FAB GEMS World Credit Card

 8,000

Minimum Monthly Salary

Annual Fees**

**Enjoy no annual fee if you spend  24,000 or more on non-educational spending in the previous year.

Minimum Monthly Salary

Annual Fees**

**Enjoy no annual fee if you spend  24,000 or more on non-educational spending in the previous year.

Save up to 4.25% on school fees

Enjoy 10% cashback on bus, canteen, uniform purchases and non-school activities

Receive a 20% discount at Emaar attractions

2% cashback on spending

Save up to 4.25% on GEMS school fees

Get 10% cashback on additional school related expenses

0% EPP and no processing fee for up to 12 months on GEMS school fees

Education protection coverage

Save up to 4.25% on GEMS school fees
Enjoy the comfort of being able to save on tuition fees. You can save up to 4.25% on GEMS school fees with your GEMS World Credit Card.

Get 10% cashback on additional school related expenses
It doesn’t stop at school fees. You can get another 10% cashback on school related costs like bus fees, canteen, uniforms and extracurricular activities. Cashback earned will be added as FAB Rewards to your account.

0% EPP and no processing fee for up to 12 months on GEMS school fees
You’ll be able to take advantage of 0% EPP for up to 12 months on GEMS fees with no processing fee.

Education protection coverage
Feel secure with education protection coverage of up to  500,000 for each child. For information kindly refer to “GEMS World Credit Cardholders - Child Protection".

Discounted cinema tickets from  20

Free airport lounge access

Enjoy a 20% discount at Emaar attractions

Save more with 1% cashback on daily spends and 2% on travel spends

30% off at IMG Worlds

Discounted cinema tickets from  20
Get two discounted cinema tickets every month for  20 at Reel Cinemas, Cine Royal and Star Cinemas plus 40% off deluxe cinema tickets at Cinepolis.

Free airport lounge access
Traveling has never been more comfortable. Enjoy complimentary lounge access to over 1,000 lounges worldwide for you and a guest up to 8 times a year. Learn more*

Enjoy a 20% discount at Emaar attractions
Have fun with the whole family with 20% off at Emaar entertainment and 10% off Al Montazah Parks.

Save more with 1% cashback on daily spends and 2% on travel spends
Keep on saving with 2% cashback on international spending and 1% on domestic spending.

30% off at IMG Worlds
Make the weekends more enjoyable with 30% off general admission tickets at IMG Worlds.

If you make only the minimum repayment/payment each period, you will pay more in interest/profit/fees and it will take you longer to pay off your outstanding balance.