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Abu Dhabi Pay Hayyak Card

Abu Dhabi Pay Hayyak Card can be loaded or reloaded through:

  • FAB Cash Deposit Machines (CDMs)
  • The FAB Mobile app and Online Banking for retail
  • FAB iBanking and Nafura for corporate
  • The payit mobile app (available soon)
  • Distribution channels and government counters (available soon)
  • UAE Funds Transfer System (UAEFTS)


    • No card issuance cost, loading or reloading fees
    • Easy issue prepaid card without registration or a bank account
    • Five-years validity (as per expiry date pre-printed on the card)
    • Initial load amount will be limited to maximum AED 3,500 and can be used on the Abu Dhabi Pay government transactions only. Other merchant payments and reload will be enabled once the full Know Your Customer KYC is completed, with a maximum limit of AED 50,000

This card offers easy loading and reloading of funds to help you keep track of your spending. It is valid for Five years (expiry date printed on the card).

Loading/Reloading Fees

  • FAB Cash Deposit Machines (CDMs): Free
  • Distribution channels and government counters: Free (available soon)
  • The FAB Mobile app and Online Banking: Free
  • FAB iBanking and Nafura: Free
  • The payit mobile app: Free (available soon)
  • UAEFTS: Free

Hayyak Cards are available at Magnati offices and government counters.

Abu Dhabi Pay Hayyak Card includes the following features:

  Maximum card balance Maximum load amount Maximum reload amount per transaction at FAB CDMs Maximum reload amount per day at FAB CDMs Maximum reload amount per month at FAB CDMs
Not registered AED 3,500 AED 3,500 (one time only) Not allowed Not allowed Not allowed
Full registration (full KYC) AED 50,000 AED 50,000 AED 50,000 AED 50,000 Unlimited

Prepaid Card Balance Refunds:

The balance amount may be refunded on FAB ATMs (if cash withdrawal feature is available) or you may place a request at Magnati offices to receive a refund of the balance of your Abu Dhabi prepaid card. Please note that incomplete refund requests cannot be processed.

  Withdrawal allowance per transaction Withdrawal allowance per day Withdrawal allowance per month
Full registration (full KYC) AED 10,000 AED 50,000 Unlimited

Cash withdrawal amounts:

Cash withdrawals are available at any FAB and Non-FAB ATMs (the cash withdrawal option will be available once the full KYC process is completed).

  • FAB ATMs: Free
  • Non-FAB ATMs )within UAE(: AED 2*
  • International withdrawals: 2.5% or AED 15 (whichever is higher)*

*All above charges are exclusive of 5% VAT

Contact Us

Customer Service




Abu Dhabi Pay Service



+971 (2) 4996430


First Abu Dhabi Bank

First Abu Dhabi Bank P.J.S.C

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