Elite Islamic Personal Finance
Say goodbye to large outstanding amounts,
hidden charges and inconvenient instalments
Experience Banking Beyond Transactional — Where Your Ambitions Are Our Priority
For those who demand excellence in every facet of life, the Elite Islamic Personal Finance is not merely a service—it’s a gateway to curating the extraordinary. Whether you’re acquiring a rare masterpiece, renovating your property to match your taste of luxury, plan your next exotic vacation on your favourite island or destination, or indulging in a bespoke luxury experience, our Finance is designed to align seamlessly with your refined aspirations. Also, enjoy a host of benefits, like a preferential profit rate, zero processing fees, flexible payment solution, fast and easy approvals.
Your Golden Opportunity: A Prize Worthy of Distinction
Gain exclusive entry to win 1.5 KG of Pure Gold—a timeless asset that mirrors the enduring value we offer. This is not just a reward; it’s a testament to your stature.
Explore the Elite multi product package to enjoy our exclusive benefits:
| Segment | With Multi Product Package (with a salary transfer to a FAB Islamic savings account and Islamic credit card) | With a salary transfer to a FAB Islamic savings account without an Islamic credit card | Gold Draw* | Processing fees** | Finance Amount | Grace Period |
|---|---|---|---|---|---|---|
| UAE Nationals | Personal finance profit rate starting from 2.47%* (equivalent to a reducing rate of 4.70%*)per year | Starting from 3.29%* (equivalent to a reducing rate of 6.2%*) per year | 3 winners of up to 1.5 KG of Gold | zero processing fees | Up to AED 5 million | Up to 7 months |
| Expatriates | Personal finance profit rate starting from 2.87%* (equivalent to a reducing rate of 5.44%*)per year | Starting from 3.85%* (equivalent to a reducing rate of 7.2%*) per year | 3 winners of up to 1.5 KG of Gold | zero processing fees | Up to AED 2 million | Up to 4 months |
Eligibility
Available for UAE nationals and residents- Minimum payment tenor of 12 months
- Minimum age 21 and maximum age 65 for UAE nationals and 60 for non-UAE nationals
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- Murabaha request form completed and signed by customer
- Salary certificate addressed to FAB (issued within the last 30 days)
- A salary transfer letter from the employer
- Bank statement for the last 3-6 months for non-salary transfer customers
- Copy of a valid Emirates ID, passport and residence visa for non-UAE nationals (originals must also be presented)
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Note: Additional documents may be required on a case-by-case basis
Top up your existing personal finance in a few easy steps! Click here to check your eligibility and apply instantly on the FAB Mobile app! Conditions apply.
Terms and conditions apply
*Campaign Terms and Conditions apply
** applicable with a Multi product package only
Features are subject to alteration/cancellation
All finances are subject to income and eligibility criteria
Eligibility criteria are subject to change from time to time
Commodity Murabaha Finance
Islamic personal finance gives you the opportunity to fulfill your personal finance and liquidity requirements in a Shariah-compliant manner, where the assets bought and sold are commodities on the London Metal Exchange (LME)
Islamic personal finance gives you the opportunity to fulfill your personal finance and liquidity requirements in a Shariah-compliant manner, where the assets bought and sold are Islamic Sukuk certificates from National Bonds Corporation.
Find out more about our Fees, Terms & Conditions
Ready to apply?
Get in touch
Need more help?
Contact us anytime for further assistance or check out our FAQ page for more information.
| Elite Islamic | International | ||
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800 70000 Lines Open 24/7 |
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+971 2 499 6300 |
| Working Hours | Email Us | ||
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Sunday to Thursday: 8:00 am to 1:30 pm Saturday: 8:00 am to 12:00 pm |
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islamiccustomercare@bankfab.com |