| Metrics (AEDm) | FY25E | FY26E | YoY change FY25E |
YoY change FY26E |
|---|---|---|---|---|
| Revenue | 35,423 | 37,021 | 12% | 5% |
| Expenses | (8,160) | (8,610) | 5% | 6% |
| Pre-Provision Operating Profit | 27,263 | 28,411 | 14% | 4% |
| Impairment charge | (3,529) | (4,232) | -10% | 20% |
| Profit Before Tax | 23,734 | 24,179 | 19% | 2% |
| Non-controlling interest and taxes | (4,128) | (4,353) | 44% | 5% |
| Net Profit After tax | 19,607 | 19,826 | 15% | 1% |
| Metrics | FY25E | FY26E | YoY change FY25E |
YoY change FY26E |
|---|---|---|---|---|
| Cost to income ratio | 23.0% | 23.3% | -1.59% | 0.22% |
| Impairment charge as % of loans | 0.61% | 0.66% | -0.14% | 0.05% |
| Provision coverage | 98% | 99% | 2.6% | 0.4% |
| Return on tangible equity | 18.0% | 16.6% | 1.2% | -1.4% |
| Common Equity Tier 1 ratio | 13.3% | 13.4% | -0.4% | 0.2% |
| Metrics | FY25E | FY26E | YoY change FY25E |
YoY change FY26E |
|---|---|---|---|---|
| Loans and advances, net | 591,033 | 645,324 | 12% | 9% |
| Customer deposits | 845,816 | 917,043 | 8% | 8% |
| DPS (fils) | 86 | 88 | 11 | 2 |
| EPS (fils) | 171 | 174 | 23 | 3 |
Note: Consensus estimates are from the Visible Alpha platform, dated 04 August 2025.
Talk to us
Please reach out with any inquiries using the below contacts.
| Email FAB Investor Relations Team | |
|---|---|
 |
ir@bankfab.com |
| Email Our Registrar | |
|---|---|
| For any inquiries regarding our shares & dividends | |
|
sfas-inquiry@bankfab.com |
Head Office
First Abu Dhabi Bank
Al Qurm – Business Park
P.O. Box 6316
Abu Dhabi, United Arab Emirates