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Government Advanced Individual Card

The Government Advanced Individual Card can be loaded or reloaded through:

  • FAB Cash Deposit Machines (CDMs)
  • The FAB Mobile app and Online Banking for retail
  • FAB iBanking for corporate
  • The payit mobile app (available soon)
  • Distribution channels and MBME Kiosks
  • The UAE Funds Transfer System (UAEFTS)


  • Card cost: AED 25 (deducted from the first load)
  • Personalised card requires KYC (Know Your Customer) registration, no bank account required
  • Five years validity
  • Maximum card balance is AED 75,000
  • Visa Platinum deals and offers applicable
  • Can be used for Government transactions and other merchants

Loading/Reloading Fees:

  • FAB Cash Deposit Machines (CDMs): AED 5*
  • MBME Kiosks: AED 5*
  • Distribution channels and iBanking: AED 5*
  • The FAB Mobile app, Online Banking: AED 5*
  • The payit mobile app: AED 5* (available soon)
  • The UAE Funds Transfer System (UAEFTS): AED 5*

Cards can be purchased and applied for through:

  • Magnati offices
  • FAB’s website (
  • The FAB Mobile app and Online Banking (available soon)
  • The payit mobile app (available soon)

The Government Advanced Individual Card includes the following features:

Maximum card balance Maximum load amount Maximum reload amount per transaction at FAB CDMs Maximum reload amount per day at FAB CDMs Maximum reload amount per month at FAB CDMs
AED 75,000 AED 75,000 AED 35,000 AED 35,000 AED 1,050,000

Cash withdrawal amounts:

Cash withdrawals are available at FAB and non-FAB ATMs.

  • FAB ATMs: Free
  • Non-FAB ATMs (within the UAE): AED 2*
  • International withdrawals: 2.5% or AED 15 (whichever is higher)*

The redemption fee is AED 25*.

Withdrawal allowance per transaction Withdrawal allowance per day Withdrawal allowance per month
AED 10,000 AED 75,000 Unlimited


Available to all UAE Nationals and residents

Documents required for the Government Advanced Individual Card:

  • Completed application form
  • Valid Emirates ID (front and back)
  • Completed FATCA Individual Form

Prepaid Card Balance Refunds:

The balance amount can be refunded at FAB ATMs (if the cash withdrawal feature is available) or you can request a refund for the balance on your government prepaid card at a Magnati office (bank account transfer only and no cash refunds). Please note that incomplete refund requests cannot be processed.

*All charges above are exclusive of 5% VAT.


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