UAE 
Smart Shield is a personal accident plan that provides a lump sum and monthly expenses cover, as well as a relocation allowance, repatriation, and accidental medical reimbursement benefits.
- Accidental death, dismemberment, or permanent total disability: up to 350,000 AED
- Education allowance: up to 50,000 AED (in case of accidental death, dismemberment, loss of sight, hearing and speech indemnity due to accident, or permanent total disability)
- Household allowance: up to 50,000 AED (in case of accidental death or permanent total disability)
- Relocation allowance: up to 50,000 AED (in case of accidental death or permanent total disability)
- Accidental medical reimbursement: up to 2,500 AED
- Death repartitions (mortal remains): up to 2,500 AED
- Option to include spouse in the policy at additional premium
| Policy holder (AED) | Bronze | Emerald | Ruby | Amber |
|---|---|---|---|---|
| Accidental death (AD), dismemberment (D), permanent total disability (PTD) |
100,000 |
150,000 |
200,000 |
350,000 |
| Education allowance (AD & D, PTD (A)) |
25,000 |
25,000 |
50,000 |
50,000 |
| Household allowance (AD & PTD (A)) |
25,000 |
50,000 |
50,000 |
50,000 |
| Relocation allowance (AD & PTD (A)) |
25,000 |
50,000 |
50,000 |
50,000 |
| Accidental death repatriation |
1,250 |
1,500 |
2,000 |
2,500 |
| Accidental medical reimbursement |
1,250 |
1,500 |
2,000 |
2,500 |
| Spouse | Bronze | Emerald | Ruby | Amber |
|---|---|---|---|---|
| Accidental death (AD), dismemberment (D), permanent total disability (PTD) |
50,000 |
75,000 |
100,000 |
175,000 |
| Education allowance (AD & D, PTD (A)) |
0 |
0 |
0 |
0 |
| Household allowance (AD & PTD (A)) |
0 |
0 |
0 |
0 |
| Relocation allowance (AD & PTD (A)) |
0 |
0 |
0 |
0 |
| Accidental death repatriation |
500 |
750 |
1,000 |
1,750 |
| Accidental medical reimbursement |
500 |
750 |
1,000 |
1,750 |
Eligibility
Policy holders must be:
- Aged between 18 and 59 years old
- FAB credit card or bank account customers
Want to know more? Click here to download the Smart Shield Terms and Conditions.
The Insurance is offered by a third party insurance company (Insurance Company) for selected customers of First Abu Dhabi Bank (FAB). The insurance is subject to the approval of the Insurance Company. Please refer to the terms of the relevant insurance policy. This is for your information only and FAB is neither responsible for, nor guarantees or warrants the quality of the insurance offered by the Insurance Company and does not accept any liability and in no event is FAB liable for damages on any basis, in contract or otherwise, resulting from the Insurance Company providing insurance to the customer.
