UAE 
First Abu Dhabi Bank
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Annual Report 2019
Key Financial Highlights
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Continuing to enhance our market leading position, locally and internationally
H.H. Shk Tahnoon Bin Zayed Al Nahyan
FAB Chairman
A year of leadership and progress for the UAE’s largest bank
Abdulhamid SaeedGroup Chief Executive Officer
Market Leading Business
Andre Sayegh
Deputy Group CEO and Group Head of Corporate and Investment Banking
CIB continued to lead the market both regionally and internationally throughout 2019 and successfully navigated the global economic turbulence thanks to its strong operating model and clear focus on strategic markets and client-led growth. All products, customer segments and markets delivered solid underlying performance, reflecting the strength of CIB’s client-centric model.
Hana Al Rostamani
Group Head of Personal Banking Group
PBG delivered a strong performance in 2019, generating a net profit of AED 3.5 Billion. Improved sales momentum drove increased revenue throughout the year, with significant growth in both deposits and loans balances.Operating income grew 1% year-on-year reflecting a pick-up in sales momentum throughout the year leveraging on a unified technology platform, enhanced product offerings, new partnerships and ongoing process improvements.
Our People
At FAB, we have established a work culture that puts our customers at the heart of everything we do, delivering superior value and sustainable growth for our shareholders. We believe in attracting, retaining and building the strength and abilities of our people to empower them to be strong ambassadors for FAB.
Our Approach to Sustainability
FAB’s approach to sustainability is embedded throughout the core of our business, as we build a stronger economic, social and environmental future for our customers, our people, our shareholders and our communities.
Risk Management
As part of our risk strategy, we have a comprehensive Enterprise- wide Risk and Compliance Framework aligned with our vision to drive consistent value for stakeholders through the optimisation of risk and reward.