If you make only the minimum repayment/payment each period, you will pay more in interest/profit/fees and it will take you longer to pay off your outstanding balance.
School Fee Discounts
Help your children achieve their potential
You want the best for your children. So we’ve partnered with GEMS Schools to bring you discounts on fees, plus exclusive deals for the whole family
Save up to 4.25% fixed rate discount on GEMS school fees, when using your GEMS Credit Card to pay the fees in advance
For Clarifications on tuition fee discount offered, please contact the GEMS School Cashier
Bring some luxury into your life
Take more time for you and your family with our lifestyle partnership offers
Enjoy a better way to travel
Now you and your family can travel in style
*Service offered and supported by MasterCard. Terms and Conditions of the offer(s) may change without prior notice. Learn more about a host of other benefits and latest updates at MasterCard Titanium.
Rewarding in every way
The all-new Rewards on the FAB Mobile app
- Earn up to 2.5 FAB Rewards for every AED 1 you spend. Learn more
- Enjoy instant redemption at your fingertips and easily choose from an extensive selection of Rewards such as shopping, cashback, paying your utility bills, dining out or booking your next holiday. Learn more
If the unexpected happens, we’ve got you covered
Your GEMS Titanium MasterCard comes with a range of additional protection features
- Education Insurance
Education protection coverage of up to AED 500,000 per child. Learn more.
- Credit Shield
Get peace of mind that if something happens so you can’t meet your credit card payments, your outstanding balance is paid off. Learn more.
Click here to view the credit card terms and conditions.
Min Monthly Salary
Get a GEMS Titanium Credit Card instantly on the FAB Mobile app
FAB Mobile puts the power of the bank in your hands
- Get your FAB account and credit cards instantly. Zero paperwork
- Open an account and get a credit card, with just your Emirates ID
- Use your FAB Rewards to pay your bills anytime, anywhere
- Check your balance, send money and earn rewards in a few taps
What you get from our credit cards