees and it will take you longer to pay off your outstanding balance.

Lifestyle Benefits

Bring some luxury into your life

Get the spending power you need for the lifestyle you want

High credit limits
Up to 25 days interest free

FAB REWARDS

Rewarding in every way

The all-new Rewards on the FAB Mobile app

Earn up to 2.5 FAB Rewards for every AED 1 you spend
Enjoy instant redemption at your fingertips and easily choose from an extensive selection of Rewards such as shopping, cashback, paying your utility bills, dining out or booking your next holiday

Learn more

Protection Benefits

Protection for you and your family

Your Standard Card comes with a range of additional protection features

Standing Instructions
With Standing Instructions, you can conveniently make up to 20 payments including utility bills, schools & university fees and insurance premiums such as Etisalat, E-vision and more; paid on time, every time. You will never have to remember payment dates ever again.
Credit Shield
Get peace of mind that if something happens so you can’t meet your credit card payments, your outstanding balance is paid off. Learn more.
Wallet Shield
A lost or stolen wallet is more than just inconvenience and monetary loss. It takes away your peace of mind and puts you completely off track. Wallet Shield covers fraudulent transactions on your lost or stolen credit cards, robbed or stolen cash as well as for theft of identification papers or keys. To apply, SMS WS to 2121.

Click here to view the credit card terms and conditions.

Min Monthly Salary AED 5,000

Apply now Schedule of fees and charges

Get a Standard Credit Card instantly on the FAB Mobile app

FAB Mobile puts the power of the bank in your hands

Get your FAB account and credit cards instantly. Zero paperwork
Open an account and get a credit card, with just your Emirates ID
Use your FAB Rewards to pay your bills anytime, anywhere
Check your balance, send money and earn rewards in a few taps

QR Code – Scan to Download First Abu Dhabi Bank Mobile App

Apply Now

Enter your details and we will call you back within
one working day to proceed with your application.

First Name

Last Name

Company Name

Phone Number

AED

Salary per month

Do you own a car?

How much do you spend on utility bills per month?

AED

How much do you spend on entertainment per month?

AED

How many times do you travel per year?

How much do you spend on education per year?

AED

I hereby authorise First Abu Dhabi Bank to obtain a credit information report on me from the Al Etihad Credit Bureau (or any successor organisation).

I have read and accept the Terms and Conditions.

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What you get from our credit cards

Balance Transfer

Winners

Quick Cash

Easy Payment Plan

Standard Instructions for Recurring Bill Payment

Standard Instructions for One Time Payments

Credit Card Bill Payment

Credit Shield

Wallet Shield

Accident Care Plan

Enhanced Security for Online Purchases

Utility Bill Payments

Chip and Pin

Payment Partners

Can't find what you are looking for?

We are currently experiencing higher call volumes than usual. We encourage you to use the FAB Mobile application and check our Frequently Asked Questions (FAQs) page.

Interest on Retail Purchases*	Up to 3.75% per month until 23 January 2023 3.85% per month from 24 January 2023 onwards
Interest on Cash Advance*	3.50% per month until 23 January 2023 3.99% per month from 24 January 2023 onwards
Cash Advance Fee	3.15% of the amount cash obtained with a minimum of AED 157.5 per transaction
International Transaction Fee	2.49% of transaction value + scheme charges
Card Replacement Fee	AED 78.75
Credit Shield Plus Fee	1.04% of outstanding balance
Wallet Shield Fee	Charged per month at 0.42% of outstanding balance
Accident Insurance Fee	Charged per month at 0.26% of outstanding balance or AED 31.5 which ever is higher
Late Payment Fee	AED 241.50 in any month when the payment is late, or not made, or is less than the minimum amount due
Over Limit Fee	AED 288.75 in any month when the outstanding balance is greater than the assigned credit limit
Plan Deferment Charges	AED 262.50
Cheque Returned Fee	AED 210
Minimum Monthly Payment	5% of outstanding or AED 100 whichever is higher
Payment due date from statement date	21- 25 days
Statement Reprint Charges	AED 26.25 per statement
Copies of Transaction Slips	AED 26.25 per transaction slip
Outstation Cheque Processing Charge	AED 52.50
Dispute Verification Charge	AED 105
Issuance of Liability Letter	AED 52.50

Standard Credit Card

WARNING