Discover an exclusive range of privileges to help you enjoy life’s luxuries
A convenient solution for all those enjoy the basic luxuries in life! FAB Signature Cardholders can enjoy a total of up to 2 valet parking services per month at select locations. Learn more.
If you’ve got the wanderlust gene, Visa gives you 20% off on 3 airport transfers with Careem. Use promo code VISASIGNATUREUAE and pay with Visa Signature when you book your airport transfer with Careem.
Benefit from automatic protection against unauthorised transactions or fraudulent use of your card. Learn more.
International Medical and Travel Assistance*
If you have used your Visa Signature Credit Card to pay for your travel, you are eligible for free Medical and Travel Assistance Insurance for you and your family when travelling to a location outside your principal country of residence for up to 90 days.
This includes Emergency Medical Expenses cover of up to USD 150,000, Trip Cancellation/Curtailment cover up to USD 5,000 and Delayed departure cover of USD 42 per hour (up to USD 1,000). To start a claim, email firstname.lastname@example.org with your name, address, first nine digits of your Visa Signature Credit Card number and the policy section under which your claim applies. Learn more.
Get peace of mind that if something happens so you can’t meet your credit card payments, your outstanding balance is paid off. To activate Credit Shield (optional cover), call our 24/7 Call Centre on 600 52 5500. Learn more.
*Service offered and supported by VISA. Terms and conditions of the offer(s) may change without prior notice. Visit www.visamiddleeast.com for latest updates.
Up to 3.75% per month until 23 January 2023
3.85% per month from 24 January 2023 onwards
Interest on Cash Advance**
3.50% per month until 23 January 2023
3.99% per month from 24 January 2023 onwards
Cash Advance Fee
3.15% of the amount cash obtained with a minimum of AED 157.5 per transaction
International Transaction Fee
2.49% of transaction value + scheme charges
Card Replacement Fee
Credit Shield Plus Fee
1.04% of outstanding balance
Wallet Shield Fee
Charged per month at 0.42% of outstanding balance
Accident Insurance Fee
Charged per month at 0.26% of outstanding balance or AED 31.5 which ever is higher
Late Payment Fee
AED 241.50 in any month when the payment is late, or not made, or is less than the minimum amount due
Over Limit Fee
AED 288.75 in any month when the outstanding balance is greater than the assigned credit limit
Plan Deferment Charges
Cheque Returned Fee
Minimum Monthly Payment
5% of outstanding or AED 100 whichever is higher
Payment due date from statement date
21- 25 days
Statement Reprint Charges
AED 26.25 per statement
Copies of Transaction Slips
AED 26.25 per transaction slip
Outstation Cheque Processing Charge
Dispute Verification Charge
Issuance of Liability Letter
Above fees and charges are inclusive of VAT, if any.
Credit card charges are rounded off to two decimal places.
** Effective 24 ـJanuary 2023, Interest rate on Retail Purchases will be revised to 3.85% per month and Cash Advance will be revised to 3.99% per month
** Effective 24 January 2023, Interest rate on Retail Purchases and Cash Advance balances are subject to increase by 0.65% in case the card account is past due. An account is considered past due if the minimum payment due is not received before the payment due date. Subsequently, interest charges will revert to the prevailing product interest rate at the next billing date if the Card account is no longer past due.
Effective September 2022, an annual fee will be applicable on your FAB credit card(s). If you reach a minimum level of spending on your card within a year, then you will not have to pay the annual fee. For Signature Credit Cardholders who transfer their salaries to a FAB account, a minimum yearly spend of AED 24,000 is required to avoid the AED 300 annual fee. For Signature Credit Cardholders who do not transfer their salaries to a FAB account, a minimum yearly spend of AED 24,000 is required to avoid the AED 400 annual fee. If you do not meet this minimum yearly spend on your card, the annual fee will be charged to your credit card each year on the anniversary of the date that your card was issued, starting from Effective September 2022 for both existing and new cardholders.
*Effective 5 October 2022, a welcome bonus equivalent to the annual fee will be credited when the card is used for spending within 30 days of activation.
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