FAB Islamic Rewards Programme

Present your card for payment

Your Rewards balance will automatically be displayed when you tap or insert your card for payment

Select partial or full payment with Rewards

You can decide to pay the full transaction amount with your Rewards balance or pay partially with your available Rewards balance and use your FAB Islamic credit card for the remaining amount

Enter your transaction PIN & confirm

Your transaction will be processed, the receipt will reflect details of the purchase and summary of your Rewards redeemed

Login to FAB Mobile

You can now redeem your Rewards conveniently at a click of a button

Navigate to Rewards Menu

Click on Vouchers and select a brand of your choice

Enter a denomination & confirm

Your transaction will be processed, a digital copy of your voucher will be saved in the My Rewards section for use any time until expiry

Pay for your purchases

Make any Shariah compliant purchase anywhere, for anything using your FAB Islamic credit card including payments via Apple Pay and Samsung Pay or with your FAB debit card

Login to FAB Mobile, select Reimburse transaction

Navigate to the Rewards section and select “Reimburse transaction”

Choose a transaction and redeem

All your eligible purchase transactions and bank charges will reflect within 48 hours, you can select any particular transaction and offset the purchase for an immediate direct cashback credit to your statement

Login to FAB Mobile, select Cashback

Navigate to the Rewards section and select “Cashback”

Enter Cashback Amount

Enter any amount in multiples of AED 50.

Select card and confirm

Select the card to which your cashback credit should be posted and confirm your transaction. Cashback will be instantly processed a credit transaction will be posted to your card statement

Login to FAB Mobile, select Convert to Miles

Navigate to the Rewards section and select “Convert to Miles”

Choose Miles transfer partner

Select to transfer your rewards to Etihad Guest Miles or Emirates Skywards Miles partners, key in your respective frequent flyer membership number

Enter number of miles required and confirm

Enter the number of Rewards you would like to transfer or alternatively the number of Miles you would like to receive and click confirm. Miles will be credited in your respective frequent flyer account within 3 business days

Login to FAB Mobile, select Pay Utility Bill

Navigate to the Rewards section and select “Pay Utility Bill”

Choose Service provider

Select from our list of partners including Etisalat, du, ADDC, DEWA, SEWA, AADC, FEWA and Salik, and enter your consumer number. Your bill details will automatically be fetched from the service provider

Select partial / full amount payment with Rewards

Choose if you would like to pay the full amount using your rewards balance or select pay other amount to enter the number of Rewards you would like use towards partial bill payment and click confirm. Your bill will be settled immediately

Login to FAB Mobile, select Travel

Navigate to the Rewards section and select “Travel”

Choose your service and Book

Select your travel service and view options to pay partially or in full using your available FAB Islamic Rewards. Enter your FAB Islamic payment debit/ credit card for any balance amount and confirm your booking with your transaction OTP

Booking confirmation reference

Your e-ticket/ booking confirmation reference will be generated and automatically stored in the My Rewards section on your FAB Mobile Rewards dashboard. Present your ticket to access the service

Login to the FAB Mobile app, select Shop

Navigate to the Rewards menu and select “Shop”.

Select a product and order

Choose your item and payment option, enter your delivery address and contact number

Track shipment

Use the reference number and merchant contact details sent by email to follow up on your order or visit the “My Orders” section on the FAB Rewards Shop to track the delivery status