Ratibi Prepaid Card | First Abu Dhabi Bank

Ratibi is a salary payroll solution designed to pay the salaries of employees who earn up to  5,000. These employees will receive their salaries on their cards without the need for a bank account.

Highlights

Free personal accident insurance
Free access 24/7 to the largest ATMs and CDMs network
No minimum balance requirement or monthly charges for cardholders

With Ratibi Payroll Prepaid Card, you can securely make payments at retailers and deposit / withdraw your money from a wide range of ATM networks around the world - all without the need for a bank account, saving you money on banking fees.

Existing Ratibi Card Holder?

Check your balance:

Ratibi Prepaid Card Balance Enquiry

Ratibi Card Benefits

Free SMS alerts on every salary credit

Can be used at all ATMs, in-store and online

Can be used at VISA/MasterCard networks worldwide

Customer support through our 24/7 call centre

Cardholders can select their own ‘PIN’ from our ATMs

100% compliant with the UAE Government’s WPS guidelines

You’re insured:

Free personal accident insurance: In the event of death or permanent total disability of the card holder due to accident, eligible for 5 x monthly salary or maximum of  25,000

Hospitalisation due to accident for at least 24 hours: Eligible for daily cash benefit of  50 (for a maximum period of 30 days subject to a total of  1,500)

Repatriation of mortal remains: Actual expenses subject to maximum of  5,000

Safe and convenient:

Eliminate the risk of carrying cash

No bank account required

Secure easy way to receive your wages

Immediate salary crediting

Fully automated service

Transform your business and discover the benefits of Ratibi

Employer Benefits:

A stress free salary payment solution

Real time card management via online banking

Alternative services for salary processing as per corporate requirement

Secure salary transfers from your corporate account to Ratibi prepaid cards via online banking

Wages Protection System (WPS)

Our Bank supports salary payments through the Wages Protection System (WPS). We can efficiently process your salary payments electronically in compliance with UAE regulations.

Features include:

Fully automated service with dedicated help desk

Safe and convenient salary payment solution with a single bank transfer

Payment in local currency within the UAE - lower cost and no cash handling risk to pay your employees

Salary Payment (Non-WPS)

Our Bank can also process your standard salary payment for Non-WPS payroll in local currency within the UAE. Salary files can be sent via our electronic channel in bulk with single debit entry pass through your account. Individual entries will be protected and only available to view by restricted users.

Policy and procedures guide: