*All interest rates quoted are effective rates on loan outstanding balance
First Abu Dhabi Bank
First Abu Dhabi Bank P.J.S.CGET - On the app Store
Loans up to AED 5 million for UAE nationals and AED 2 million for expats
Flexible repayment terms of up to 48 months (or up to 60 months for employees of the Ministry of Defense)
Interest rates from *5.95% variable for Emiratis and *6.95% variable for Expats
Up to 150 days grace period for Emiratis and up to 90 days grace period for Expats before the first repayment
A minimum monthly salary of AED 7,000
Employed with a governmental, semi-governmental or legitimate private organisation
Applicants must be 21+ years old
Completed a minimum of 6 months service or confirmed in employment with your current employer
Liability letter or a clearance letter
Copy of a valid passport/resident visa/Emirates ID(Originals must also be presented)
Salary transfer letter/salary certificate addressed to FAB
Bank statements for the last three months showing salary credits (if salary is not credited to a FAB account)
Signed and completed application
*All interest rates quoted are effective rates on loan outstanding balance
Just enter your monthly income and expenses for each category and the calculator will do the rest.
Loan Amount | : | |
Annual Interest Rate | : | |
Number of Payments (Months) | : |
Additional one-time upfront processing fee of 1.05% will apply on the loan amount (minimum AED 525 and maximum AED 2,625). A life insurance fee may apply. For further information on fees and charges, please refer to the service and price guide.
We are currently experiencing higher call volumes than usual. We encourage you to use the FAB Mobile application and check our Frequently Asked Questions (FAQs) page.