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FlexiGuard

FlexiGuard

FlexiGuard is a compact policy which provides cover for you and your spouse in case of hospitalization, medical reimbursement following an accident, as well as home healthcare services.

  • Covers childcare services up to 12 months in case of death of a spouse due to an accident
  • Covers accidental death of a spouse with no additional premium as a UAE resident
  • Covers essential cash and educational allowance in case of accidental death and death due to sickness of the insured
Coverage / Benefits Essential
(AED)
Comfort
(AED)
Elite
(AED)
Gold
(AED)
Platinum
(AED)
Superior
(AED)
Insured person benefits Accidental death 100,000 150,000 200,000 250,000 300,000 325,000
Accidental death (common carrier) 150,000 200,000 250,000 300,000 350,000 400,000
Extended Covers in case of accidental death / death due to sickness
Essential cash / inconvenience benefit (per month for 12 months) 4,000 5,000 6,000 7,000 8,000 9,000
Educational allowance (up to a maximum limit as mentioned) 12,000 15,000 17,50d0 20,000 22,500 25,000
House rent (up to a maximum limit as mentioned) 3,500 4,500 5,500 6,500 7,500 8,000
Flying mortal remains to home country 2,500 5,000 7,500 10,000 12,500 15,000
Cargo for shipping personal things to home country 2,000 2,500 3,000 3,500 4,000 5,000
Insured and/or spouse benefits Hearing aid repair or replacement (up to a maximum limit as mentioned) 2,000 4,000 6,000 8,000 10,000 12,000
Medical reimbursement following an accident (deductible of AED 100) 3,000 4,000 5,000 6,000 7,000 8,000
Hospitalisation due to an accident (per day, for a maximum of 60 days) 40 60 80 100 120 140
Taxi fare 200 300 400 500 600 700
Home health care services
(Up to a maximum of 7 days, where the per day cost does not exceed 15% of the cumulative limit)
5,000 7,000 10,000 12,000 15,000 16,500
Post traumatic (rehab etc.) / counseling cover
(up to a maximum of 7 days, where the per day cost does not exceed 15% of the cumulative limit)
5,000 7,000 10,000 12,000 15,000 16,500
Teeth damage (following an accident) 500 700 1,000 1,200 1,500 1,750
Second medical opinion 1,000 1,000 1,000 1,000 1,000 1,000
Spouse benefits Accidental death 50,000 75,000 100,000 125,000 150,000 175,000
Accidental death (common carrier) 100,000 125,000 150,000 175,000 200,000 225,000
Childcare service in the event of accidental death (per month for 12 months) 1,500 2,000 2,500 3,000 3,500 4,000
Flying mortal remains to home country 1,500 2,500 3,500 4,500 5,000 5,500

Territorial Limit of Cover

Worldwide cover for personal accident, death due to sickness, hearing aid, teeth damage, hospitalisation, and medical reimbursement benefits. UAE coverage for all other benefits.


Policy Terms and Conditions

  • 30 days’ notice of cancellation (free look period: from date of policy inception)
  • Insured age: 18-65 years old
  • Coverage as per RSA Standard Wording

Want to know more? Click here to download the FlexiGuard Terms and Conditions.


The Insurance is offered by a third party insurance company (Insurance Company) for selected customers of First Abu Dhabi Bank (FAB). The insurance is subject to the approval of the Insurance Company. Please refer to the terms of the relevant insurance policy. This is for your information only and FAB is neither responsible for, nor guarantees or warrants the quality of the insurance offered by the Insurance Company and does not accept any liability and in no event is FAB liable for damages on any basis, in contract or otherwise, resulting from the Insurance Company providing insurance to the customer.


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