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Security is the key

Receive a Secured Loan against your fixed deposits and put your financial goals within reach.


  • You may have to pay penalties if you pay off a loan/financing early
  • If you do not meet the repayments/payments on your loan/financing, your account will go into arrears. This may affect your credit rating, which may limit your ability to access financing in the future
  • Refinancing your loans/financing may take longer to pay off than your previous loan/financing and may result in paying more In interest/profit
FEATURES, Arab Emirates Dirhams (AED) 7,000 minimum monthly salary, Borrow up to AED 5 Million, Attractive interest rates image

Loans of up to Arab Emirate Dirhams (AED) 5 million, or 95% of the fixed deposit amount for UAE nationals and expats

Flexible repayment terms of up to 48 months to repay through your FAB account

Interest Rate: Fixed Deposit Rate + 2% per year with a minimum of *2.49% (Fixed Rate)

Criteria to be met for the applicable variable rate:

A Fixed Deposit held with FAB

Fixed deposit will be held as security for the loan

Rate applicable is Fixed Deposit Rate + 2%, subject to floor rate 2.49%

This is a Variable Interest Rate Loan

Pledge on fixed deposit held with FAB

Signed and completed application

Copy of a valid passport/resident visa/Emirates ID(Originals must also be presented)

Terms and conditions apply.

*All interest rates quoted are effective rates on loan outstanding balance

Indicative Loan Calculator

Just enter your monthly income and expenses for each category and the calculator will do the rest.


Representative example

Monthly repayment

Total repayable

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Loan Amount :
Annual Interest Rate :
Number of Payments (Months) :

Apply Now

Enter your details and we will call you back within
24 hours to proceed with your application.

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Additional one-time upfront processing fee of 1.05% will apply on the loan amount (minimum AED 525 and maximum AED 2,625). A life insurance fee may apply. For further information on fees and charges, please refer to the service and price guide.

Can't find what you are looking for?

We are currently experiencing higher call volumes than usual. We encourage you to use the FAB Mobile application and check our Frequently Asked Questions (FAQs) page.



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First Abu Dhabi Bank

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