UAE 
Your FAB credit card is equipped with an encrypted chip along with enhanced security using Personal Identification Number (PIN) to authenticate your transactions.
How Does It Work:
- After generating your credit card transaction PIN, you can use your FAB credit card for any retail purchases at merchant Chip and PIN terminals worldwide
- The terminal will prompt you to enter your 4-digit PIN
- Your transaction will be authorised once the PIN entered is validated
- If a merchant outlet does not have a chip terminal, you may still use your FAB credit card by signing the receipt
- For cash withdrawal transactions at any ATM worldwide, please use the same Personal Identification Number (PIN)
- In order to keep your card safe, please ensure your 4-digit PIN is known only to you and is not shared with the merchant or anyone else
- If you hold multiple and supplementary FAB credit cards, individual cards must be activated and a transaction PIN should be generated separately from the primary cardholder’s registered mobile number
