FAB Low-Rate Credit Card

AED 10,000

Minimum Monthly Salary

AED 300

Annual Fees

AED 10,000

Minimum Monthly Salary

AED 300

Annual Fees

Key Features

Save money with low interest rates on card features and benefits

The most affordable card in your wallet

Convenient buy now, pay later plans

0% interest balance transfers

Exclusive Benefits

Low interest rates per month for UAE nationals and expatriates

0% interest on Balance Transfers

3% minimum statement payment

Zero foreign transaction bank fees

Buy now pay later plans from 0.99%

Quick Cash

Low interest rates per month for UAE nationals and expatriates
Low interest rates from 1.5% per month for UAE Nationals and 1.99% per month for expatriates.

0% interest on Balance Transfers
Move your existing credit card balance at 0% interest for up to 18 months (UAE Nationals) and 12 months (expatriates). Fees apply.

3% minimum statement payment
Only a 3% minimum payment on your statement balance each month.

Zero foreign transaction bank fees
Spend while you’re abroad with no foreign transaction fees (excluding scheme charges and currency conversion).

Buy now pay later plans from 0.99%
Take advantage of low cost buy now, pay later plans from only 0.99% for up to 48 months (fees apply).

Quick Cash
Get great rates on Quick Cash directly in your UAE account (fees apply).

Lifestyle Benefits

Shopping and dining discounts

Easy card management with FAB Mobile

SMS alerts

Four free supplementary cards

Set instructions for payments

Shopping and dining discounts
Get several great discounts on shopping and dining with our partners.

Easy card management with FAB Mobile
Manage your card anywhere, anytime on the FAB Mobile app.

SMS alerts
Stay updated with SMS alerts on every transaction.

Four free supplementary cards
Get four free supplementary cards for you and your family to enjoy greater flexibility.

Set instructions for payments
Set up your own standing instructions for payments.

Protection Benefits

Wallet Shield

Outstanding balance coverage

Credit Shield
Opt for stress-free coverage so that if something happens and you can’t meet your credit card payments, your outstanding balance is paid off. Learn more.

Wallet Shield
Stay covered against fraudulent activity with Wallet Shield. Apply by sending “WS” to 2121 via SMS.

FAB Rewards are not applicable for the Low-Rate Card.
Terms and Conditions apply.

Find out more about our Fees, Terms & Conditions

Schedule of fees

PDF

Terms & Conditions

WARNING

If you make only the minimum repayment/payment each period, you will pay more in interest/profit/fees and it will take you longer to pay off your outstanding balance.