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The FAB Advantage

Move your loans to FAB with the Buyout Loan and enjoy additional funds and attractive interest rates.

- You may have to pay penalties if you pay off a loan/financing early
- If you do not meet the repayments/payments on your loan/financing, your account will go into arrears. This may affect your credit rating, which may limit your ability to access financing in the future
- Refinancing your loans/financing may take longer to pay off than your previous loan/financing and may result in paying more In interest/profit

Features - Enjoy great rates & flexibility

Loans up to AED 5 million for UAE nationals and AED 2 million for expats

Flexible repayment terms of up to 48 months (or up to 60 months for employees of the Ministry of Defense)

Interest rates from 3.49% variable for Emiratis and 3.99% variable for Expats

Up to 150 days grace period for Emiratis and up to 90 days grace period for Expats before the first repayment

Required Documents - This is what we'll need

Liability letter

Salary transfer letter/salary certificate addressed to FAB

3-month bank statement

Signed and completed application

Copy of a valid passport/resident visa/Emirates ID(Originals must also be presented)

Terms and conditions apply.

*All interest rates quoted are effective rates on loan outstanding balance

Indicative Loan Calculator

Just enter your monthly income and expenses for each category and the calculator will do the rest.

I am a UAE National
I am an employee of Ministry of Defense
My monthly salary is
I need to borrow
And pay it back over
Annual interest rate

Representative example

Monthly repayment

Total repayable

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Loan Amount :
Annual Interest Rate :
Number of Payments (Months) :

Apply Now

Enter your details and we will call you back within
24 hours to proceed with your application.

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Additional one-time upfront processing fee of 1.05% will apply on the loan amount (minimum AED 525 and maximum AED 2,625). A life insurance fee may apply. For further information on fees and charges, please refer to the service and price guide.

We are currently experiencing higher call volumes than usual. We encourage you to use the FAB Mobile app and check our .



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