FAB Low-Rate Credit Card

Get AED 800 cashback with the new FAB Low-Rate Credit Card. Plus, enjoy an interest rate as low as 1.5% per month.

Get your card

WARNING

If you make only the minimum repayment/payment each period, you will pay more in interest/profit/fees and it will take you longer to pay off your outstanding balance.

Make spending affordable and rewarding with AED 800 cashback on the new FAB Low-Rate Credit Card.

Spend AED 15,000 within the first 90 days to receive this amazing cashback. Moreover, you’ll love paying a low interest rate from 1.5% per month for UAE Nationals and 1.99% for expatriates, 0% interest on Balance Transfers, easy buy now, pay later plans, and much more.

Click here for conditions.

Exclusive Benefits

You’ll love the lowest interest rates on spending, Balance Transfers, payment plans and more:

An interest rate as low as 1.5% per month for UAE Nationals and 1.99% per month for expatriates
0% interest on Balance Transfers for up to 18 months for UAE Nationals and 12 months for expatriates (fees apply)
3% minimum payment of the statement balance per month
Zero foreign transaction bank fees on spending abroad (excluding scheme charges and currency conversion)
Easy Payment Plans from 0.99% for up to 48 months for all (fees apply)
Quick Cash at great rates direct in your UAE account (fees apply)

Get your virtual credit card through the FAB Mobile app and use it in digital wallets and online instantly.

Lifestyle Benefits

Card benefits you’ll love that make life more convenient and affordable:

Spending made affordable with shopping and dining discounts from our partners
Easy card and payment management through the FAB Mobile app
SMS alerts on all your credit card transactions
Up to four free supplementary cards for your family
Standing instructions for payments

Protection Benefits

Protection for you and your family:

Peace of mind knowing that if something happens and you can’t meet your credit card payments, your outstanding balance will be paid off Learn more
Wallet Shield to cover fraudulent transactions on your lost or stolen credit cards, stolen cash, the theft of identification papers or keys To apply, SMS “WS” to 2121

FAB Rewards are not applicable for Low Rate Card.
Conditions apply.

Min Monthly Salary AED 10,000

Annual Fees AED 300

Apply now Schedule of fees and charges

Get a FAB Low-Rate Credit Card instantly on the FAB Mobile app

FAB Mobile puts the power of the bank in your hands

Get your FAB account and credit cards instantly. Zero paperwork
Open an account and get a credit card, with just your Emirates ID
Check your balance and send money in a few steps

Apply Now

Enter your details and we will call you back within
one working day to proceed with your application.

First Name

Last Name

Company Name

Phone Number

AED

Salary per month

Do you own a car?

How much do you spend on utility bills per month?

AED

How much do you spend on entertainment per month?

AED

How many times do you travel per year?

How much do you spend on education per year?

AED

I hereby authorise First Abu Dhabi Bank to obtain a credit information report on me from the Al Etihad Credit Bureau (or any successor organisation).

I have read and accept the Terms and Conditions.

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Can't find what you are looking for?

We are currently experiencing higher call volumes than usual. We encourage you to use the FAB Mobile application and check our Frequently Asked Questions (FAQs) page.

Principal Annual Fee	AED 315
Interest on Retail Purchases*	1.5% for UAE nationals and 1.99% for expatriates (per month)
Interest on Cash Advance*	2.8% per month
Cash Advance Fee	1% of the amount of cash obtained with a minimum of AED 105 per transaction; whichever is higher
International Transaction Fee	Zero transaction fee + scheme charges
Card Replacement Fee	AED 78.75
Credit Shield Plus Fee	1.04% of outstanding balance
Wallet Shield Fee	Charged per month at 0.42% of outstanding balance
Accident Insurance Fee	Charged per month at 0.26% of outstanding balance or AED 31.50, whichever is higher
Late Payment Fee	AED 241.50 in any month when the payment is late, not made, or less than the minimum amount due
Over-Limit Fee	AED 288.75 in any month when the outstanding balance is greater than the assigned credit limit
Plan Deferment Charges	AED 262.50
Cheque Returned Fee	AED 210
Minimum Monthly Payment	3% of outstanding or AED 105, whichever is higher
Payment due date from statement date	21-25 days
Statement Reprint Charges	AED 26.25 per statement
Copies of Transaction Slips	AED 26.25 per transaction slip
Outstation Cheque Processing Charge	AED 52.50
Dispute Verification Charge	AED 105
Issuance of Liability Letter	AED 52.50

FAB Low-Rate Credit Card

WARNING

Make spending affordable and rewarding with AED 800 cashback on the new FAB Low-Rate Credit Card.

Exclusive Benefits

Lifestyle Benefits

Protection Benefits

Get a FAB Low-Rate Credit Card instantly on the FAB Mobile app

Apply Now

Check your mobile

You have exceeded the maximum number of verification codes allowed

Can't find what you are looking for?

We are currently experiencing higher call volumes than usual. We encourage you to use the FAB Mobile application and check our Frequently Asked Questions (FAQs) page.

Customer Service

600525500

International

+971(2)6811511

Ratibi Service

600522298

International

+971(2)4996279

First Abu Dhabi Bank

FAB Low-Rate Credit Card

WARNING

Make spending affordable and rewarding with AED 800 cashback on the new FAB Low-Rate Credit Card.

Exclusive Benefits

Lifestyle Benefits

Protection Benefits

Get a FAB Low-Rate Credit Card instantly on the FAB Mobile app

Apply Now

Check your mobile

You have exceeded the maximum number of verification codes allowed

Make the most of your credit card with FAB's fantastic offers

Can't find what you are looking for?

We are currently experiencing higher call volumes than usual. We encourage you to use the FAB Mobile application and check our Frequently Asked Questions (FAQs) page.

Customer Service

600525500

International

+971(2)6811511

Ratibi Service

600522298

International

+971(2)4996279

First Abu Dhabi Bank