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GEMS World Credit Card

Want to save on school and family expenses? All you need is a new GEMS World Credit Card!

Save up to 4.25% on school fees plus so much more.

AED 8,000

Minimum Monthly Salary

AED 399

Annual Fees**

**Enjoy no annual fee if you spend AED 24,000 or more on non-educational spending in the previous year.

AED 8,000

Minimum Monthly Salary

AED 399

Annual Fees**

**Enjoy no annual fee if you spend AED 24,000 or more on non-educational spending in the previous year.

Key Features

Save up to 4.25% on school fees

Enjoy 10% cashback on bus, canteen, uniform purchases and non-school activities

Receive a 20% discount at Emaar attractions

2% cashback on spending

Exclusive School Discount Benefits 

Save up to 4.25% on GEMS school fees

Get 10% cashback on additional school related expenses

0% EPP and no processing fee for up to 12 months on GEMS school fees

Education protection coverage

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    Save up to 4.25% on GEMS school fees

    Enjoy the comfort of being able to save on tuition fees. You can save up to 4.25% on GEMS school fees with your GEMS World Credit Card.

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    Get 10% cashback on additional school related expenses

    It doesn’t stop at school fees. You can get another 10% cashback on school related costs like bus fees, canteen, uniforms and extracurricular activities. Cashback earned will be added as FAB Rewards to your account.

  • OR
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    0% EPP and no processing fee for up to 12 months on GEMS school fees

    You’ll be able to take advantage of 0% EPP for up to 12 months on GEMS fees with no processing fee.

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    Education protection coverage

    Feel secure with education protection coverage of up to AED 500,000 for each child.

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Lifestyle Benefits

Discounted cinema tickets from AED 20

Free airport lounge access

Enjoy a 20% discount at Emaar attractions

Save more with 1% cashback on daily spends and 2% on travel spends

Get an amazing 15% off with Carrefour

30% off at IMG Worlds

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    Discounted cinema tickets from AED 20

    Get two discounted cinema tickets every month for AED 20 at Reel Cinemas, Cine Royal and Star Cinemas plus 40% off deluxe cinema tickets at Cinepolis.

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    Free airport lounge access

    Traveling has never been more comfortable. Enjoy unlimited complimentary lounge access to over 1,000 lounges worldwide for you and a guest.

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    Enjoy a 20% discount at Emaar attractions

    Have fun with the whole family with 20% off at Emaar entertainment and 10% off Al Montazah Parks.

  • OR
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    Save more with 1% cashback on daily spends and 2% on travel spends

    Keep on saving with 2% cashback on international spending and 1% on domestic spending.

  • OR
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    Get an amazing 15% off with Carrefour

    Save when you shop with 15% off on Carrefour online two times every month.

  • OR
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    30% off at IMG Worlds

    Make the weekends more enjoyable with 30% off general admission tickets at IMG Worlds.

  • OR

Find out more about our Fees, Terms & Conditions

WARNING

  • If you make only the minimum repayment/payment each period, you will pay more in interest/profit/fees and it will take you longer to pay off your outstanding balance.

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Need more help?

Contact us anytime for further assistance or check out our FAQ page for more information.

For customers within the UAE For customers outside of the UAE
600 52 5500 +971 2 681 1511