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FAB Islamic Rewards Programme

Rewards for every INTERACTION

Earn FAB Rewards on your FAB Islamic credit card and debit card spends, current account balances, fixed deposits, home finance, auto finance and personal finance. You also get rewarded for registering to FAB Islamic digital banking channels and initiating online transactions.

FAB Islamic Credit and Debit Cards

Every time you use your FAB credit and debit cards, you are on your way to earning free and exciting rewards!

FAB Islamic Finance

Buying your dream car? Financing a property for residential use or investments? Dreaming of your next vacation? Get rewarded with exciting FAB Islamic Rewards for every executed finance application.

Finance Type FAB Islamic Rewards per AED 1,000 Elite Islamic finance amount Maximum FAB Islamic Rewards per transaction
FAB Islamic Personal Finance 300 FAB Islamic Rewards 200,000 FAB Islamic Rewards
FAB Islamic Car Finance 100 FAB Islamic Rewards 200,000 FAB Islamic Rewards
FAB Islamic Home Finance 240 FAB Islamic Rewards 600,000 FAB Islamic Rewards

FAB Islamic Digital Banking Channels

Get 1,000 FAB Islamic Rewards upon first time registration to FAB Mobile or Internet Banking channels.

Transact using FAB Mobile and earn more Rewards faster!

  • 600 FAB IslamicRewards on international remittances, up to a maximum of 3,000 FAB Islamic Rewards monthly
  • 2,000 FAB Islamic Rewards for every new standing instruction bill payment setup, credited after first successful payment.

Redemption options are EXTENSIVE

With a whole new extensive range of options to select from, you can now choose to use your rewards from shopping, paying your utility bills, dining out or booking your next holiday. Enjoy the ultimate flexibility of using your Rewards the way you like!

Shopping at point of sale

Instantly redeem your rewards at the point of sale in-store at over 4,500 FAB terminals across the UAE including leading brands across Lulu, Al Shaya Group, Al Futtaim group, GEMS education, Americana Group, and many more. Select from the below categories to view an indicative list of brands. You will automatically be prompted for FAB Rewards Redemption at the time of payment wherever this service is enabled.

Click here for a full list of participating brands

Present your card for payment

Your Rewards balance will automatically be displayed when you tap or insert your card for payment


Select partial or full payment with Rewards

You can decide to pay the full transaction amount with your Rewards balance or pay partially with your available Rewards balance and use your FAB Islamic credit card for the remaining amount


Enter your transaction PIN & confirm

Your transaction will be processed, the receipt will reflect details of the purchase and summary of your Rewards redeemed

Gift cards and shopping vouchers

Redeem your rewards for instantly downloadable digital gift cards! Perfect to celebrate a joyous occasion, buy something special for your loved ones or to treat yourself.


Login to FAB Mobile

You can now redeem your Rewards conveniently at a click of a button


Navigate to Rewards Menu

Click on Vouchers and select a brand of your choice


Enter a denomination & confirm

Your transaction will be processed, a digital copy of your voucher will be saved in the My Rewards section for use any time until expiry

Pay with FAB Islamic Rewards - transaction reimbursement

Pay for any of your purchases globally using your FAB Islamic credit card including Apple Pay or Samsung Pay purchases or using your debit card, and then offset your purchase with your Rewards later by selecting the option “Reimburse transaction” from your Rewards dashboard on FAB Mobile. You can also use this option to settle any bank charges.


Pay for your purchases

Make any Shariah compliant purchase anywhere, for anything using your FAB Islamic credit card including payments via Apple Pay and Samsung Pay or with your FAB debit card


Login to FAB Mobile, select Reimburse transaction

Navigate to the Rewards section and select “Reimburse transaction”


Choose a transaction and redeem

All your eligible purchase transactions and bank charges will reflect within 48 hours, you can select any particular transaction and offset the purchase for an immediate direct cashback credit to your statement


If you’re a fan of simple cashback rewards, redeem your FAB Islamic Rewards for a direct cashback credit to your statement. Cashback can be redeemed in multiples of AED 50 and is instantly processed in real-time. (Note: every 1 point will earn you AED 0.007)


Login to FAB Mobile, select Cashback

Navigate to the Rewards section and select “Cashback”


Enter Cashback Amount

Enter any amount in multiples of AED 50.


Select card and confirm

Select the card to which your cashback credit should be posted and confirm your transaction. Cashback will be instantly processed a credit transaction will be posted to your card statement

Airline Miles exchange

Exchange your FAB Rewards for Emirates Skywards or Etihad Guest Miles and fulfill your travel goals. Whether you want to plan a trip to your dream destination, stay at a luxurious resort , experience a thrilling adventure or travel in style & comfort with business class upgrades, your you can use your Miles to enjoy what you love the most.

  • 12 FAB Rewards = 1 Etihad Guest Mile
  • 16 FAB Rewards = 1 Skywards Mile


Login to FAB Mobile, select Convert to Miles

Navigate to the Rewards section and select “Convert to Miles”


Choose Miles transfer partner

Select to transfer your rewards to Etihad Guest Miles or Emirates Skywards Miles partners, key in your respective frequent flyer membership number


Enter number of miles required and confirm

Enter the number of Rewards you would like to transfer or alternatively the number of Miles you would like to receive and click confirm. Miles will be credited in your respective frequent flyer account within 3 business days

Utility bill payments

Making your monthly bill payments is hassle free! You can now conveniently pay off your water and electricity, salik, du and Etisalat bills using your FAB Rewards. Choose to pay your bill in full with your rewards or make a partial payment with rewards and settle the balance with your FAB Islamic credit card, debit card or account balance.


Login to FAB Mobile, select Pay Utility Bill

Navigate to the Rewards section and select “Pay Utility Bill”


Choose Service provider

Select from our list of partners including Etisalat, du, ADDC, DEWA, SEWA, AADC, FEWA and Salik, and enter your consumer number. Your bill details will automatically be fetched from the service provider


Select partial / full amount payment with Rewards

Choose if you would like to pay the full amount using your rewards balance or select pay other amount to enter the number of Rewards you would like use towards partial bill payment and click confirm. Your bill will be settled immediately


Use your FAB Rewards to relax, unwind, renew and enjoy! Select from over 120 major airlines, 650,000 hotel properties and beach resorts, 36 car rental companies, across 30,000 locations in 195 countries.


Login to FAB Mobile, select Travel

Navigate to the Rewards section and select “Travel”


Choose your service and Book

Select your travel service and view options to pay partially or in full using your available FAB Islamic Rewards. Enter your FAB Islamic payment debit/ credit card for any balance amount and confirm your booking with your transaction OTP


Booking confirmation reference

Your e-ticket/ booking confirmation reference will be generated and automatically stored in the My Rewards section on your FAB Mobile Rewards dashboard. Present your ticket to access the service


Choose from over 1,300 products and 110 brands across electronics, home appliances, perfumes, and more, and redeem them using FAB Islamic Rewards or a FAB Islamic debit or credit card. We also offer a range of eco-friendly products for you to select from. Prices include taxes and shipping; products will be delivered within 14 days to your address within the United Arab Emirates.


Login to the FAB Mobile app, select Shop

Navigate to the Rewards menu and select “Shop”.


Select a product and order

Choose your item and payment option, enter your delivery address and contact number


Track shipment

Use the reference number and merchant contact details sent by email to follow up on your order or visit the “My Orders” section on the FAB Rewards Shop to track the delivery status

Redemption is INSTANT

We have designed an experience that you will enjoy using! Accessible anytime, anywhere through FAB Mobile and Internet Banking our new FAB Rewards programme puts you in full control and gives you the convenience of redeeming your rewards instantly.

Digitally enabled and convenient to access

All your redemption options are now conveniently accessible in one place within your FAB banking app. Browse through high-value surprise loyalty deals using the “My Rewards” dashboard, enroll for bonus rewards offers and view your redeemed items including e-ticket bookings, shopping order status and digital copy of e-vouchers.

Real-time, you can enjoy your reward instantly

No more waiting! No more calls! We’ve made it time-saving, your redemptions are now instant, quick and easy.

Simple and transparent

All the information you need about your programme is available in the new History section on your Rewards dashboard, here you can view your rewards transaction activity, product level rewards earnings, view your redemption details, and rewards expiring soon.

How can I accumulate more FAB Islamic Rewards faster?

What can I get with my FAB Islamic Rewards?

Can't find what you are looking for?

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FAB Islamic

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+971 2 499 6299


First Abu Dhabi Bank

First Abu Dhabi Bank P.J.S.C

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