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GEMS Titanium Credit Card

  • Up to 4.25% discount on advanced payment of GEMS fees
  • 0% Easy Payment Plan for up to 12 months for GEMS fees
  • Education Protection cover of up to AED 500,000 per child


If you make only the minimum repayment/payment each period, you will pay more in interest/profit/fees and it will take you longer to pay off your outstanding balance.

School Fee Discounts

Help your children achieve their potential

You want the best for your children. So we’ve partnered with GEMS Schools to bring you discounts on fees, plus exclusive deals for the whole family

  • Save up to 4.25% fixed rate discount on GEMS school fees, when using your GEMS Credit Card to pay the fees in advance
    View the advance Tuition Fee Discount Scheme on GEMS Credit Card
    For Clarifications on tuition fee discount offered, please contact the GEMS School Cashier
  • Enjoy an exclusive discount of 25% on your Filo subscription with your FAB GEMS Titanium Credit Card.
    Conditions apply.

Lifestlye Benefits

Bring some luxury into your life

Take more time for you and your family with our lifestyle partnership offers

  • Movie tickets from just AED 15

    A great offering for all movie buffs! FAB GEMS Titanium Credit Cardholders can enjoy 2 movie tickets per month from AED 15 during weekdays and AED 20 during weekends at Reel Cinemas, Cine Royal and Oscar Cinema.

Travel Benefits

Enjoy a better way to travel

Now you and your family can travel in style

  • Airport Lounge Access*

    Sit back and relax with access to 10+ airport lounge access across the Middle East, with no prior booking.

*Service offered and supported by MasterCard. Terms and Conditions of the offer(s) may change without prior notice. Learn more about a host of other benefits and latest updates at MasterCard Titanium.


Rewarding in every way

The all-new Rewards on the FAB Mobile app

  • Earn up to 2.5 FAB Rewards for every AED 1 you spend. Learn more
  • Enjoy instant redemption at your fingertips and easily choose from an extensive selection of Rewards such as shopping, cashback, paying your utility bills, dining out or booking your next holiday. Learn more

Protection Benefits

If the unexpected happens, we’ve got you covered

Your GEMS Titanium MasterCard comes with a range of additional protection features

  • Education Insurance

    Education protection coverage of up to AED 500,000 per child. Learn more.

  • Credit Shield

    Get peace of mind that if something happens so you can’t meet your credit card payments, your outstanding balance is paid off. Learn more.

Click here to view the credit card terms and conditions.

Min Monthly Salary AED 5,000

Get a GEMS Titanium Credit Card instantly on the FAB Mobile app

FAB Mobile puts the power of the bank in your hands

  • Get your FAB account and credit cards instantly. Zero paperwork
  • Open an account and get a credit card, with just your Emirates ID
  • Use your FAB Rewards to pay your bills anytime, anywhere
  • Check your balance, send money and earn rewards in a few taps

Apply Now

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one working day to proceed with your application.

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