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FAB Elite Credit Card

Your pass to an Elite lifestyle.

Apply Now

AED 50,000

Minimum Monthly Salary

AED 1,200

Annual Fee

AED 50,000

Minimum Monthly Salary

AED 1,200

Annual Fee

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Key Features

Exclusive access to luxury beach clubs, gyms, premium dining experiences and more
More convenience with 24/7 global concierge and free valet parking
Guaranteed gold gift and tree planting with each card
Earn up to 500,000 FAB Rewards on all your spending

Exclusive Benefits

Free access to 60+ beach clubs, gyms and sports clubs with ADV+
Up to 50% off at five-star restaurants in the UAE
Get dedicated lifestyle concierge support 24/7
Guaranteed gift of gold from the FAB Rewards Shop
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    Free access to 60+ beach clubs, gyms and sports clubs with ADV+

    Enjoy free access to luxury beach clubs, gyms and sports centres across the UAE * Access is through the ADV+ app using a unique voucher code. Learn more.

    • OR
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    Up to 50% off at five-star restaurants in the UAE

    Enjoy up to 50% discount for you and your friends at some of the top hotel restaurants across the UAE. Learn more.

    • OR
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    Get dedicated lifestyle concierge support 24/7

    If you are looking for help with travel planning, booking fine dining or access to exclusive events – call the 24/7 lifestyle concierge service to help you plan and book. Learn more.

    • OR
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    Guaranteed gift of gold from the FAB Rewards Shop 

    If you spend AED 500,000 a year or more on your card, you’ll be rewarded with gold! To redeem just visit the FAB Rewards section on the FAB Mobile app and redeem your gold gift. Learn more.

    • OR

*Subject to an AED 10,000 monthly spend on the card. Beach / sport access is chargeable at AED 300 for each month the spend target is not met.

Lifestyle Benefits

Enjoy one-hour free valet parking at premium locations
Movie tickets from only AED 20
20% off Emaar attractions
20% off Dubai Holding attractions
30% off golf worldwide with Mastercard Golf Programme
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    Enjoy one-hour free valet parking at premium locations

    Get a free hour of valet parking up to 5 times a month at premium UAE locations including Mall of the Emirates, City Walk, Dubai Mall, Yas Mall, Al Qana, Dubai Hills Mall and many more.* Learn more.

    • OR
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    Movie tickets from only AED 20

    Enjoy eight movie tickets from AED 20 each per month at Reel, Royal, Star, VOX Cinemas.* Learn more.

    • OR
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    20% off Emaar attractions
    Get up to 20% unlimited discount at KidZania, Dubai Aquarium & Underwater Zoo – Penguin Cove and Nursery Experience, The Storm Coaster and Zabeel Sports District. Learn more.
    • OR
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    20% off Dubai Holding attractions

    Get up to 20% unlimited discount at Wild Wadi, Dubai Parks and Resorts, Inside Burj Al Arab, The Green Planet and The View Palm. Learn more.

    • OR
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    30% off golf worldwide with Mastercard Golf Programme

    With Mastercard’s’ Golf Programme by Thriwe - you can get 30% off, or one free guest on your next game of golf at selected golf clubs worldwide. Learn more.

    • OR

*Subject to an AED 10,000 monthly spend on the card. Cinema benefits / valet parking is chargeable at AED 100 (excluding valet parking costs) for each month the spend target is not met.

FAB Rewards Benefits

Get up to 20 FAB Rewards on luxury spending
Get 10 FAB Rewards on eco-friendly purchases
Get up to 5 FAB Rewards on all other spending including abroad
Use your FAB Rewards for cashback and much more
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    Get up to 20 FAB Rewards on luxury spending

    Earn 20 FAB Rewards at brands such as Hermes, Cartier, Harrods, Van Cleef, Prada, Gucci, Dior, Hugo Boss and more. Learn more

    • OR
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    Get 10 FAB Rewards on eco-friendly purchases

    Earn 10 FAB Rewards for each AED 1 spent at eco-friendly merchants including Kibsons, Emirates Bio Farm, Just Vegan, The Giving Movement, BON organic perfumes and over 200 more brands in the UAE. Learn more

    • OR
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    Get up to 5 FAB Rewards on all other spending including abroad

    Get up to 5 FAB Rewards* for each AED 1 spent on all other spending in the UAE and abroad (including non-AED currencies). Learn more

    • OR
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    Use your FAB Rewards for cashback and much more

    FAB Rewards is FAB’s exclusive loyalty programme which rewards you across your banking. Redeem Rewards on retail, dining, cashback, miles and entertainment. Manage your Rewards quickly and easily through the FAB Mobile app. More info on FAB Rewards

    • OR

FAB Rewards earning is capped at 500,000 FAB Rewards per month except earning on luxury spending which is capped at 200,000 FAB Rewards each month.
*Selected categories will only earn 0.5 FAB Rewards per AED 1 spent. See FAB Rewards Terms and Conditions for more information on categories.

Travel Benefits

Free airport lounge access
Airport fast track services
Free airport rides with Careem
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    Free airport lounge access
    Get free access to airport lounges globally, for you and a guest through Mastercard and DragonPass. Learn more

     

    • OR
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    Airport fast track services
    3 complimentary fast track services per year to skip the security queue across top airports in Europe, Turkey & Asia. Prebook using the priority service on the Travel Pass App. Learn more

     

    • OR
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    Free airport rides with Careem

    Use the Careem app with your Mastercard to enjoy six airport transfers a year. (Does not include Hala Taxis). Learn more

    • OR

Protection Benefits

Credit Shield
Travel inconvenience insurance
Travel medical insurance
Rental Collision and Loss Damage Waiver
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    Credit Shield

    Opt for Credit Shield so your outstanding balance will be paid if something prevents you from making your card payments.

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    Travel inconvenience insurance

    If your luggage goes missing or you experience flight delays – you’re covered. Learn more

    • OR
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    Travel medical insurance

    Get medical care and emergency help while travelling in case you need it. Get up to USD 500,000 for you, your family and your helper. Learn more

    • OR
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    Rental Collision and Loss Damage Waiver

    In case of physical damage to a rental car or theft, you are covered up to USD 50,000. Learn more

    • OR

Find out more about our Fees, Terms & Conditions

Schedule of fees and charges

PDF

FAB Rewards Terms and Conditions

Card Benefits Terms and Conditions

PDF

WARNING

  • If you make only the minimum repayment/payment each period, you will pay more in interest/profit/fees and it will take you longer to pay off your outstanding balance.

FAB has won “Best Achievement in Sustainability” at The Cards & Payments Awards – Middle East for our new FAB Elite Credit Card in partnership with MasterCard


The FAB Elite Credit Card is designed to empower our customers to integrate eco conscious practices in their everyday lifestyle by rewarding them with

  • Bonus FAB Rewards for spending at eco-friendly merchants
  • Tree planting program linked to everyday spending
  • Engaging eco prizes with seasonal gamification features on the FAB Mobile App

How to easily apply for your credit card online.

Watch this short video and see how you can apply for a FAB credit card online in just a few minutes.

Video transcript

Make the most of your credit card with FAB's fantastic offers

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