Interest will be paid only if the deposit is retained for a minimum period of 6 months

Customer should have an existing account for funding the Smart Deposit. The Smart Deposit will be opened in the same currency of the account and the proceeds will be credited to the same currency account

Partial withdrawal is not allowed, but the Bank may at its sole discretion allow a premature withdrawal of the whole of the Smart Deposit. The Customer accepts that by doing so, the Samrt Deposit may be subject to a lower interest and premature withdrawal fee. If the interest earned has already been paid to the Designated Account under the "Monthly Interest Payment" or the "Half Yearly Interest Payment" option, the excess amount paid as interest will be recovered from the principal amount