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Smart Shield

Protect yourself and your spouse

Smart Shield is a personal accident plan that provides a lump sum and monthly expenses cover, as well as a relocation allowance, repatriation, and accidental medical reimbursement benefits.

  • Accidental death, dismemberment, or permanent total disability: up to 350,000 AED
  • Education allowance: up to 50,000 AED (in case of accidental death, dismemberment, loss of sight, hearing and speech indemnity due to accident, or permanent total disability)
  • Household allowance: up to 50,000 AED (in case of accidental death or permanent total disability)
  • Relocation allowance: up to 50,000 AED (in case of accidental death or permanent total disability)
  • Accidental medical reimbursement: up to 2,500 AED
  • Death repartitions (mortal remains): up to 2,500 AED
  • Option to include spouse in the policy at additional premium
Policy holder (AED) Bronze Emerald Ruby Amber
Accidental death (AD), dismemberment (D), permanent total disability (PTD) 100,000 150,000 200,000 350,000
Education allowance (AD & D, PTD (A)) 25,000 25,000 50,000 50,000
Household allowance (AD & PTD (A)) 25,000 50,000 50,000 50,000
Relocation allowance (AD & PTD (A)) 25,000 50,000 50,000 50,000
Accidental death repatriation 1,250 1,500 2,000 2,500
Accidental medical reimbursement 1,250 1,500 2,000 2,500
Spouse Bronze Emerald Ruby Amber
Accidental death (AD), dismemberment (D), permanent total disability (PTD) 50,000 75,000 100,000 175,000
Education allowance (AD & D, PTD (A)) 0 0 0 0
Household allowance (AD & PTD (A)) 0 0 0 0
Relocation allowance (AD & PTD (A)) 0 0 0 0
Accidental death repatriation 500 750 1,000 1,750
Accidental medical reimbursement 500 750 1,000 1,750

Eligibility

Policy holders must be:
  • Node Minus Alt
    Aged between 18 and 59 years old
  • OR
  • Node Minus Alt
    FAB credit card or bank account customers
  • OR
The Insurance is offered by a third party insurance company (Insurance Company) for selected customers of First Abu Dhabi Bank (FAB). The insurance is subject to the approval of the Insurance Company. Please refer to the terms of the relevant insurance policy. This is for your information only and FAB is neither responsible for, nor guarantees or warrants the quality of the insurance offered by the Insurance Company and does not accept any liability and in no event is FAB liable for damages on any basis, in contract or otherwise, resulting from the Insurance Company providing insurance to the customer.

Other Accidental Insurance

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For customers within the UAE For customers outside of the UAE
600 52 5500 +971 2 681 1511