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Protection 365

Protect you and your family from future financial hardship

You'll benefit from all-in-one coverage that includes personal accident and disability, travel inconvenience, and home insurance benefits.

There is also a loan and credit card monthly repayment benefit of up to AED 3,500 per month for 12 months following accidental death or disability.

Accidental death (AD) / permanent total disability (PTD) benefits, while living and working: Essential (in AED) Elite (in AED) Prestige (in AED) Premiere (in AED)
Loan / mortgage payment - monthly benefit, up to 12 months 5,000 10,000 15,000 20,000
Credit card bill payment - monthly benefit, up to 12 months 3,500 6,000 10,000 15,000
School fees payment - monthly benefit, up to 12 months 1,500 2,500 3,500 4,500
Double benefit for AD / PTD for common carrier accidents For the above For the above For the above For the above
Flying mortal remains to home country 2,500 5,000 7,500 10,000
Air fare for a family member on repatriation 2,500 5,000 7,500 10,000
Permanent partial disablement (as per percentage scale, subject to a maximum of) 120,000 222,000 340,000 475,000
Medical reimbursement for AD / PTD / PPD (deductible of 100) 5,000 10,000 12,500 15,000
Family cargo for shipping personal items to home country 2,500 5,000 7,500 10,000

Accidental death (AD) / permanent total disability (PTD) benefits, while at hospital: Essential (in AED) Elite (in AED) Prestige (in AED) Premiere (in AED)
Hospital cash due to accident (up to 60 days) 40 per day 80 per day 120 per day 160 per day
Hospital cash due to accident in ICU (up to 60 days) 80 per day 160 per day 180 per day 200 per day
Broken bones due to accident 2,000 4,000 6,000 8,000
Accidental death (AD) / permanent total disability (PTD) benefits, while away: Essential (in AED) Elite (in AED) Prestige (in AED) Premiere (in AED)
Trip cancellation / curtailment 250 250 500 500
Personal liability 25,000 25,000 25,000 25,000
Baggage delay (25 per hour, excluding first four hours) 250 250 500 500
Trip delay (25 per hour, excluding first four hours) 250 250 500 500
Legal fees 2,500 7,500 10,000 12,500
Missed departure 250 250 500 500
Hijack 250 per hour up to a maximum of 5,000 250 per hour up to a maximum of 5,000 250 per hour up to a maximum of 5,000 250 per hour up to a maximum of 5,000
Missed flight connection 500 500 500 500
ISOS (RSA partner) Included Included Included Included

Home contents benefits

While at home and away: Essential (in AED) Elite (in AED) Prestige (in AED) Premiere (in AED)
Contents 20,000 30,000 50,000 75,000
Contents temporarily removed 4,000 6,000 8,000 10,000
Contents in the open 500 1,000 1,500 2,000
Loss/damage to contents when moving to a new home 4,000 6,000 10,000 15,000
Loss of rent and alternative accommodation (hotel in UAE, AED 300 per day) Up to 8,000 Up to 12,000 Up to 15,000 Up to 20,000
Replacement of locks and keys 500 1,000 1,500 2,000
Visitor's personal belongings lost/ damaged 2,500 2,500 3,000 3,000
Tenant’s liability 50,000 150,000 200,000 250,000
Loss of documents (passport, driving license, Emirates ID and work permit) 3,000 3,000 3,000 3,000
Worldwide cover for personal belongings, including jewelry, portable electronics, mobiles, tablets, documents, wallets and misuse of credit card and other valuables carried with the individual. Covers loss, accidental damage, theft in the UAE and up to 90 days while travelling worldwide. 2,000 6,000 7,500 10,000
Loss of money and misuse of credit card 2,000 4,000 6,000 8,000
Death or permanent total disablement (for domestic help due to accident) 10,000 15,000 20,000 30,000
Repatriation expenses (for domestic help - mortal remains, due to accident) 5,000 5,000 5,000 5,000
Additional Benefit - Second opinion service Included Included Included Included

  • Node Minus Alt
    Worldwide for EduPlus benefits
  • OR
  • Node Minus Alt
    UAE for dependent child protection benefit
  • OR
  • Node Minus Alt
    Coverage as per Liva standard wording
  • OR
  • Node Minus Alt
    30 days’ notice of cancellation
  • OR
  • Node Minus Alt
    Insured age – 18 to 65 years
  • OR
The Insurance is offered by a third party insurance company (Insurance Company) for selected customers of First Abu Dhabi Bank (FAB). The insurance is subject to the approval of the Insurance Company. Please refer to the terms of the relevant insurance policy. This is for your information only and FAB is neither responsible for, nor guarantees or warrants the quality of the insurance offered by the Insurance Company and does not accept any liability and in no event is FAB liable for damages on any basis, in contract or otherwise, resulting from the Insurance Company providing insurance to the customer.

Other Accidental Insurance

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For customers within the UAE For customers outside of the UAE
600 52 5500 +971 2 681 1511